$499,000
$26K PRICE DROP

12 Ems C28d Ln Warsaw, IN 46582

Estimated payment $2,992/month

Total Views 26,108
5 Beds
2 Baths
2,343 Sq Ft
$213 Price per Sq Ft

Highlights

  • 80 Feet of Waterfront
  • Primary Bedroom Suite
  • Vaulted Ceiling
  • Warsaw Community High School Rated A-
  • Lake Property
  • Whirlpool Bathtub

About This Home

Ready for lake life? With quick access to the sparkling waters of Big Chapman Lake, this spacious waterfront home offers a great blend of comfort, style, and adventure - plus gorgeous lake views that are rare for a channel front property! Designed for those who crave more than a weekend cottage, this retreat delivers the space and amenities for year-round living, unforgettable family vacations, or an Airbnb opportunity. Step inside to discover a sun-drenched interior where vaulted ceilings, skylights, and oversized windows invite the outdoors in, creating a warm, inviting atmosphere bathed in natural light. Bamboo flooring flows through the breakfast nook, open-concept kitchen, and dining space. Entertain with ease as you move from indoors to the spacious deck, where views of the lake create the perfect backdrop for sunset dinners, weekend barbecues, or morning coffee in the fresh lake breeze. Continue to create memories in the evenings around the firepit—ideal for stargazing and s’mores after a thrilling day of lake adventures. Big Chapman Lake is a 504-acre, all-sports haven, offering endless fun for boating, tubing, jet skiing, or casting a line for trophy fish like largemouth bass and northern pike. The community enjoys putting on pancake breakfasts, an annual Independence Day parade, fireworks, and more! Back inside, the family room frames serene water views and flows effortlessly into a charming four seasons room where you can sip wine during a summer storm or curl up with a book. The main living room, complete with a cozy fireplace, offers even more space for gathering with loved ones or relaxing in quiet comfort. The main level features two versatile bedrooms, one currently serving as a home office with laundry access is perfect for remote work or additional guests. A full bath and ample storage options complete this floor. Upstairs, retreat to your private sanctuary in the owner’s suite, where lake views, a private deck, and a jetted tub invite pure relaxation. Dual closets and a thoughtfully designed Jack-and-Jill bath with a private vanity ensure a seamless start to your day. Two additional bedrooms on the upper level provide ample room for family or visitors. With recent upgrades including a brand-new roof in April 2025 and updated siding in 2020, this home combines classic lake charm with modern peace of mind. Whether you're seeking a lake retreat or a short term rental property, this home has much to offer!

Last Listed By

James Bausch

RE/MAX Results- Warsaw Brokerage Phone: 574-742-4531 Listed on: 04/30/2025

RE/MAX Results- Warsaw

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,449

Year Built

  • Built in 1958

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 132x80
  • 80 Feet of Waterfront
  • Home fronts a canal

Parking

  • 1 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2,343 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Living Room with Fireplace
  • Carpet
  • Water Views

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Suite
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Basement

  • Block Basement Construction
  • Crawl Space

Outdoor Features

  • Sun Deck
  • Waterski or Wakeboard
  • Seawall
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Leesburg Elementary School
  • Lakeview Middle School
  • Warsaw High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Community Details

  • Chapman Lake Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 43-07-26-100-053.000-016

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,449

Year Built

Built in 1958

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1958
  • Age: 67
  • Style: Two Story
  • Total Number of Rooms: 10
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 5
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 29-101-42 LOT 44 & W 30 FT OF LOT 43 CHAPMAN LAKE PARK 2ND ADD
  • Parcel Number ID: 43-07-26-100-053.000-016
  • Platted: Yes
  • Amenities: Breakfast Bar, Built-In Speaker System, Ceiling-9+, Ceiling Fan(s), Ceilings-Vaulted, Deck Open, Deck on Waterfront, Disposal, Dryer Hook Up Electric, Jet Tub, Range/Oven Hook Up Gas, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up
  • Cross Street: C28 Lane
  • Location: Lake
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2343
  • Total Finished Sq Ft: 2343
  • Above Grade Finished Sq Ft: 2343
  • Price Per Sq Ft: 212.97
  • Basement Foundation: Crawl
  • Basement Material: Block
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Gas Starter
  • Fireplace: Yes
  • Flooring: Carpet
  • Living Great Room: Dimensions: 18x16, On Level: Main
  • Kitchen: Dimensions: 12x9, On Level: Main
  • Dining Room: Dimensions: 16x12, On Level: Main
  • Family Room: Dimensions: 20x12, On Level: Main
  • Extra Room: 4 Seasons, Dimensions: 12x8, On Level: Main
  • Bedroom 1: Dimensions: 17x12, On Level: Main
  • Bedroom 2: Dimensions: 13x9, On Level: Main
  • Bedroom 3: Dimensions: 12x10, On Level: Upper
  • Bedroom 4: Dimensions: 12x9, On Level: Upper
  • Bedroom 5: Dimensions: 10x10, On Level: Upper
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Channel Canal Frontage: 80
  • Lake Type: Ski Lake
  • Sea Wall Type: Concrete
  • Water Frontage: 80
  • Water Name: Big Chapman Lake

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 34x20
  • Garage Sq Ft: 680
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: Well
  • Electric Company: REMC
  • Gas Company: NIPSCO
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Warsaw Community
  • Elementary School: Leesburg
  • Middle School: Lakeview
  • High School: Warsaw
  • Elementary School: Leesburg

Lot Info

  • Lot Description: Waterfront, 0-2.9999, Lake, Water View
  • Lot Dimensions: 132x80
  • Estimated Lot Sq Ft: 9148
  • Estimated Lot Size Acres: 0.21
  • Lot Number: 4443

Tax Info

  • Annual Taxes: 2449
  • Exemptions: Homestead

Multi Family

  • Water Access: Channel Front/Canal

MLS Schools

  • High School: Warsaw
  • Middle School: Lakeview
  • School District: Warsaw Community

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,486 $383,400 $66,800 $316,600
2023 $4,276 $360,900 $63,000 $297,900
2022 $3,636 $311,400 $56,700 $254,700
2021 $3,316 $279,700 $56,700 $223,000
2020 $3,170 $261,300 $56,700 $204,600
2019 $2,989 $254,000 $56,700 $197,300
2018 $3,002 $256,400 $56,700 $199,700
2017 $2,740 $246,300 $56,700 $189,600
2016 $2,822 $232,500 $55,400 $177,100
2014 $2,521 $225,400 $55,400 $170,000
2013 $2,521 $227,300 $55,400 $171,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/11/2025 06/11/25 Price Changed $499,000 -5.0% $213 / Sq Ft
04/30/2025 04/30/25 For Sale $525,000 +83.6% $224 / Sq Ft
04/11/2012 04/11/12 Sold $286,000 -13.3% $110 / Sq Ft
03/02/2012 03/02/12 Pending -- -- --
06/30/2011 06/30/11 For Sale $329,900 -- $127 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Deed $138,700 --
Deed $128,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,925 Purchase Money Mortgage
Previous Owner $260,000 New Conventional
Previous Owner $20,000 VA
Previous Owner $208,000 Adjustable Rate Mortgage/ARM
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202515230

Indiana Regional MLS

APN: 43-07-26-100-053.000-016