$1,670,000
SOLD SEP 11, 2025

1208 Cactus St Key Largo, FL 33037

4 Beds
3 Baths
2,448 Sq Ft
7,440 Sq Ft Lot

Recently Sold

$682 Per Sq Ft

5% Below List Price

25 Days on Market

Highlights

  • Boat Ramp
  • Home fronts a canal
  • Cathedral Ceiling
  • Coral Shores High School Rated A
  • Fruit Trees
  • 1-minute walk to Schwingggg

About This Home

As of September 2025

First Time for Sale! Miraculously Constructed Canal Front home with Ocean Views and Guest Quarters. This 4-bedroom, 3-bath canal-front home is a rare find, offering privacy, unique multi-level layout, guest quarters, and two bonus office spaces. Proudly maintained and thoughtfully built, the residence showcases exceptional craftsmanship throughout, from its durable concrete roof to the hand-carved custom wood spiral staircase this home is nothing less than spectacular.Designed to embrace the Keys lifestyle, this home offers expansive wraparound balconies, a peaceful and quiet location, and steady sea breezes that naturally cool the open, vaulted living spaces. The rooftop balcony provides panoramic ocean views in every direction, and the elevated second-floor garage/workshop offers ample storage above a massive 25,000-gallon cistern.The main living area includes 3 bedrooms, 2 baths, and a loft that works perfectly as an office, while the second level features a private 1-bedroom, 1-bath guest quarter ideal for extended family or visiting friends.Located in a neighborhood with a private homeowner's park and boat ramp, this home provides easy ocean access perfect for boating, paddleboarding, kayaking, or simply soaking in the salt air.Built with care and designed for comfort, this canal-front home offers solid construction, breezy open-air living, and beautiful ocean views. For those looking for something extraordinary, this is your home!!!!

Last Agent to Sell the Property

Jocelyn Tiedemann

Ocean Sotheby's International Realty License #3112429 Listed on: 07/22/2025

Ocean Sotheby's International Realty

Last Buyer's Agent

outside mls - FKBR

Outside Of MLS - FKBR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,846

Year Built

  • Built in 1991

Lot Details

  • 7,440 Sq Ft Lot
  • Home fronts a canal
  • Fenced
  • Fruit Trees
  • Property is zoned IS - Improved Subivision District

Parking

  • Garage

Home Design

  • Frame Construction
  • Concrete Roof

Interior Spaces

  • 2,448 Sq Ft Home
  • 3-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Shutters
  • Single Hung Windows
  • Loft
  • Storage
  • Utility Room
  • Canal Views

Kitchen

  • Range
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Outdoor Features

  • Seawall
  • Balcony
  • Patio
  • Outdoor Storage
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Separate Meters
  • Cistern
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00520090-000000

Community Details

Overview

  • No Home Owners Association
  • Rock Harbor Est Subdivision

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,846

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 200.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Dockage Seawall: Concrete
  • Fee Includes: Other
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 98.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Seller Finance
  • Side: Ocean
  • State Province: FL
  • Taxes: 3846.50
  • Vehicle Storage: Garage, Covered Parking, Attached
  • Year Built: 1991
  • Alternate Key Number: 1639338
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 7440.00
  • Porch Balcony: Open Porch/Balcony, Roof Top Deck, Patio
  • Shutters: Other, Panel
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 3 Stories
  • Estimated Living Sq Ft: 2448.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 3

Interior Features

  • Interior Amenities: Cathedral Ceilings, Built-in Cabinets, Storage, Smoke Alarms
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Washer, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Carpet, Wood
  • Specialty Rooms: Loft, Utility Room
  • Windows/Doors: Single Hung Windows, Impact Rstnce Doors
  • Total Bedrooms: 4

Exterior Features

  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: CBS, Frame
  • Exterior Features: Fencing, Storage, Rain Gutters, Fruit Tree(s)
  • Roof: Concrete Roof
  • Waterview: Canal View, Open Water View
  • Pool: No

Utilities

  • Utilities: FKAA, Elect Separate Meter, Municipal Sewer, Cistern
  • Heating: Central

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE
  • Parcel Number: 00520090-000000
  • Lot Size: 60x124
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.17

Rental Info

  • Rentals Allowed: Yes
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2025
Closed on
Sep 11, 2025
Sold by
Wall Randolph D and Wall Family Trust
Bought by
1208 Cactus St Llc
Seller's Agent
Jocelyn Tiedemann
Ocean Sotheby's International Realty
Buyer's Agent
outside mls - FKBR
Outside Of MLS - FKBR
List Price
$1,750,000
Sold Price
$1,670,000
Premium/Discount to List
-$80,000
-4.57%
Views
29
Current Estimated Value
$1,693,048

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,048
Avg. Annual Appreciation
3.77%
Original Mortgage
$328,527
Outstanding Balance
$328,527
Interest Rate
6%
Mortgage Type
Construction
Estimated Equity
$1,364,521

Purchase Details

Closed on
Apr 22, 2016
Bought by
The Wall Family Trust 8/19/2015

Purchase Details

Closed on
Nov 1, 1987
Bought by
The Wall Family Trust 8/19/2015

Purchase Details

Closed on
Feb 1, 1975
Bought by
The Wall Family Trust 8/19/2015
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,670,000 Harlequin Title
Quit Claim Deed $100 --
Warranty Deed $60,000 --
Deed $4,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,527 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/11/2025 09/11/25 Sold $1,670,000 -4.6% $682 / Sq Ft
07/22/2025 07/22/25 For Sale $1,750,000 -- $715 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,847 $433,476 -- --
2024 $3,686 $421,260 -- --
2023 $3,686 $408,991 $0 $0
2022 $3,490 $397,079 $0 $0
2021 $3,540 $385,514 $0 $0
2020 $3,520 $380,192 $0 $0
2019 $3,458 $371,645 $0 $0
2018 $3,453 $364,716 $0 $0
2017 $3,383 $357,215 $0 $0
2016 $3,426 $349,868 $0 $0
2015 $3,471 $347,436 $0 $0
2014 $3,543 $344,679 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 615888

Florida Keys Board of REALTORS®

APN: 00520090-000000