NOT LISTED FOR SALE

12 Zephyr Rd Palmyra, VA 22963

Estimated Value: $349,645 - $381,000

3 Beds
2.5 Baths
1,914 Sq Ft
$191/Sq Ft Est. Value

Last Sold December 17, 2021

Last sale price $296,007 $155 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $2,262/month

3 Days on Market

Highlights

  • Beach
  • Gated Community
  • Multiple Fireplaces
  • Community Boat Launch
  • Community Lake
  • Recreation Room

About This Home

As of December 2021

Completely remodeled in 2016 at Lake Monticello including new hardwood floors on main level, hallways, and bedrooms, white cabinets, granite countertops, stainless steel appliances, 50 yr. roof, vinyl siding, garage door, replaced Quest plumbing, heat pump, windows, doors, custom bathrooms. Terrace level basement is perfect for a home office, home theater, or kids play room. Rear deck and large fenced back yard are perfect for entertaining. Very private! Make this your new dream home!

Last Agent to Sell the Property

JULIE WEAVER

FIND HOMES REALTY LLC License #0225218001 Listed on: 11/12/2021

Last Buyer's Agent

Angela Dotson

NEST REALTY GROUP License #0225083372

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,735

Year Built

  • Built in 1991

Lot Details

  • 0.34 Acre Lot
  • Property is Fully Fenced
  • Partially Wooded Lot

HOA Fees

  • $94 Monthly HOA Fees

Home Design

  • Split Level Home
  • Poured Concrete
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Recessed Lighting
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Double Hung Windows
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Recreation Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Double Vanity

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Heated Basement
  • Walk-Out Basement

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Uses Propane
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 8 369

Community Details

Overview

  • Association fees include area maint, beach, boat launch, play area, road maint, security force, snow removal, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Recreation

  • Community Boat Launch
  • Beach
  • Soccer Field
  • Community Playground

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,735

Year Built

Built in 1991

Lot Details

0

HOA Fees

$94 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1252
  • Below Grade Total Sq Ft: 662
  • L V T Date: 11/12/2021
  • Parcel Number: 18A 8 369
  • Price Per Sq Ft: 154.65
  • Property Excluded: Washer and Dryer, Wall Mounted TV's.
  • Total Sq Ft: 2314
  • Total Unfinished Sq Ft: 400
  • Type of Construction: On Site Built
  • Zoning: R Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Family Roo1|Kitchen1|Laundry1|Master Bed2|Master BTH2|Bedroom2|Full Bath2|Bedroom2|Rec RoomB|Half BathB|
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Gas, Gas Logs, One
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Finished, Heated, Inside Access, Outside Entrance, Walk Out
  • Room 1: Foyer, On Level: 1
  • Room 2: Family Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Laundry, On Level: 1
  • Room 5: Master Bedroom, On Level: 2
  • Room 6: Master Bath, On Level: 2
  • Room 7: Bedroom, On Level: 2
  • Room 8: Full Bath, On Level: 2
  • Room 9: Bedroom, On Level: 2
  • Room 10: Rec Room, On Level: Basement
  • Room 11: Half Bath, On Level: Basement
  • Total Finished Sq Ft: 1914
  • Above Grade Finished Sq Ft: 1252
  • Basement: Yes
  • Below Grade Finished Sq Ft: 662
  • Fireplace Location: Living Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Pantry, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Granite, Wood Cabinets, White Cabinets
  • Land Description: Partly Wooded
  • Level: Split Level
  • Bathrooms: 2.5
  • Below Grade Bathrooms: 0.5
  • Number Beds: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Master Bedroom, Rec Room
  • Room Types Level1: Family Room (L1), Foyer (L1), Kitchen (L1), Laundry (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Master Bedroom (L2+)
  • Room Types Level B: Half Bath (LB), Rec Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.34
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck, Porch - Front
  • Structure Features: Dual Vanities, Renovated, Skylights, Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Structure Security: Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: 8' Ceilings, Double-hung Windows, Screens, Vaulted/Cathedral Ceiling

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 400
  • Garage Features: Attached, Auto Door, Electricity, Faces Front
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 400

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump, Propane
  • Cable Available: Cable, DSL
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Beach, Boat Launch, Lake, Play Area, Soccer Field
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Play Area, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1130

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Fenced Fully, Private Gated Community, Private Road
  • Deed Book: 982
  • Deed Book Page: 54

Building Info

  • Year Built: 1991

Tax Info

  • Year: 2020
  • Taxes: 1735

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 12, 2021
Closed on
Nov 29, 2021
Sold by
Edelstein Justin D and Edelstein Brittany D
Bought by
Spence Philip H and Spence Carli M
Seller's Agent
JULIE WEAVER
FIND HOMES REALTY LLC
Buyer's Agent
Angela Dotson
NEST REALTY GROUP
List Price
$287,000
Sold Price
$296,007
Premium/Discount to List
$9,007
3.14%
Current Estimated Value
$364,911

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,904
Avg. Annual Appreciation
5.63%
Original Mortgage
$281,206
Outstanding Balance
$258,566
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$106,345

Purchase Details

Closed on
Mar 6, 2017
Sold by
Okros Yvette Julia
Bought by
Edelstein Justin A and Williams Brittany D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,805
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 2016
Sold by
Nationstar Mortgage Llc
Bought by
Okros Yvette Julie

Purchase Details

Closed on
Oct 19, 2015
Sold by
Alg Trustee Llc
Bought by
Nationstar Mortgage Llc

Purchase Details

Closed on
Aug 12, 2014
Sold by
Nationstar Mortgage Llc and Foster Todd C
Bought by
Nectar Projects Inc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spence Philip H $296,007 Old Republic National Title
Edelstein Justin A $221,900 Stewart Title
Okros Yvette Julie $96,950 Fidelity National Title
Nationstar Mortgage Llc $126,150 --
Nectar Projects Inc $233,450 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spence Philip H $281,206
Previous Owner Edelstein Justin A $210,805
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/17/2021 12/17/21 Sold $296,007 +3.1% $155 / Sq Ft
11/15/2021 11/15/21 Pending -- -- --
11/12/2021 11/12/21 For Sale $287,000 -- $150 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,794 $372,500 $30,000 $342,500
2024 $20 $238,200 $30,000 $208,200
2023 $2,010 $238,200 $30,000 $208,200
2022 $1,782 $204,800 $27,500 $177,300
2021 $1,782 $204,800 $27,500 $177,300
2020 $1,735 $187,600 $27,500 $160,100
2019 $1,735 $187,600 $27,500 $160,100
2018 $1,372 $151,300 $27,500 $123,800
2017 $1,372 $151,300 $27,500 $123,800
2016 $1,368 $149,200 $27,500 $121,700
2015 $1,294 $149,200 $27,500 $121,700
2014 $1,294 $147,000 $27,500 $119,500
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Charlottesville area Association of Realtors®

MLS Number: 624155

Charlottesville area Association of Realtors®

APN: 18A-8-369