$479,000

Sterling Reef Condominium 12011 Front Beach Rd Unit 1704B Panama City Beach, FL 32407

Estimated payment $3,937/month

Total Views 91,185
2 Beds
2 Baths
1,076 Sq Ft
$445 Price per Sq Ft

Highlights

  • Property fronts gulf or ocean
  • Furnished
  • Game Room
  • J.R. Arnold High School Rated A-
  • Community Pool
  • Elevator

About This Home

This condo is a proven winner for vacation rentals--should you decide to share! As soon as you walk through the door, the first thing you'll notice will be the phenomenal views! Then take a moment to look around at this fully furnished, two-bedroom, two full baths condo. The easy-care laminate flooring is ideal for beachfront living. There are unique touches throughout this condo, to include the corrugated tin panel on the island and shiplap headboard on the master bedroom bed. There are views from the kitchen/family room and the master bedroom. Note the sturdy, all-weather furniture on the balcony. This condo sleeps 6. Washer & Dryer in the unit. Isn't it time for you to own your own piece of paradise? Wouldn't it be great if others would help you pay the mortgage? See it today!

Listing Agent

Paula Sherman

ERA American Real Estate License #3071894 Listed on: 10/08/2024

Co-Listing Agent

Paige King

ERA American Real Estate License #3359838

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,220

Year Built

  • Built in 2005

HOA Fees

  • $977 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Frame Construction
  • Concrete Siding
  • Steel Siding

Interior Spaces

  • 1,076 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Laminate Flooring

Kitchen

  • Electric Oven or Range
  • Microwave
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Cultured Marble Bathroom Countertops

Laundry

  • Dryer
  • Washer

Home Security

Schools

  • Hutchinson Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Balcony
  • Property fronts gulf or ocean

Listing and Financial Details

  • Assessor Parcel Number 34809-610-109

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, management, recreational faclty, repairs/maintenance, sewer, cable TV, trash
  • Sterling Reef Subdivision
  • 18-Story Property

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Game Room
  • Recreation Room
  • Elevator

Recreation

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,220

Year Built

Built in 2005

Lot Details

0

HOA Fees

$977 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Co List Office Mls Id: EAM1
  • Co List Office Phone: 850-651-2454
  • Subdivision Name: STERLING REEF
  • Directions: From US 98, turn south on Alf Coleman Rd, then left on Front Beach Rd., turn right into Sterling Reef.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2005
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Family Room: Yes
  • Special Features: VirtualTour

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Laminate
  • Interior Amenities: Kitchen Island, Owner's Closet, Split Bedroom, Washer/Dryer Hookup
  • Stories: 18
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: Concrete, Frame, Steel
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Steel: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Frame: Yes

Garage/Parking

  • Attached Garage: Yes
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Game Room, Picnic Area, Pool, Waterfront
  • Association #2 Fee: 977.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Management, Recreational Faclty, Repairs/Maintenance, Sewer, Cable TV, Trash

Schools

  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 34809-610-109

Tax Info

  • Tax Annual Amount: 5220.0
  • Tax Year: 2023

Map

About Sterling Reef Condominium

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,220 $390,316 -- --
2023 $5,220 $354,833 $0 $461,975
2022 $4,161 $322,575 $0 $0
2021 $3,648 $293,250 $0 $293,250
2020 $3,308 $276,250 $0 $276,250
2019 $2,985 $249,050 $0 $249,050
2018 $2,752 $222,717 $0 $0
2017 $2,312 $202,470 $0 $0
2016 $2,357 $201,607 $0 $0
2015 $2,311 $183,279 $0 $0
2014 $2,091 $166,617 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Price Changed $479,000 -4.0% $445 / Sq Ft
05/19/2025 05/19/25 Price Changed $499,000 -2.0% $464 / Sq Ft
01/15/2025 01/15/25 Price Changed $509,000 -2.9% $473 / Sq Ft
10/08/2024 10/08/24 For Sale $524,000 -- $487 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $343,000 Mti Title Insurance Agcy Inc
Condominium Deed $572,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,100 New Conventional
Previous Owner $400,400 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Paula Sherman
Paula Sherman

ERA American Real Estate

(850) 706-7973

Section Image

Paula Sherman has been with ERA American Real Estate since 2002. She comes to real estate after serving 33 years as a registered nurse and USAF(r) Col flight nurse. She received her Brokers license in 2010.

Paula has drawn together a team to ensure the best of customer service and it shows in the customer reviews the team regularly receives. Her Team was recognized by ERA as 1 of 3 top teams internationally for customer satisfaction in 2019.

Paula is an Endorsed Local Provider for

View Paula's Profile

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Source: Emerald Coast Association of REALTORS®

MLS Number: 960702

Emerald Coast Association of REALTORS®

APN: 34809-610-109

Florida Bay County Panama City Beach 32407

12011 Front Beach Rd Unit 1704B, Panama City Beach, FL

For Sale

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Paula Sherman
Paula Sherman
Listing Agent Section Image
ERA American Real Estate
(850) 706-7973