$490,000
SOLD MAR 13, 2025

120 Church St New Windsor, MD 21776

4 Beds
2.5 Baths
2,523 Sq Ft
7,579 Sq Ft Lot

Recently Sold

$194 Per Sq Ft

3% Above List Price

Highlights

  • Carriage House
  • Deck
  • Wood Flooring
  • Curved or Spiral Staircase
  • Traditional Floor Plan
  • 4-minute walk to Sulpher Springs Park

About This Home

As of March 2025

Nestled in the heart of historic New Windsor, this uniquely preserved and improved Victorian home offers a perfect blend of era charm and updated conveniences. From the inviting front porch and classic turret exterior of the main structure, to a fully separate two-story improved carriage building with a wide range of possibilities for future use, this property is a true gem. This is a wonderful opportunity to own property where timeless architectural tradition meets modern comfort. Throughout the home, original hardwood floors, intricate moldings, oversized solid wood pocket doors, and stained glass highlight the craftsmanship of another era, while the updated kitchen boasts modern appliances, ample cabinetry, and stylish finishes. A large walk-in pantry is perfect for storing provisions, while the practicality of the mud room with exit to the deck and rear yard is a welcome feature. A family gathering room with a cozy pellet stove is located directly off of the kitchen and breakfast area. The sunny living space of the front parlor (located in the turret) creates a warm and welcoming atmosphere, and concealed pocket doors at the base of the room allow for that to be separated from the family room–perfect for working from home when closed, or more informal entertaining with larger groups while open. Traditional formal dining rooms and living rooms (including an ornate decorative corner fireplace and a beautiful stained glass) offer wonderful spaces for more intimate gatherings. Featuring four bedrooms and two full bathrooms–plus a half bath cleverly tucked under the front staircase–this Victorian beauty provides plenty of space to spread out inside. The second level of the home is accessible from either the front or the back of the home, with a more traditional receiving staircase adorned with original woodwork at the main entry, and a clever back staircase that both take you to the heart of the bedroom level. The floored unfinished attic is easily reached by staircase at the end of the second level landing, and gives exciting opportunities for storage or future improvement into potential living or lounging space. The unfinished lower level of the home is dedicated to utilities and storage, but given the inside stairway access from the kitchen and the rear entrance up into the backyard, it likely served as another functional center of the home in past decades. The flat backyard is flanked by privacy fencing on either side, and fills the space between the main home and the carriage house located on the alleyway. Inside of the large detached two-story building you will find some exciting possibilities for consideration. Repurposed from a carriage house by a former owner, in the fully-finished interior you will find a main level with living area, functional kitchen, half bathroom, and laundry, plus a second level featuring two private rooms with closets, a full bathroom, and a sitting area. Parking for the property is easily accessible either on the street in front of the main home, or on-site two car parking adjacent to the carriage house off of the back alley.

Last Agent to Sell the Property

Kristi Jacobs Williams

Samson Properties License #517559 Listed on: 02/25/2025

Samson Properties

Last Buyer's Agent

Michael Frank

EXP Realty, LLC License #647303

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,518

Year Built

  • Built in 1874

Lot Details

  • 7,579 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced
  • Historic Home
  • Property is zoned VILLA

Home Design

  • Carriage House
  • Traditional Architecture
  • Victorian Architecture
  • Stone Foundation
  • Plaster Walls
  • Metal Roof

Interior Spaces

  • Property has 4 Levels
  • Traditional Floor Plan
  • Curved or Spiral Staircase
  • Dual Staircase
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Stained Glass
  • Mud Room
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Storage Room
  • Wood Flooring
  • Non-Monitored Security
  • Attic

Kitchen

  • Breakfast Room
  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Basement

  • Connecting Stairway
  • Exterior Basement Entry

Parking

  • 2 Parking Spaces
  • On-Street Parking

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Programmable Thermostat
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0711011632

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,518

Year Built

Built in 1874

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian, Traditional
  • Ownership: Fee Simple
  • Historic: Yes
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 2025-02-25
  • Year Built: 1874
  • Automatically Close On Close Date: No
  • Remarks Public: Nestled in the heart of historic New Windsor, this uniquely preserved and improved Victorian home offers a perfect blend of era charm and updated conveniences. From the inviting front porch and classic turret exterior of the main structure, to a fully separate two-story improved carriage building with a wide range of possibilities for future use, this property is a true gem. This is a wonderful opportunity to own property where timeless architectural tradition meets modern comfort. Throughout the home, original hardwood floors, intricate moldings, oversized solid wood pocket doors, and stained glass highlight the craftsmanship of another era, while the updated kitchen boasts modern appliances, ample cabinetry, and stylish finishes. A large walk-in pantry is perfect for storing provisions, while the practicality of the mud room with exit to the deck and rear yard is a welcome feature. A family gathering room with a cozy pellet stove is located directly off of the kitchen and breakfast area. The sunny living space of the front parlor (located in the turret) creates a warm and welcoming atmosphere, and concealed pocket doors at the base of the room allow for that to be separated from the family room–perfect for working from home when closed, or more informal entertaining with larger groups while open. Traditional formal dining rooms and living rooms (including an ornate decorative corner fireplace and a beautiful stained glass) offer wonderful spaces for more intimate gatherings. Featuring four bedrooms and two full bathrooms–plus a half bath cleverly tucked under the front staircase–this Victorian beauty provides plenty of space to spread out inside. The second level of the home is accessible from either the front or the back of the home, with a more traditional receiving staircase adorned with original woodwork at the main entry, and a clever back staircase that both take you to the heart of the bedroom level. The floored unfinished attic is easily reached by staircase at the end of the second level landing, and gives exciting opportunities for storage or future improvement into potential living or lounging space. The unfinished lower level of the home is dedicated to utilities and storage, but given the inside stairway access from the kitchen and the rear entrance up into the backyard, it likely served as another functional center of the home in past decades. The flat backyard is flanked by privacy fencing on either side, and fills the space between the main home and the carriage house located on the alleyway. Inside of the large detached two-story building you will find some exciting possibilities for consideration. Repurposed from a carriage house by a former owner, in the fully-finished interior you will find a main level with living area, functional kitchen, half bathroom, and laundry, plus a second level featuring two private rooms with closets, a full bathroom, and a sitting area. Parking for the property is easily accessible either on the street in front of the main home, or on-site two car parking adjacent to the carriage house off of the back alley.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Stove, Stainless Steel Appliances, Refrigerator, Washer, Dryer, Dishwasher, Disposal, Icemaker, Oven/Range - Electric
  • Flooring Type: Hardwood
  • Interior Amenities: Family Room Off Kitchen, Breakfast Area, Window Treatments, Curved Staircase, Double/Dual Staircase, Recessed Lighting, Floor Plan - Traditional, Formal/Separate Dining Room, Pantry, Stain/Lead Glass, Stove - Pellet, Wood Floors, Attic
  • Fireplace: No
  • Wall Ceiling Types: 9'+ Ceilings, High, Plaster Walls
  • Foundation Details: Stone, Other
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Laundry, Mud Room, Office, Storage Room, Bathroom 1, Bathroom 2, Bathroom 3, Attic
  • Basement: Yes
  • Basement Type: Outside Entrance, Connecting Stairway
  • Laundry Type: Upper Floor
  • Total Sq Ft: 4073
  • Living Area Sq Ft: 2523
  • Price Per Sq Ft: 188.23
  • Above Grade Finished Sq Ft: 2523
  • Above Grade Unfinished Sq Ft: 700
  • Below Grade Sq Ft: 850
  • Total Below Grade Sq Ft: 850
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 120

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Carriage House
  • Construction Materials: Combination
  • Exterior Features: Sidewalks
  • Road Surface Type: Black Top
  • Roof: Metal
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, On Street
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Non-Monitored
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139051837
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Fencing: Rear, Privacy
  • Land Use Code: R
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7579.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2024
  • Zoning: VILLA
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4518.00
  • Assessor Parcel Number: 0711011632
  • Tax Total Finished Sq Ft: 2523
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 03/13/2025

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 25, 2025
Closed on
Mar 13, 2025
Sold by
Cucina Atta Maria and Cucina Stacy M
Bought by
Ryall Elizabeth Catherine and Ryall Rachel Anne
Seller's Agent
Kristi Jacobs Williams
Samson Properties
Buyer's Agent
Michael Frank
EXP Realty, LLC
List Price
$474,900
Sold Price
$490,000
Premium/Discount to List
$15,100
3.18%
Views
194

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.17%
Original Mortgage
$475,300
Outstanding Balance
$474,902
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$9,294

Purchase Details

Closed on
Jul 27, 2017
Sold by
Kennedy Thomas J and Kennedy Deborah L
Bought by
Cucina Stacy M and Mcdyer Matthew M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,457
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 12, 2007
Sold by
Lemken Deborah L
Bought by
Kennedy Deborah L and Kennedy Thomas J

Purchase Details

Closed on
Jan 11, 2007
Sold by
Lemken Deborah L
Bought by
Kennedy Deborah L and Kennedy Thomas J

Purchase Details

Closed on
Aug 22, 2001
Sold by
Rowland Russell C
Bought by
Lemken Deborah L

Purchase Details

Closed on
Apr 22, 1988
Sold by
Weller Walter Lee
Bought by
Rowland Russell C
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 Universal Title
Deed $306,000 None Available
Deed -- --
Deed -- --
Deed $240,000 --
Deed $88,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $475,300 New Conventional
Previous Owner $300,457 FHA
Previous Owner $136,000 Stand Alone Second
Previous Owner $195,000 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 For Rent $2,000 0.0% --
03/13/2025 03/13/25 Sold $490,000 +3.2% $194 / Sq Ft
02/25/2025 02/25/25 Pending -- -- --
02/25/2025 02/25/25 For Sale $474,900 -- $188 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,426 $320,400 $74,100 $246,300
2023 $4,384 $317,400 $0 $0
2022 $4,343 $314,400 $0 $0
2021 $8,666 $311,400 $74,100 $237,300
2020 $4,333 $311,400 $74,100 $237,300
2019 $4,333 $311,400 $74,100 $237,300
2018 $4,645 $336,300 $74,100 $262,200
2017 $4,645 $336,300 $0 $0
2016 -- $336,300 $0 $0
2015 -- $356,200 $0 $0
2014 -- $355,867 $0 $0
Source: Public Records

Agents Affiliated with this Home

See All Agents

Map

Source: Bright MLS

MLS Number: MDCR2025188

Bright MLS

APN: 11-011632