$499,000

Sterling Reef Condominium 12011 Front Beach Rd Unit 1704B Panama City Beach, FL 32407

Estimated payment $4,079/month

Total Views 32,201
2 Beds
2 Baths
1,076 Sq Ft
$464 Price per Sq Ft

Highlights

  • Property fronts gulf or ocean
  • Furnished
  • Game Room
  • J.R. Arnold High School Rated A-
  • Community Pool
  • 3-minute walk to County Pier

About This Home

This condo is a proven winner for vacation rentals--should you decide to share! As soon as you walk through the door, the first thing you'll notice will be the phenomenal views! Then take a moment to look around at this fully furnished, two-bedroom, two full baths condo. The easy-care laminate flooring is ideal for beachfront living. There are unique touches throughout this condo, to include the corrugated tin panel on the island and shiplap headboard on the master bedroom bed. There are views from the kitchen/family room and the master bedroom. Note the sturdy, all-weather furniture on the balcony. This condo sleeps 6. Washer & Dryer in the unit. Isn't it time for you to own your own piece of paradise? Wouldn't it be great if others would help you pay the mortgage? See it today!

Listing Agent

Paula Sherman

ERA American Real Estate License #3071894 Listed on: 10/08/2024

Co-Listing Agent

Paige King

ERA American Real Estate License #3359838

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,220

Year Built

  • Built in 2005

HOA Fees

  • $864 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Frame Construction
  • Concrete Siding
  • Steel Siding

Interior Spaces

  • 1,076 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Laminate Flooring

Kitchen

  • Electric Oven or Range
  • Microwave
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Cultured Marble Bathroom Countertops

Laundry

  • Dryer
  • Washer

Home Security

Schools

  • Hutchinson Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Balcony
  • Property fronts gulf or ocean

Listing and Financial Details

  • Assessor Parcel Number 34809-610-109

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, management, recreational faclty, repairs/maintenance, sewer, cable TV, trash
  • Sterling Reef Subdivision
  • 18-Story Property

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Game Room
  • Recreation Room
  • Elevator

Recreation

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,220

Year Built

Built in 2005

Lot Details

0

HOA Fees

$864 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Co List Office Mls Id: EAM1
  • Co List Office Phone: 850-651-2454
  • Subdivision Name: STERLING REEF
  • Directions: From US 98, turn south on Alf Coleman Rd, then left on Front Beach Rd., turn right into Sterling Reef.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2005
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Special Features: VirtualTour

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Laminate
  • Interior Amenities: Kitchen Island, Owner's Closet, Split Bedroom, Washer/Dryer Hookup
  • Stories: 18
  • Window Features: Window Treatment All
  • Appliances:StoveOven Electric: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: Concrete, Frame, Steel
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Steel: Yes
  • ConstructionSiding:Frame: Yes

Garage/Parking

  • Attached Garage: Yes
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Game Room, Picnic Area, Pool, Waterfront
  • Association #2 Fee: 864.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Management, Recreational Faclty, Repairs/Maintenance, Sewer, Cable TV, Trash

Schools

  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 34809-610-109
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5220.0
  • Tax Year: 2023

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,220 $390,316 -- --
2023 $5,220 $354,833 $0 $461,975
2022 $4,161 $322,575 $0 $0
2021 $3,648 $293,250 $0 $293,250
2020 $3,308 $276,250 $0 $276,250
2019 $2,985 $249,050 $0 $249,050
2018 $2,752 $222,717 $0 $0
2017 $2,312 $202,470 $0 $0
2016 $2,357 $201,607 $0 $0
2015 $2,311 $183,279 $0 $0
2014 $2,091 $166,617 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/19/2025 05/19/25 Price Changed $499,000 -2.0% $464 / Sq Ft
01/15/2025 01/15/25 Price Changed $509,000 -2.9% $473 / Sq Ft
10/08/2024 10/08/24 For Sale $524,000 -- $487 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $343,000 Mti Title Insurance Agcy Inc
Condominium Deed $572,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,100 New Conventional
Previous Owner $114,400 Unknown
Previous Owner $400,400 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Paula Sherman

ERA American Real Estate

(850) 706-7973

Section Image

Paula Sherman has been with ERA American Real Estate since 2002. She comes to real estate after serving 33 years as a registered nurse and USAF(r) Col flight nurse. She received her Brokers license in 2010.

Paula has drawn together a team to ensure the best of customer service and it shows in the customer reviews the team regularly receives. Her Team was recognized by ERA as 1 of 3 top teams internationally for customer satisfaction in 2019.

Paula is an Endorsed Local Provider for

Paula's Other Listings

  • 513 Sandalwood Ct, Destin, FL 32541

    $247,000

    • 2 Beds
    • 1.5 Baths
    • 1,238 Sq Ft
    • 513 Sandalwood Ct
    • Destin, FL

    Come see this wonderful townhome in the heart of West Destin! No HOA! With 2 bedrooms and 1.5 bathrooms, it is the ideal set up for a variety of arrangements. Use for primary residence, vacation home or investment. It is close to Harbor Walk Village, the Destin Executive Airport and Big Kahuna's Water Park. Being the end unit--it has a larger backyard than most units and is single story (no

    Paula Sherman ERA American Real Estate

    Section Image
  • 118 5th Ave, Shalimar, FL 32579

    $279,900

    • 2 Beds
    • 1.5 Baths
    • 1,280 Sq Ft
    • 118 5th Ave
    • Shalimar, FL

    CONVENIENT TO EGLIN AFB, AND HURLBURT FIELD! Wonderfully updated. moved in ready 2 bedroom townhome with garage. New stainless steel appliances to include refrigerator, dishwasher & range. HVAC 2020, Water heater 2020. This home comes with newer ceiling fans and light fixtures. Outlet covers, doorknobs and handles were all changed out. Owners suite with balcony overlooking community pool. Back

    Paula Sherman ERA American Real Estate

    Section Image
  • 901 Lighthouse Rd, Fort Walton Beach, FL 32547

    $975,000

    • 3 Beds
    • 2.5 Baths
    • 2,706 Sq Ft
    • 901 Lighthouse Rd
    • Fort Walton Beach, FL

    GATED BAYOU WATERFRONT LIVING! Move In Ready! BRING YOUR BOAT. Dock and Boatlift in place. Largest Yard in neighborhood. Room for a Pool! The Sellers have Taken a Gem and Made it a Diamond. They Added a Second HVAC Unit for Upstairs, Tankless Hot Water Heater, Rebuilt the Dock, and Completely Renovated All Three Bathrooms. The Kitchen has a Gas Stove and $13,000 Subzero Refrigerator. The Open

    Paula Sherman ERA American Real Estate

    Section Image
  • 309 Harris Rd NE, Fort Walton Beach, FL 32547

    $299,000 Pending

    • 4 Beds
    • 2 Baths
    • 1,620 Sq Ft
    • 309 Harris Rd NE
    • Fort Walton Beach, FL

    UNDER 300K IN FWB??? Fantastic Opportunity to OWN this Home!! Prime Location in the Heart of Ft Walton Beach, Florida. Strategically located between EGLIN AIR FORCE BASE and HURLBURT FIELD. Commute to DUKE FIELD in short order! Straight shot up Eglin Pkwy to Okaloosa Island Beaches, Restaurants and continue East to Destin. Publix is right around the corner for Grocery emergencies. Charming

    Paula Sherman ERA American Real Estate

    Section Image
  • 402 Barataria Ln, Fort Walton Beach, FL 32547

    $1,450,000

    • 3 Beds
    • 3.5 Baths
    • 4,076 Sq Ft
    • 402 Barataria Ln
    • Fort Walton Beach, FL

    EXQUISITE Custom Tudor-Style Protected Waterfront Home with Stunning Views. X Flood Zone!! Roof 2023, Kohler Generator 2023. Welcome to your Dream Home nestled on a private, tree-lined drive in a tranquil, protected bayou. This exquisite 3-bedroom 3.5 bathroom residence offers a perfect blend of Elegance, Comfort, and Breathtaking Natural Beauty. Step inside to discover spacious living areas

    Paula Sherman ERA American Real Estate

    Section Image
  • 657 Jerrells Ave, Fort Walton Beach, FL 32547

    $295,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,176 Sq Ft
    • 657 Jerrells Ave
    • Fort Walton Beach, FL

    VA ASSUMABLE at 3.75% AND Seller offering $4000 for RATE BUY DOWN or for CLOSING COST ASSISTANCE with an acceptable offer! Middle of Town, Perfectly Situated Between HURLBURT FIELD, EGLIN AIR FORCE BASE, Hospital, Shopping and the BEACH! AFFORDABLE HOMEOWNERSHIP. This One Story Home has Been Well Maintained. Roof (2017), HVAC (2018), and Hot Water Tank (2024). 10ft Ceilings Grace the Main Living

    Paula Sherman ERA American Real Estate

    Section Image
  • 4642 Plover Dr, Crestview, FL 32539

    $305,000

    • 4 Beds
    • 2 Baths
    • 1,793 Sq Ft
    • 4642 Plover Dr
    • Crestview, FL

    The listing is under contract with a 72-hour kick out clause. Short Sale in SOUTH CRESTVIEW. Just 5 miles from DUKE FIELD! Convenient to EGLIN AFB. Partridge Hills Neighborhood has No Through Traffic. This Almost New Home features 4 bedrooms and 2 baths with a Split Bedroom plan. Spacious Owner's Suite with Separate Tub and Shower, Walk-In Closet. 4th Bedroom could be a Beautiful Office or Flex

    Paula Sherman ERA American Real Estate

    Section Image
  • 6161 Highway 393, Crestview, FL 32539

    $490,000 Pending

    • 3 Beds
    • 2.5 Baths
    • 2,595 Sq Ft
    • 6161 Highway 393
    • Crestview, FL

    Looking for Country Living with Room to Roam? Rare Opportunity! Just short of 19 Acres, this Unique Property can be used for Chickens, Horses, Cows, etc. Grow crops or a Veggie Garden. Plant Fruit or Nuts Trees and have an Orchard. The Home Itself is AMAZING. 3 unusually Large Bedrooms with 2.5 Baths and tons of Living Space to include a Massive Basement the whole width of the house! Yes a

    Paula Sherman ERA American Real Estate

    Section Image
  • 210 Feldon Dr, Crestview, FL 32536

    $229,000

    • 3 Beds
    • 2 Baths
    • 1,156 Sq Ft
    • 210 Feldon Dr
    • Crestview, FL

    South of I-10! Convenient to DUKE FIELD or EGLIN AFB! Perfect for First Time Homebuyer or looking to Downsize. Roof 2017, HVAC 2011, Hot water tank 2014. This Cozy Home with a Split Floor Plan is Ready for You!! The Main Living Area has Vaulted Ceilings and Plenty of Gathering Room with an Adjacent Dining Room. The Galley Kitchen Boasts Granite Countertops. The Bathrooms were Updated by the

    Paula Sherman ERA American Real Estate

    Section Image

Source: Emerald Coast Association of REALTORS®

MLS Number: 960702

Emerald Coast Association of REALTORS®

APN: 34809-610-109