Sterling Reef Condominium 12011 Front Beach Rd Unit 404 Panama City Beach, FL 32407
2
Beds
2
Baths
1,076
Sq Ft
$410/mo
HOA Fee
Highlights
- Beach
- Property fronts gulf or ocean
- Clubhouse
- J.R. Arnold High School Rated A-
- Heated In Ground Pool
- 3-minute walk to County Pier
About This Home
As of September 2020Come see this upgraded two bedroom Gulf front Condo and be blown away by the spectacular views of ''The Worlds Most Beautiful Beach.'' With a prime location beside M. B. Miller Fishing Pier & Ship Wreck Island Water Park, you'll have plenty to do right outside your door. This property offers a two tier in ground pool with water fall, Gulf front workout facility, community room, three BBQ grills and covered parking underneath the building. Both the Great Room and Master Suite have their own access to the balcony overlooking the Gulf of Mexico. The current owner recently completed upgrades as follows: New tile throughout the entire unit, new furnishings, new paint and flat screen TV's. This truly Turn-Key property is just waiting for a proud new owner so schedule a showing today!
Last Agent to Sell the Property
Beach Time Realty, Inc License #3108420 Listed on: 01/16/2014
Last Buyer's Agent
Ann Wohlford
Counts Real Estate Group Inc
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,220
Year Built
- Built in 2006 | Remodeled
Lot Details
- Property fronts gulf or ocean
- Property fronts a county road
HOA Fees
- $410 Monthly HOA Fees
Parking
- Covered Parking
Interior Spaces
- 1,076 Sq Ft Home
- 3-Story Property
- Furnished
- Woodwork
- Ceiling Fan
- Dining Room
Kitchen
- Breakfast Bar
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Heated In Ground Pool
- Balcony
Schools
- Hutchison Beach Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
Overview
- Association fees include clubhouse, cable TV, legal/accounting, ground maintenance, pool(s), sewer, trash, water
- High-Rise Condominium
- Sterling Reef Subdivision
Amenities
- Community Barbecue Grill
- Clubhouse
- Elevator
Recreation
- Beach
Security
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 3, 2020
Closed on
Sep 25, 2020
Sold by
Beasley Bill Brent
Bought by
Brown Emily A and Coppenger Jerin C
Seller's Agent
Victoria Haley
Counts Real Estate Group Inc
Buyer's Agent
Gregory Ward
Keller Williams Success Realty
List Price
$359,000
Sold Price
$356,000
Premium/Discount to List
-$3,000
-0.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.94%
Original Mortgage
$267,000
Outstanding Balance
$198,689
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$272,528
Purchase Details
Listed on
Jul 21, 2018
Closed on
Sep 14, 2018
Sold by
Simpson Michael W and Simpson Tina
Bought by
Beasley Bill Brent
Seller's Agent
Michele Morros
Keller Williams Success Realty
Buyer's Agent
Victoria Haley
Saxon R E Consulting Group
List Price
$314,900
Sold Price
$305,000
Premium/Discount to List
-$9,900
-3.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.91%
Purchase Details
Listed on
Jan 16, 2014
Closed on
May 21, 2014
Sold by
Granigan Mark
Bought by
Simpson Michael and Simpson Tina
Seller's Agent
Gene C. Ursprung, P.A.
Beach Time Realty, Inc
Buyer's Agent
Ann Wohlford
Counts Real Estate Group Inc
List Price
$259,900
Sold Price
$235,000
Premium/Discount to List
-$24,900
-9.58%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.22%
Purchase Details
Listed on
Sep 24, 2012
Closed on
Nov 1, 2012
Sold by
Wells Fargo Bank National Association
Bought by
Granigan Mark
Seller's Agent
Jessica Albritton
CENTURY 21 Commander Realty
Buyer's Agent
Gene C. Ursprung, P.A.
Beach Time Realty, Inc
List Price
$187,900
Sold Price
$189,500
Premium/Discount to List
$1,600
0.85%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.43%
Purchase Details
Closed on
May 25, 2012
Sold by
Werth Elmer D
Bought by
Wells Fargo Bank National
Purchase Details
Closed on
Mar 25, 2005
Sold by
Sterling Reef Development Group Llc
Bought by
Werth Elmer D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$476,000
Interest Rate
1.75%
Mortgage Type
New Conventional
Similar Homes in Panama City Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $356,000 | Mti Title Insurance Agcy Inc | |
| Warranty Deed | $305,000 | Attorney | |
| Warranty Deed | $235,000 | Attorney | |
| Special Warranty Deed | $189,500 | Attorney | |
| Trustee Deed | $110,700 | None Available | |
| Condominium Deed | $595,000 | Fatco |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $267,000 | New Conventional | |
| Previous Owner | $476,000 | New Conventional | |
| Closed | $89,250 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/30/2025 03/30/25 | For Sale | $459,900 | +142.7% | $427 / Sq Ft |
| 07/05/2022 07/05/22 | Off Market | $189,500 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $305,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $235,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $356,000 | -- | -- |
| 09/25/2020 09/25/20 | Sold | $356,000 | -0.8% | $331 / Sq Ft |
| 08/14/2020 08/14/20 | Pending | -- | -- | -- |
| 08/03/2020 08/03/20 | For Sale | $359,000 | +17.7% | $334 / Sq Ft |
| 09/14/2018 09/14/18 | Sold | $305,000 | -3.1% | $283 / Sq Ft |
| 07/30/2018 07/30/18 | Pending | -- | -- | -- |
| 07/21/2018 07/21/18 | For Sale | $314,900 | +34.0% | $293 / Sq Ft |
| 05/21/2014 05/21/14 | Sold | $235,000 | -9.6% | $218 / Sq Ft |
| 05/08/2014 05/08/14 | Pending | -- | -- | -- |
| 01/16/2014 01/16/14 | For Sale | $259,900 | +37.2% | $242 / Sq Ft |
| 11/19/2012 11/19/12 | Sold | $189,500 | +0.9% | $176 / Sq Ft |
| 11/12/2012 11/12/12 | Pending | -- | -- | -- |
| 09/24/2012 09/24/12 | For Sale | $187,900 | -- | $175 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,220 | $390,316 | -- | -- |
| 2023 | $5,220 | $354,833 | $0 | $461,975 |
| 2022 | $4,161 | $322,575 | $0 | $0 |
| 2021 | $3,648 | $293,250 | $0 | $293,250 |
| 2020 | $3,329 | $276,250 | $0 | $276,250 |
| 2019 | $3,005 | $249,050 | $0 | $249,050 |
| 2018 | $2,752 | $222,717 | $0 | $0 |
| 2017 | $2,312 | $202,470 | $0 | $0 |
| 2016 | $2,369 | $204,000 | $0 | $0 |
| 2015 | $2,392 | $199,750 | $0 | $0 |
| 2014 | $2,100 | $168,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Gregory Ward
Keller Williams Success Realty
(770) 570-0350
35 in this area
75 Total Sales
-
Seller's Agent in 2020
Victoria Haley
Counts Real Estate Group Inc
(850) 249-3622
11 in this area
84 Total Sales
-
Seller Co-Listing Agent in 2020
Jim Gardner
Counts Real Estate Group Inc
(850) 814-4445
7 in this area
66 Total Sales
-
Seller's Agent in 2018
Michele Morros
Keller Williams Success Realty
(850) 258-9878
95 in this area
337 Total Sales
-
Seller Co-Listing Agent in 2018
Ann Wohlford
Keller Williams Success Realty
(850) 624-6909
75 in this area
260 Total Sales
-
Seller's Agent in 2014
Gene C. Ursprung, P.A.
Beach Time Realty, Inc
(850) 890-1350
245 in this area
296 Total Sales
About Sterling Reef Condominium
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 616484
APN: 34809-610-025
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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