NOT LISTED FOR SALE

12 Spinnaker Reef Ct Middle River, MD 21220

Estimated Value: $432,000 - $498,000

4 Beds
2.5 Baths
1,938 Sq Ft
$245/Sq Ft Est. Value

Last Sold March 01, 2024

Last sale price $465,000 $240 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $3,044/month

2 Days on Market

Highlights

  • Open Floorplan
  • Cathedral Ceiling
  • No HOA
  • Cape Cod Architecture
  • 1 Fireplace
  • Breakfast Room

About This Home

As of March 2024

Here's your chance to own a beautifully updated home in the sought after Seneca Harbor neighborhood in Bowleys Quarters. Located on a quiet and friendly cul-de-sac within walking distance to numerous restaurants and marinas, you can't beat the location. The owners have kept the home meticulously maintained and completed all the major updates including full kitchen remodel with new appliances in 2017, hot water heater and furnace in 2018, new roof 2019, insulated attic, sealed ductwork, large composite deck, new flooring throughout and many more! This 2.5 bath, 4 bedroom home has the large master suite on the main level, allowing 3 additional large bedrooms upstairs. On the main level you will also find a welcoming two story foyer that leads to the large gourmet kitchen equipped with two pantry's, an eat in island, beautiful white cabinets, granite countertops, and breakfast bar
overlooking the dining room. There is also a bonus room currently being used as a play room, and a cozy family room. The basement level is the full footprint of the house with a large storage room, room for a home gym, and a newly built man cave (bar and pellet stove staying with the house). The basement has an exit to the backyard where you will find a large shed for additional storage, bonfire pit, and very private tree lined property. Pride of ownership is clear both inside and out, this home is move in ready, book your appointment now!

Last Agent to Sell the Property

Jonathan Blume

(410) 879-7466 jblume@streetthopkins.com Streett Hopkins Real Estate, LLC Listed on: 01/27/2024

Last Buyer's Agent

Effy Lamp

(410) 823-0033 effy@theeffygroup.com Cummings & Co. Realtors

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,768

Year Built

  • Built in 1995

Lot Details

  • 6,098 Sq Ft Lot

Parking

  • 1 Car Direct Access Garage
  • 3 Driveway Spaces
  • Front Facing Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,938 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Dining Room
  • Attic Fan
  • Washer

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Range Hood
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Bathroom

Improved Basement

  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump

Outdoor Features

  • Patio
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Seneca Harbor Subdivision

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 04152200015361

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,768

Year Built

Built in 1995

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-01-27
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Disposal, Exhaust Fan, Range Hood, Refrigerator, Oven/Range - Electric, Washer
  • Interior Amenities: Kitchen - Country, Dining Area, Primary Bath(s), Floor Plan - Open
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Foyer, Breakfast Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Sump Pump, Improved
  • Total Sq Ft: 1938
  • Living Area Sq Ft: 1938
  • Price Per Sq Ft: 232.20
  • Above Grade Finished Sq Ft: 1938
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Off Street, Driveway, Attached Garage
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Attic Fan, Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6098.00
  • Outdoor Living Structures: Patio(s)
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3768.17
  • Assessor Parcel Number: 04152200015361
  • Tax Lot: 6
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2024
Closed on
Mar 1, 2024
Sold by
Lupton Robert L and Grapes Leann M
Bought by
Mcmahon Ashley and Leonard Nicholas
Seller's Agent
Jonathan Blume
Streett Hopkins Real Estate, LLC
Buyer's Agent
Effy Lamp
Cummings & Co. Realtors
List Price
$450,000
Sold Price
$465,000
Premium/Discount to List
$15,000
3.33%
Views
119
Current Estimated Value
$507,052

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,052
Avg. Annual Appreciation
1.03%
Original Mortgage
$245,000
Outstanding Balance
$240,971
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$233,262

Purchase Details

Listed on
Feb 8, 2016
Closed on
Apr 12, 2016
Sold by
Kelly John C and Kelly Ianne Marie
Bought by
Lupton Robert L and Grapes Leann M
Seller's Agent
Rick Nelson
Cummings & Co. Realtors
Buyer's Agent
Vinny Steo
RE/MAX Community Real Estate
List Price
$265,000
Sold Price
$260,000
Premium/Discount to List
-$5,000
-1.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.65%
Original Mortgage
$245,189
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 6, 1997
Sold by
Kelly John A
Bought by
Kelly John C and Kelly Dianne Marie

Purchase Details

Closed on
Jun 7, 1995
Sold by
Seneca Harbor Lp
Bought by
Kelly John C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,850
Interest Rate
8.21%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcmahon Ashley $465,000 None Listed On Document
Mcmahon Ashley $465,000 None Listed On Document
Lupton Robert L $260,000 Front Door Title Inc
Kelly John C -- --
Kelly John C $141,935 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcmahon Ashley $245,000
Closed Mcmahon Ashley $245,000
Previous Owner Lupton Robert L $245,189
Previous Owner Kelly John C $141,850
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/01/2024 03/01/24 Sold $465,000 +3.3% $240 / Sq Ft
01/30/2024 01/30/24 Pending -- -- --
01/27/2024 01/27/24 For Sale $450,000 +73.1% $232 / Sq Ft
04/12/2016 04/12/16 Sold $260,000 -1.9% $134 / Sq Ft View Prior Sale
03/03/2016 03/03/16 Pending -- -- --
02/08/2016 02/08/16 For Sale $265,000 -- $137 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,870 $354,533 -- --
2024 $4,870 $314,367 $0 $0
2023 $2,160 $274,200 $102,000 $172,200
2022 $4,117 $267,833 $0 $0
2021 $4,139 $261,467 $0 $0
2020 $4,139 $255,100 $102,000 $153,100
2019 $3,944 $255,100 $102,000 $153,100
2018 $3,841 $255,100 $102,000 $153,100
2017 $3,965 $257,800 $0 $0
2016 $3,629 $252,500 $0 $0
2015 $3,629 $247,200 $0 $0
2014 $3,629 $241,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2087088

Bright MLS

APN: 15-2200015361