Sterling Reef Condominium 12011 Front Beach Rd Unit 404 Panama City Beach, FL 32407
2
Beds
2
Baths
1,076
Sq Ft
$470/mo
HOA Fee
Highlights
- Beach
- Property fronts gulf or ocean
- Heated In Ground Pool
- J.R. Arnold High School Rated A-
- Deeded access to the beach
- 3-minute walk to County Pier
About This Home
As of September 2018The perfect floor at Sterling Reef now for sale! Enjoy this 4th floor condominium with beautiful gulf views. Open the door and find tile floors throughout, an awesome master right on the beach, and a great open layout for easy condo living! You have a new AC unit, new mattresses, comes furnished and rental ready, and already on a rental program. You are a short walk to the County Pier for fishing, also walk to Shipwreck Waterpark, mini golf, attractions, restaurants and more. Sterling Reef has covered parking with your parking garage right under the building - you do not have to walk across the street to get to your condo. Enjoy heated in ground pool, fitness center, grills and a superb location here in Panama City Beach! Call today!
Last Agent to Sell the Property
Keller Williams Success Realty License #3085018 Listed on: 07/21/2018
Last Buyer's Agent
Victoria Haley
Saxon R E Consulting Group
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,312
Year Built
- Built in 2005
Lot Details
- Property fronts gulf or ocean
HOA Fees
- $470 Monthly HOA Fees
Parking
- Attached Garage
Interior Spaces
- 1,076 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Washer
Kitchen
- Breakfast Bar
- Double Oven
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Home Security
Outdoor Features
- Heated In Ground Pool
- Deeded access to the beach
- Balcony
- Deck
- Patio
Schools
- Hutchison Beach Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Air
- Electric Water Heater
Community Details
Overview
- Association fees include management, cable TV, insurance, legal/accounting, ground maintenance, pool(s), recreation facilities, trash, water
- High-Rise Condominium
- Sterling Reef Subdivision
Amenities
- Community Barbecue Grill
- Elevator
Recreation
- Beach
Security
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 25, 2020
Sold by
Beasley Bill Brent
Bought by
Brown Emily A and Coppenger Jerin C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,000
Outstanding Balance
$193,266
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$277,951
Purchase Details
Listed on
Jul 21, 2018
Closed on
Sep 14, 2018
Sold by
Simpson Michael W and Simpson Tina
Bought by
Beasley Bill Brent
Seller's Agent
Michele Morros
Keller Williams Success Realty
Buyer's Agent
Victoria Haley
Saxon R E Consulting Group
List Price
$314,900
Sold Price
$305,000
Premium/Discount to List
-$9,900
-3.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.42%
Purchase Details
Listed on
Jan 16, 2014
Closed on
May 21, 2014
Sold by
Granigan Mark
Bought by
Simpson Michael and Simpson Tina
Seller's Agent
Gene C. Ursprung, P.A.
Beach Time Realty, Inc
Buyer's Agent
Ann Wohlford
Counts Real Estate Group Inc
List Price
$259,900
Sold Price
$235,000
Premium/Discount to List
-$24,900
-9.58%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.22%
Purchase Details
Listed on
Sep 24, 2012
Closed on
Nov 1, 2012
Sold by
Wells Fargo Bank National Association
Bought by
Granigan Mark
Seller's Agent
Jessica Albritton
CENTURY 21 Commander Realty
Buyer's Agent
Gene C. Ursprung, P.A.
Beach Time Realty, Inc
List Price
$187,900
Sold Price
$189,500
Premium/Discount to List
$1,600
0.85%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.43%
Purchase Details
Closed on
May 25, 2012
Sold by
Werth Elmer D
Bought by
Wells Fargo Bank National
Purchase Details
Closed on
Mar 25, 2005
Sold by
Sterling Reef Development Group Llc
Bought by
Werth Elmer D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$476,000
Interest Rate
1.75%
Mortgage Type
New Conventional
Similar Homes in Panama City Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $356,000 | Mti Title Insurance Agcy Inc | |
| Warranty Deed | $305,000 | Attorney | |
| Warranty Deed | $235,000 | Attorney | |
| Special Warranty Deed | $189,500 | Attorney | |
| Trustee Deed | $110,700 | None Available | |
| Condominium Deed | $595,000 | Fatco |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $267,000 | New Conventional | |
| Previous Owner | $476,000 | New Conventional | |
| Closed | $89,250 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/30/2025 03/30/25 | For Sale | $459,900 | +142.7% | $427 / Sq Ft |
| 07/05/2022 07/05/22 | Off Market | $189,500 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $305,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $235,000 | -- | -- |
| 09/14/2018 09/14/18 | Sold | $305,000 | -3.1% | $283 / Sq Ft |
| 07/30/2018 07/30/18 | Pending | -- | -- | -- |
| 07/21/2018 07/21/18 | For Sale | $314,900 | +34.0% | $293 / Sq Ft |
| 05/21/2014 05/21/14 | Sold | $235,000 | -9.6% | $218 / Sq Ft |
| 05/08/2014 05/08/14 | Pending | -- | -- | -- |
| 01/16/2014 01/16/14 | For Sale | $259,900 | +37.2% | $242 / Sq Ft |
| 11/19/2012 11/19/12 | Sold | $189,500 | +0.9% | $176 / Sq Ft |
| 11/12/2012 11/12/12 | Pending | -- | -- | -- |
| 09/24/2012 09/24/12 | For Sale | $187,900 | -- | $175 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,220 | $390,316 | -- | -- |
| 2023 | $5,220 | $354,833 | $0 | $461,975 |
| 2022 | $4,161 | $322,575 | $0 | $0 |
| 2021 | $3,648 | $293,250 | $0 | $293,250 |
| 2020 | $3,329 | $276,250 | $0 | $276,250 |
| 2019 | $3,005 | $249,050 | $0 | $249,050 |
| 2018 | $2,752 | $222,717 | $0 | $0 |
| 2017 | $2,312 | $202,470 | $0 | $0 |
| 2016 | $2,369 | $204,000 | $0 | $0 |
| 2015 | $2,392 | $199,750 | $0 | $0 |
| 2014 | $2,100 | $168,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Gregory Ward
Seller's Agent in 2025
Gregory Ward
Keller Williams Success Realty
(770) 570-0350
36 in this area
76 Total Sales
-
Michele Morros
Seller's Agent in 2018
Michele Morros
Keller Williams Success Realty
(850) 258-9878
95 in this area
338 Total Sales
-
Ann Wohlford
Seller Co-Listing Agent in 2018
Ann Wohlford
Keller Williams Success Realty
(850) 624-6909
76 in this area
264 Total Sales
-
V
Buyer's Agent in 2018
Victoria Haley
Saxon R E Consulting Group
-
Gene C. Ursprung, P.A.
Seller's Agent in 2014
Gene C. Ursprung, P.A.
Beach Time Realty, Inc
(850) 890-1350
87 in this area
116 Total Sales
-
J
Seller's Agent in 2012
Jessica Albritton
CENTURY 21 Commander Realty
About Sterling Reef Condominium
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 674313
APN: 34809-610-025
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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