12 Whinchat Ln Palmyra, VA 22963
Estimated payment $5,533/month
Highlights
- Very Popular Property
- Water Views
- Golf Club
- Boat Ramp
- Beach
- Water Oriented
About This Home
NEW ON THE MARKET WONDERFUL WATERFRONT, outstanding main lake & sunset VIEWS from almost every room! This Lake Monticello home is fantastic for year round resort-style easy living or fun-filled weekend getaway. Fully Renovated in 2025, 4 bed 3 bath, NEW roof, NEW kitchen, NEW baths, NEW flooring, NEW lighting, NEW slider, Fresh paint inside and out, encapsulated crawl. Open main level living, light-filled throughout, cathedral ceiling great room with beautiful exposed beams & hardwood floors. Enjoy waking knowing there's lake and nature just outside your door. Full length deck, two wood fireplaces, basement family room with 3rd bed & bath for separation. 4th bedroom on main level can flex as sunroom or home office. HIGHSPEED Xfinity Internet & Firefly fiber optic optional. Gentle walk to private dock for boating & swimming, rear terrace level utility workshop area is great for storing floaties and boating gear. Detached 2 car garage with new epoxy floor and unfinished bonus attic for potential studio or storage. Quiet neighborhood, close to amenities, gates, schools and shopping, only 20 minutes to Pantops in Charlottesville. This is the one for you! Open House Sat Oct 4 12-2pm.,Granite Counter,White Cabinets,Fireplace in Family Room,Fireplace in Great Room
Listing Agent
(434) 981-6695 cherylre3@comcast.net REAL ESTATE III, INC. License #0225097311[1961] Listed on: 10/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,248
Year Built
- Built in 1978
Lot Details
- 0.35 Acre Lot
- Property is zoned R-4
HOA Fees
- $122 Monthly HOA Fees
Home Design
- Contemporary Architecture
- Block Foundation
- Slab Foundation
- Architectural Shingle Roof
Interior Spaces
- Property has 1 Level
- Cathedral Ceiling
- 2 Fireplaces
- Wood Burning Fireplace
- Entrance Foyer
- Great Room
- Family Room
- Dining Room
- Utility Room
- Water Views
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Home Security
- Home Security System
- Security Gate
- Fire and Smoke Detector
Outdoor Features
- Water Oriented
- Property is near a lake
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
Community Details
Overview
- Association fees include insurance, pool(s), road maintenance, trash
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
Recreation
- Boat Ramp
- Beach
- Golf Club
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
Security
- Security Service
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,248 | $566,420 | $190,000 | $376,420 |
| 2024 | $41 | $484,800 | $190,000 | $294,800 |
| 2023 | $4,092 | $484,800 | $190,000 | $294,800 |
| 2022 | $3,838 | $441,100 | $182,500 | $258,600 |
| 2021 | $3,838 | $441,100 | $182,500 | $258,600 |
| 2020 | $3,875 | $418,900 | $182,500 | $236,400 |
| 2019 | $3,875 | $418,900 | $182,500 | $236,400 |
| 2018 | $3,729 | $411,100 | $182,500 | $228,600 |
| 2017 | $3,729 | $411,100 | $182,500 | $228,600 |
| 2016 | $3,534 | $385,400 | $162,500 | $222,900 |
| 2015 | $3,362 | $385,400 | $162,500 | $222,900 |
| 2014 | $3,362 | $382,100 | $162,500 | $219,600 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/02/2025 10/02/25 | For Sale | $950,000 | -- | $316 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $650,000 | Old Republic National Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $670,000 | Credit Line Revolving |
Source: Bright MLS
MLS Number: 669674
APN: 18A-3-436
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