$699,900

12 Decatur Ave Annapolis, MD 21403

Estimated payment $4,481/month

2 Beds
1 Bath
1,068 Sq Ft
$655 Price per Sq Ft

Highlights

  • Bay View
  • Bayside
  • Wooded Lot
  • Open Floorplan
  • Private Lot
  • Wood Flooring

About This Home

You know that it’s a rare occurrence when something becomes available in Bay Ridge, just south of Annapolis, but how about a new offering of this cute little cozy cottage on a private lot for under $700,000? Even the most discerning Annapolitan wouldn’t scoff at this lovingly cared for home that sits on an extraordinarily pretty lot just a couple blocks from all the magical wonders of the glorious Chesapeake Bay. Less than 15 minutes away from the City Dock or a quick sail to The Eastern Shore, you’ll have the privacy of this highly desirable established community yet all the conveniences that Annapolis has to offer. The Naval Academy to The Annapolis Town Center. Step inside this traditionally appointed home and you find large rooms and all that classic old world detail throughout. There’s an attic for extra storage, a detached garage, a basement and a giant living room plus an enclosed sunporch out back overlooking a tree studded rear yard. On top of that? And endless supply of tranquility and serenity were you can peacefully stroll through the neighborhood and take in the panoramic views of The Chesapeake Bay Bridge. There’s so much to love here. I would suggest an immediate visit with a pen in hand because these are rare opportunities in this highly desirable community and as they say: "This one won't last...."

Listing Agent

Jon Leary

(443) 463-9088 baltimorejacksells@gmail.com Cummings & Co. Realtors License #598721 Listed on: 11/22/2025

Cummings & Co. Realtors

Co-Listing Agent

Rachel Kohel

(410) 491-6111 rachelkohel24@gmail.com Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,416

Year Built

  • Built in 1950

Lot Details

  • 9,250 Sq Ft Lot
  • Private Lot
  • Secluded Lot
  • Level Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Back, Front, and Side Yard
  • Property is in good condition
  • Property is zoned R2

Parking

  • 1 Car Detached Garage
  • 3 Driveway Spaces
  • Public Parking
  • Front Facing Garage
  • Stone Driveway
  • Gravel Driveway
  • Dirt Driveway
  • Unpaved Parking
  • On-Street Parking
  • Off-Street Parking
  • Surface Parking
  • Secure Parking

Property Views

  • Bay
  • Woods

Home Design

  • Cottage
  • Hip Roof Shape
  • Block Foundation
  • Slab Foundation
  • Plaster Walls
  • Block Wall
  • Pitched Roof
  • Shingle Roof
  • Composition Roof
  • Asphalt Roof
  • Wood Siding
  • Galvanized Plumbing
  • Cast Iron Plumbing
  • Concrete Perimeter Foundation
  • Stick Built Home
  • Copper Plumbing
  • Composite Building Materials
  • Masonite
  • Asphalt
  • Masonry

Interior Spaces

  • 1,068 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Paneling
  • Ceiling Fan
  • 1 Fireplace
  • Double Pane Windows
  • Replacement Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Wood Frame Window
  • Window Screens
  • French Doors
  • Insulated Doors
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Basement
  • Crawl Space
  • Attic

Kitchen

  • Country Kitchen
  • Breakfast Area or Nook
  • Oven
  • Stove

Flooring

  • Wood
  • Carpet
  • Laminate
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Playground

Location

  • Bayside

Schools

  • Contact School Board Middle School
  • Call Board High School

Utilities

  • Radiator
  • Heating System Uses Oil
  • Radiant Heating System
  • Hot Water Baseboard Heater
  • Hot Water Heating System
  • 220 Volts
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Bay Ridge Subdivision

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 020204708041200

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,416

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1950
  • Building Winterized: Yes
  • Special Features: 12
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven - Single, Refrigerator, Stove, Water Heater
  • Flooring Type: Concrete, Carpet, Ceramic Tile, Hardwood, Laminated, Wood
  • Interior Amenities: Attic, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Flat, Floor Plan - Open, Floor Plan - Traditional, Kitchen - Country, Wood Floors
  • Window Features: Double Hung, Double Pane, Insulated, Replacement, Screens, Vinyl Clad, Wood Frame
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Insulated
  • Wall Ceiling Types: Dry Wall, Block Walls, Masonry, Plaster Walls, Paneled Walls
  • Foundation Details: Block, Concrete Perimeter, Crawl Space, Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Basement, Bedroom 1, Sun/Florida Room, Bathroom 1
  • Basement: No
  • Total Sq Ft: 1068
  • Living Area Sq Ft: 1068
  • Price Per Sq Ft: 655.34
  • Above Grade Finished Sq Ft: 1068
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Asphalt, Block, Cast Iron Plumbing, Combination, Composition, Concrete, Copper Plumbing, Galvanized Plumbing, Glass, Masonite, Masonry, Mixed, Mixed Plumbing, Stick Built, Wood Siding
  • Exterior Features: Exterior Lighting, Play Area, Secure Storage
  • Road Surface Type: Access - On Grade, Approved, Black Top, Paved
  • Roof: Unknown, Asphalt, Composite, Pitched, Shingle, Hip
  • View: Bay, Street, Trees/Woods, Water
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Crushed Stone, Dirt Driveway, Private, Public, Secure Parking, Stone Driveway, Surface, Unpaved
  • Garage Features: Garage - Front Entry, Covered Parking
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, On Street, Off Street, Detached Garage
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Electric Service: 220 Volts, Circuit Breakers
  • Heating Fuel: Electric, Oil
  • Heating Type: Baseboard - Hot Water, Hot Water, Radiant, Radiator
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock
  • Sewer/Septic System: Public Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL BOARD
  • Middle Or Junior School: CONTACT SCHOOL BOARD

Lot Info

  • Lot Features: Backs To Trees, Front Yard, Level, Private, Rear Yard, Road Frontage, Secluded, Sideyard(s), Trees/Wooded
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9250.00
  • Outdoor Living Structures: Enclosed, Porch(es), Screened
  • Property Condition: Good
  • Zoning: R2
  • Zoning Description: Residential.
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9416.00
  • Assessor Parcel Number: 020204708041200
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,871 $825,533 -- --
2024 $4,871 $759,767 $0 $0
2023 $4,576 $694,000 $618,800 $75,200
2022 $6,771 $647,933 $0 $0
2021 $8,311 $601,867 $0 $0
2020 $3,993 $555,800 $468,800 $87,000
2019 $7,730 $555,800 $468,800 $87,000
2018 $5,636 $555,800 $468,800 $87,000
2017 $4,122 $557,600 $0 $0
2016 -- $544,400 $0 $0
2015 -- $531,200 $0 $0
2014 -- $518,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/22/2025 11/22/25 For Sale $699,900 -- $655 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: MDAA2131214

Bright MLS

APN: 02-047-08041200