$400,000
SOLD OCT 2, 2025

1212 Mill Creek Cir Saint Cloud, MN 56303

4 Beds
2.5 Baths
2,730 Sq Ft
0.35 Acres

Recently Sold

$147 Per Sq Ft

2% Below List Price

95 Days on Market

Highlights

  • Home Office
  • The kitchen features windows
  • Tankless Water Heater
  • Sitting Room
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of October 2025

Welcome to 1212 Mill Creek Circle in Saint Cloud—an exceptionally cared-for two-story home nestled in the desirable Mill Creek neighborhood. Featuring numerous updates, this property blends comfort, quality, and convenience.

The main level offers a bright and functional layout with a kitchen that includes stainless steel appliances, a gas range, granite countertops, and an informal dining area. A formal dining room and sitting room with stunning hardwood floors provide additional space for gatherings or relaxation.

Upstairs, the home includes four spacious bedrooms, including a private suite with vaulted ceilings, a bathroom with jetted tub, separate shower, and a walk-in closet. The lower level features a finished office or den, a cedar wine closet, and an additional 1,000 square feet of potential living space ready for your customization.

Step outside to enjoy the beautifully landscaped backyard, complete with mature trees, a maintenance-free deck, an in-ground sprinkler system, and a private fire pit area—ideal for outdoor enjoyment.

Additional updates include roof (2021) a furnace and air conditioning system (2017) and a tankless water heater (2018). As part of the Mill Creek community, residents have access to shared amenities including a large in-ground pool and a basketball court.

Don't miss the opportunity to experience all this home has to offer.

Last Agent to Sell the Property

Jason Miller

Listed on: 05/23/2025

Last Buyer's Agent

Scott Shosted

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,372

Year Built

  • Built in 1992

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 100x150
  • Few Trees

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Pitched Roof
  • Cedar

Interior Spaces

  • 2-Story Property
  • Stone Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • Sitting Room
  • Living Room
  • Dining Room
  • Home Office
  • Washer

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Drain
  • Block Basement Construction
  • Basement Window Egress

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Tankless Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include shared amenities
  • Mill Creek Home Owners Association, Phone Number (320) 250-6937
  • Mill Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 82486880038

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,372

Year Built

Built in 1992

Lot Details

0

HOA Fees

$50 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 1992
  • Above Grade Finished Sq Ft: 2620
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Egress Window(s), Full, Partially Finished
  • Appliances: Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Gas, Stone
  • Living Area: 2730
  • Below Grade Finished Sq Ft: 110
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Informal Dining Room, Sitting Room, Office

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age Over 8 Years, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block,Frame,Stone

Garage/Parking

  • Parking Features: Attached Garage, Asphalt

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Shared Amenities
  • Phone: 320-250-6937
  • Association Fee: 600
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Paneled Doors,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: Mill Creek Home Owners Association

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 100x150
  • Lot Size Sq Ft: 15246
  • Land Lease: No
  • Lot Features: Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Cedar

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 82486880038
  • Tax Annual Amount: 4372
  • TaxWithAssessments: 4372.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2025
Closed on
Oct 1, 2025
Sold by
Franklin Matthew and Franklin Carly
Bought by
Herr Jason and Qualls Laci
Seller's Agent
Jason Miller
Buyer's Agent
Scott Shosted
List Price
$409,900
Sold Price
$400,000
Premium/Discount to List
-$9,900
-2.42%
Views
121

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.98%
Original Mortgage
$104,500
Outstanding Balance
$104,500
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$304,386

Purchase Details

Closed on
Oct 21, 2021
Sold by
Austing April and Bonacci Derek
Bought by
Franklin Matthew and Franklin Carly
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 First American Title
Warranty Deed $356,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $104,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/02/2025 10/02/25 Sold $400,000 0.0% $147 / Sq Ft
08/26/2025 08/26/25 Pending -- -- --
07/01/2025 07/01/25 Price Changed $400,000 -2.4% $147 / Sq Ft
05/23/2025 05/23/25 For Sale $409,900 -- $150 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,330 $351,600 $80,000 $271,600
2024 $4,330 $338,700 $80,000 $258,700
2023 $4,202 $338,700 $80,000 $258,700
2022 $3,734 $271,600 $60,000 $211,600
2021 $3,550 $271,600 $60,000 $211,600
2020 $3,664 $259,600 $60,000 $199,600
2019 $3,660 $259,600 $60,000 $199,600
2018 $3,706 $255,700 $60,000 $195,700
2017 $3,666 $245,400 $60,000 $185,400
2016 $3,458 $0 $0 $0
2015 $3,400 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6726412

NorthstarMLS

APN: 82.48688.0038