12 Bank St Troy, NY 12180
The Hill Neighborhood
3
Beds
2
Baths
1,152
Sq Ft
9,583
Sq Ft Lot
Highlights
- No HOA
- Tankless Water Heater
- Bathroom on Main Level
- Living Room
- Bungalow
- Garden
About This Home
As of July 2025Adorable 3br/2ba cottage, nestled among trees, and beautiful blooms. This feel-good home offers charm and convenience, minutes from the RPI campus and all that downtown has to offer. Thoughtfully renovated, the chef's kitchen captures the warm western light and leads into an open dining and living area. located on a large double lot with a private yard surrounded by deciduous greenery. 2 car garage (currently used as as workshop) off-street parking for up to four vehicles. Clean and dry basement for ample storage. Custom, one of a kind light fixtures and coat racks at both entrances. This solidly built 1910 structure additionally benefits from updated systems- heating, plumbing, electric, and roof.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Blake, REALTORS License #10401385288 Listed on: 05/02/2025
Co-Listed By
CarrPropertyPartners
Berkshire Hathaway HomeServices Blake, REALTORS
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,437
Year Built
- Built in 1910 | Remodeled
Lot Details
- 9,583 Sq Ft Lot
- Garden
Parking
- 2 Car Garage
- Driveway
Home Design
- Bungalow
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,152 Sq Ft Home
- Living Room
- Dining Room
- Washer and Dryer
Kitchen
- Gas Oven
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Baseboard Heating
- Tankless Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 381700 101.79-3-16
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 2, 2025
Closed on
Jul 18, 2025
Sold by
Chebatoris Brian R and Chebatoris Kathryn F
Bought by
Senja Llc
Seller's Agent
Safrina Basil-Shivgobind
Berkshire Hathaway HomeServices Blake, REALTORS
Buyer's Agent
James Perniciaro
Heer Realty, Inc.
List Price
$325,000
Sold Price
$300,000
Premium/Discount to List
-$25,000
-7.69%
Views
65
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
48.02%
Purchase Details
Listed on
May 14, 2014
Closed on
Jan 9, 2015
Sold by
Miller Emmett
Bought by
Chebatoris Brian
Seller's Agent
Arland Landis
Access Premier Properties.com
Buyer's Agent
David Tucker
Weichert Realtors Northeast Gp
List Price
$98,000
Sold Price
$60,000
Premium/Discount to List
-$38,000
-38.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.60%
Purchase Details
Closed on
Aug 5, 2005
Sold by
Alber Richard L
Bought by
Miller Emmett B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,410
Interest Rate
5.66%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 26, 2005
Sold by
Alber Jane
Bought by
Alber Jane
Similar Homes in Troy, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | -- | |
| Deed | $60,000 | Michael Jurena | |
| Deed | $60,000 | Michael Jurena | |
| Deed | $115,000 | Susan H Hoblock | |
| Deed | $115,000 | Susan H Hoblock | |
| Interfamily Deed Transfer | -- | Frank W Lang | |
| Interfamily Deed Transfer | -- | Frank W Lang |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $103,410 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $300,000 | -7.7% | $260 / Sq Ft |
| 05/23/2025 05/23/25 | Pending | -- | -- | -- |
| 05/02/2025 05/02/25 | For Sale | $325,000 | +441.7% | $282 / Sq Ft |
| 01/25/2015 01/25/15 | Sold | $60,000 | -38.8% | $50 / Sq Ft |
| 11/14/2014 11/14/14 | Pending | -- | -- | -- |
| 05/13/2014 05/13/14 | For Sale | $98,000 | -- | $82 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,592 | $95,000 | $21,000 | $74,000 |
| 2023 | $4,593 | $95,000 | $21,000 | $74,000 |
| 2022 | $4,304 | $95,000 | $21,000 | $74,000 |
| 2021 | $1,082 | $95,000 | $21,000 | $74,000 |
| 2020 | $2,188 | $95,000 | $21,000 | $74,000 |
| 2019 | $4,004 | $95,000 | $21,000 | $74,000 |
| 2018 | $3,107 | $95,000 | $21,000 | $74,000 |
| 2017 | $4,004 | $95,000 | $21,000 | $74,000 |
| 2016 | $4,088 | $95,000 | $21,000 | $74,000 |
| 2015 | -- | $95,000 | $21,000 | $74,000 |
Source: Public Records
Agents Affiliated with this Home
-
Safrina Basil-Shivgobind
S
Seller's Agent in 2025
Safrina Basil-Shivgobind
Berkshire Hathaway HomeServices Blake, REALTORS
(518) 740-7410
1 in this area
3 Total Sales
-
C
Seller Co-Listing Agent in 2025
CarrPropertyPartners
Berkshire Hathaway HomeServices Blake, REALTORS
-
James Perniciaro
Buyer's Agent in 2025
James Perniciaro
Heer Realty, Inc.
(518) 935-3013
3 in this area
131 Total Sales
-
A
Seller's Agent in 2015
Arland Landis
Access Premier Properties.com
-
D
Buyer's Agent in 2015
David Tucker
Weichert Realtors Northeast Gp
Map
Source: Global MLS
MLS Number: 202516563
APN: 1700-101.79-3-16
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