121 Otay Ave San Mateo, CA 94403
Hillsdale Neighborhood
4
Beds
2
Baths
2,023
Sq Ft
5,898
Sq Ft Lot
Highlights
- Primary Bedroom Suite
- Deck
- Wood Flooring
- George Hall Elementary School Rated A
- Traditional Architecture
- High Ceiling
About This Home
As of July 2025It's all on Otay! On one of the Village's larger lots and situated on a quiet cul-de-sac, this home was expanded to 2,023 sqft during a "down-to-the-studs" renovation. Enjoy peace of mind with all-new plumbing and electrical systems, not a single original pipe or wire remains. A new high-efficiency heat pump HVAC system, a new roof, new windows, new solid core doors, and custom moldings add both style and substance. The expansive living space showcases vaulted ceilings, extra wide plank European oak engineered hardwood flooring, quartz countertops with waterfall edges, oak cabinetry, and KitchenAid appliances. French doors lead to a peaceful yard with low maintenance landscaping and all new stamped concrete, perfect for family and friends! You'll never want to leave this dream home, but if you do you are in one of San Mateo's most desired neighborhoods. The San Mateo Village is known for its small town charm and big city convenience. Easy access to 101 & 92, and being walking distance to Caltrain, Hillsdale shopping center, Bay Meadows, Whole Foods and so much more are just a few things to love! Don't miss your chance to make it all yours!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,531
Year Built
- Built in 1953
Lot Details
- 5,898 Sq Ft Lot
- Wood Fence
- Level Lot
- Drought Tolerant Landscaping
- Grass Covered Lot
- Back Yard
- Zoning described as R10006
Parking
- 1 Car Garage
- Electric Vehicle Home Charger
- Secured Garage or Parking
- Off-Street Parking
Home Design
- Traditional Architecture
- Wood Frame Construction
- Shingle Roof
- Composition Roof
- Concrete Perimeter Foundation
- Stucco
Interior Spaces
- 2,023 Sq Ft Home
- 1-Story Property
- High Ceiling
- Double Pane Windows
- Living Room with Fireplace
- Dining Area
- Wood Flooring
- Neighborhood Views
- Laundry in Utility Room
Kitchen
- Open to Family Room
- Eat-In Kitchen
- Gas Oven
- Range Hood
- Freezer
- Ice Maker
- Dishwasher
- Kitchen Island
- Quartz Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- Remodeled Bathroom
- Bathroom on Main Level
- 2 Full Bathrooms
- Dual Sinks
- Low Flow Toliet
- Bathtub with Shower
- Bathtub Includes Tile Surround
- Walk-in Shower
- Low Flow Shower
Utilities
- Central Air
- Wood Insert Heater
- Heat Pump System
Additional Features
- Energy-Efficient Insulation
- Deck
Listing and Financial Details
- Assessor Parcel Number 040-054-320
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 11, 2024
Closed on
Nov 14, 2024
Sold by
Ratto Janet
Bought by
Ratto Gregory
Seller's Agent
Cindy Moscaret
Compass
Buyer's Agent
Alex Lehr
Guide Real Estate
List Price
$1,398,000
Sold Price
$1,484,000
Premium/Discount to List
$86,000
6.15%
Views
14
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.72%
Purchase Details
Listed on
Oct 11, 2024
Closed on
Nov 13, 2024
Sold by
Smoot Allen F and Smoot Jo Anne
Bought by
Ratto Gregory
Seller's Agent
Cindy Moscaret
Compass
Buyer's Agent
Alex Lehr
Guide Real Estate
List Price
$1,398,000
Sold Price
$1,484,000
Premium/Discount to List
$86,000
6.15%
Views
14
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Wfg National Title Insurance C | |
| Grant Deed | -- | Wfg National Title Insurance C | |
| Grant Deed | $1,484,000 | Wfg National Title Insurance C | |
| Grant Deed | $1,484,000 | Wfg National Title Insurance C |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $395,325 | New Conventional | |
| Previous Owner | $417,000 | Unknown | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $227,150 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Sold | $2,650,000 | +6.2% | $1,310 / Sq Ft |
| 06/24/2025 06/24/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | For Sale | $2,495,000 | +68.1% | $1,233 / Sq Ft |
| 11/18/2024 11/18/24 | Sold | $1,484,000 | +6.2% | $1,649 / Sq Ft |
| 10/17/2024 10/17/24 | Pending | -- | -- | -- |
| 10/11/2024 10/11/24 | For Sale | $1,398,000 | -- | $1,553 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,531 | $1,513,680 | $1,224,000 | $289,680 |
| 2023 | $7,531 | $503,952 | $251,976 | $251,976 |
| 2022 | $7,433 | $494,072 | $247,036 | $247,036 |
| 2021 | $7,118 | $484,386 | $242,193 | $242,193 |
| 2020 | $6,766 | $479,420 | $239,710 | $239,710 |
| 2019 | $6,553 | $470,020 | $235,010 | $235,010 |
| 2018 | $6,069 | $460,804 | $230,402 | $230,402 |
| 2017 | $5,599 | $451,770 | $225,885 | $225,885 |
| 2016 | $5,630 | $442,912 | $221,456 | $221,456 |
| 2015 | $5,624 | $436,260 | $218,130 | $218,130 |
| 2014 | $5,711 | $427,716 | $213,858 | $213,858 |
Source: Public Records
Agents Affiliated with this Home
-
Alex Lehr
Seller's Agent in 2025
Alex Lehr
Guide Real Estate
(650) 766-5500
7 in this area
237 Total Sales
-
Elaine White
Buyer's Agent in 2025
Elaine White
Coldwell Banker Realty
(650) 566-5323
2 in this area
55 Total Sales
-
Cindy Moscaret
Seller's Agent in 2024
Cindy Moscaret
Compass
(650) 759-3356
2 in this area
45 Total Sales
Map
Source: MLSListings
MLS Number: ML82011495
APN: 040-054-320
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