$210,000
$5K PRICE DROP

120 W Franklin St Otsego, MI 49078

Estimated payment $1,288/month

Total Views 2,250
4 Beds
2 Baths
1,763 Sq Ft
$119 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Sun or Florida Room
  • 2 Car Detached Garage
  • Otsego High School Rated 9+
  • No HOA
  • Forced Air Heating and Cooling System

About This Home

Welcome to 120 W Franklin Street, a 3-bedroom, 2-bath home located in the heart of Otsego. This inviting property offers plenty of space with a comfortable main living area, a versatile den that can be used as a home office or playroom, and a bright three-season porch perfect for relaxing or entertaining year-round. The kitchen and dining areas flow nicely, making it easy to gather with family or guests. Outside, you'll enjoy a fully fenced backyard that provides privacy and room to garden, play, or host cookouts. The two-car garage offers additional storage and convenience. Located just minutes from downtown Otsego, local shops, parks, and schools, this home combines small-town charm with everyday functionality. Come and make it your own!

Listing Agent

Jessica Steele

Berkshire Hathaway HomeServices MI License #6501383252 Listed on: 10/29/2025

Berkshire Hathaway HomeServices MI

Co-Listing Agent

Chelsy Bernard

Berkshire Hathaway HomeServices MI License #6501404963

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,169

Year Built

  • Built in 1906

Lot Details

  • 8,233 Sq Ft Lot
  • Lot Dimensions are 85 x 97
  • Back Yard Fenced

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,763 Sq Ft Home
  • 2-Story Property
  • Sun or Florida Room
  • Basement
  • Michigan Basement
  • Range

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Phone Connected
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,169

Year Built

Built in 1906

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1906
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 85 x 97
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1763.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 2169.44
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Water Heater:Natural Gas4: Yes
  • Substructure:Michigan Basement: Yes
  • General Property Info:SqFt Above Grade: 1763.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Fencing:Fenced Back: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Range, Refrigerator, Washer
  • Interior Amenities: Pantry
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Michigan Basement
  • LivingArea: 1763.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 616.0
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 210000.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: 3 Season Room
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features 3 Season Room: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Door Opener, Detached
  • Parking Features:Detached2: Yes
  • Parking Features Garage Door Opener2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 85 x 97
  • Lot Size Sq Ft: 8233.0

Tax Info

  • Tax Annual Amount: 2169.44
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,140 $97,000 $11,600 $85,400
2024 $1,834 $86,200 $7,000 $79,200
2023 $2,042 $76,000 $6,600 $69,400
2022 $1,834 $67,700 $6,600 $61,100
2021 $1,828 $63,600 $6,600 $57,000
2020 $1,801 $61,500 $6,600 $54,900
2019 $1,753 $52,600 $6,600 $46,000
2018 $1,708 $48,400 $6,600 $41,800
2017 $0 $41,300 $7,200 $34,100
2016 $0 $38,100 $5,200 $32,900
2015 -- $38,100 $5,200 $32,900
2014 $2,419 $36,100 $9,200 $26,900
2013 $2,419 $34,100 $7,600 $26,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/12/2025 11/12/25 Price Changed $210,000 -2.3% $119 / Sq Ft
10/29/2025 10/29/25 For Sale $215,000 -- $122 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Warranty Deed $125,000 --
Warranty Deed $79,000 --
Deed $98,900 --
Deed $53,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 New Conventional
Source: Public Records

Source: MichRIC

MLS Number: 25055492

MichRIC

APN: 54-100-073-00