$459,900

Sterling Reef Condominium 12011 Front Beach Rd Unit 404 Panama City Beach, FL 32407

Estimated payment $2,905/month

Total Views 2,705
2 Beds
2 Baths
1,076 Sq Ft
$427 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated In Ground Pool
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • 3-minute walk to County Pier

About This Home

Gorgeous East / West Gulf Views! Fully Furnished Gulf Front Condo located at Sterling Reef in Panama City Beach. This condo features 2 Beds / 2 Baths and can accommodate 6 people comfortably. The Main Suite sits Gulf Front with Direct Balcony Access. The unit was just freshly painted. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Emerald Coast. Sterling Reef is packed full of amenities such as an Outdoor Pool, Fitness Center, Outdoor Grills and more. The County Pier is located next door and Shipwreck Island Waterpark is just across the street. Pier Park, offering dining, shopping, and entertainment, is situated merely 3.5 miles west. The Northwest Florida Beaches International Airport is located just 17 miles away. All measurements are approximate, if important, please measure. Schedule your showing today!

Listing Agent

Gregory Ward

Keller Williams Success Realty Listed on: 03/30/2025

Keller Williams Success Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,465

Year Built

  • Built in 2005

Parking

  • Attached Garage

Interior Spaces

  • Ceiling Fan
  • Window Treatments
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Heated In Ground Pool
  • Deeded access to the beach
  • Balcony

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Property fronts gulf or ocean
  • Central Heating and Cooling System

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include clubhouse, fitness facility, insurance, pest control, pool(s), sewer, security, trash, water
  • High-Rise Condominium
  • Sterling Reef Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Elevator

Recreation

  • Beach

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,465

Year Built

Built in 2005

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Condominium
  • Road Frontage Type: City Street
  • Subdivision Name: Sterling Reef
  • Architectural Style: High Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Microwave, Refrigerator
  • Interior Amenities: Breakfast Bar, Kitchen Island, Split Bedrooms, Window Treatments
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Pool Features: Electric Heat, In Ground, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Attached, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Laundry Features: Stacked
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Pool, Waterfront
  • Amenities: Beach Rights, Barbecue
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Fitness Facility, Insurance, Pest Control, Pool(s), Sewer, Security, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Land Lease: No
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 5465.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

About Sterling Reef Condominium

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,220 $390,316 -- --
2023 $5,220 $354,833 $0 $461,975
2022 $4,161 $322,575 $0 $0
2021 $3,648 $293,250 $0 $293,250
2020 $3,329 $276,250 $0 $276,250
2019 $3,005 $249,050 $0 $249,050
2018 $2,752 $222,717 $0 $0
2017 $2,312 $202,470 $0 $0
2016 $2,369 $204,000 $0 $0
2015 $2,392 $199,750 $0 $0
2014 $2,100 $168,300 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/30/2025 03/30/25 For Sale $459,900 +142.7% $427 / Sq Ft
07/05/2022 07/05/22 Off Market $189,500 -- --
06/20/2022 06/20/22 Off Market $235,000 -- --
05/21/2014 05/21/14 Sold $235,000 -9.6% $218 / Sq Ft
05/08/2014 05/08/14 Pending -- -- --
01/16/2014 01/16/14 For Sale $259,900 +37.2% $242 / Sq Ft
11/19/2012 11/19/12 Sold $189,500 +0.9% $176 / Sq Ft
11/12/2012 11/12/12 Pending -- -- --
09/24/2012 09/24/12 For Sale $187,900 -- $175 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $356,000 Mti Title Insurance Agcy Inc
Warranty Deed $305,000 Attorney
Warranty Deed $235,000 Attorney
Special Warranty Deed $189,500 Attorney
Trustee Deed $110,700 None Available
Condominium Deed $595,000 Fatco
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $267,000 New Conventional
Previous Owner $476,000 New Conventional
Closed $89,250 No Value Available
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 771137

Central Panhandle Association of REALTORS®

APN: 34809-610-025

Florida Bay County Panama City Beach 32407

12011 Front Beach Rd Unit 404, Panama City Beach, FL

This home is located at 12011 Front Beach Rd Unit 404, Panama City Beach, FL 32407 and is currently priced at $459,900, approximately $427 per square foot. This property was built in 2005. 12011 Front Beach Rd Unit 404 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Hutchison Beach Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Gregory Ward
Listing Agent
Gregory Ward
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Keller Williams Success Realty
(770) 570-0350