NOT LISTED FOR SALE

Estimated Value: $530,000 - $624,000

5 Beds
3.5 Baths
2,678 Sq Ft
$223/Sq Ft Est. Value

Last Sold January 03, 2023

Last sale price $515,000 $192 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $4,229/month

15 Days on Market

Highlights

  • Recreation Room
  • Wooded Lot
  • Traditional Architecture
  • Lincoln Elementary School Rated A
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of January 2023

This is one you won't want to miss! Beautiful 5BR/3.5BA custom home within walking distance of the Fox River & downtown St. Charles. Constructed in 2004, this home will leave you wanting for nothing. Gorgeous kitchen with cherry cabinetry, granite countertops, and stainless steel appliances (Bertazzoni & KitchenAid), as well as a walk-in pantry. Entertain in the spacious living room with custom millwork surrounding the TV. Dining room with tray ceilings and space to seat 8! Real wood Levolor blinds throughout. The upper level boasts 4 bedrooms with incredibly generous walk-in closets and 2 full bathrooms. Fully finished basement with built-in bookcases and a 5th bedroom or office. Large storage room and mechanical closet. Over $20k in upgrades since seller's 2016 purchase (new HVAC, vinyl fence, reverse osmosis water filtration system & a refurbished water softener). Fantastic and usable backyard with outdoor fire pit, storage shed, and space for vegetable gardening. Oversized, heated, and attached 2-car garage. Incredible location, enjoy all of downtown St. Charles including the awarding winning dining, nightlife, river walks, parks, concerts, and fireworks- all without the drive!

Last Agent to Sell the Property

Rizwan Gilani

ALLURE Real Estate License #475126352 Listed on: 11/16/2022

Co-Listed By

Tessa Dargis

ALLURE Real Estate License #475168470

Last Buyer's Agent

Julie Schwager

@properties Christie's International Real Estate License #475149062

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,666

Year Built

  • Built in 2004

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 65 x 175
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,678 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Home Gym
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • English Basement
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Balcony
  • Brick Porch or Patio
  • Shed

Schools

  • Lincoln Elementary School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,666

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: English
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Laundry
  • LivingArea: 2678
  • Other Equipment: Humidifier, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5, Recreation Room, Foyer, Exercise Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Balcony, Patio, Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 520000
  • Lot Features: Wooded
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Stone,Other

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: N/A
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lincoln Elementary School
  • High School: St Charles East High School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2611
  • Lot Dimensions: 65 X 175
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11666
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 16, 2022
Closed on
Dec 28, 2022
Sold by
Biscan Brian J
Bought by
Needleman Sarah and Crosswhite Brian L
Seller's Agent
Rizwan Gilani
ALLURE Real Estate
Buyer's Agent
Julie Schwager
@properties Christie's International Real Estate
List Price
$525,000
Sold Price
$515,000
Premium/Discount to List
-$10,000
-1.9%
Total Days on Market
15
Views
59
Current Estimated Value
$596,374

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,374
Avg. Annual Appreciation
6.28%
Original Mortgage
$453,200
Outstanding Balance
$440,813
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$155,561

Purchase Details

Listed on
Feb 12, 2016
Closed on
Apr 8, 2016
Sold by
Hill Thomas M and Hill Judith L
Bought by
Biscan Brian J
Seller's Agent
Debbie Conrad
HomeSmart Connect, LLC.
Buyer's Agent
Jonathan Nutt
Coldwell Banker Real Estate Group
List Price
$368,000
Sold Price
$375,000
Premium/Discount to List
$7,000
1.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.87%
Original Mortgage
$337,500
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 31, 2010
Sold by
Bank Of America Na
Bought by
Hill Thomas and Hill Judith L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,800
Interest Rate
4.49%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 19, 2010
Sold by
Countryman Dawn P and Citimortgage Inc
Bought by
Bank Of America Na

Purchase Details

Closed on
Feb 24, 2004
Sold by
Countryman Dawn P and Midwest Custom Homes Inc
Bought by
Countryman Dawn P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Needleman Sarah $515,000 Old Republic National Title
Biscan Brian J $375,000 First American Title
Hill Thomas $306,000 First American Title
Bank Of America Na -- None Available
Countryman Dawn P $430,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Needleman Sarah $453,200
Previous Owner Biscan Brian J $315,000
Previous Owner Biscan Brian J $339,000
Previous Owner Biscan Brian J $337,500
Previous Owner Hill Thomas $240,300
Previous Owner Hill Thomas $244,800
Previous Owner Countryman Dawn $400,000
Previous Owner Countryman Dawn P $89,200
Previous Owner Countryman Dawn P $142,900
Previous Owner Countryman Dawn P $315,000
Previous Owner Mid-West Custom Homes Inc $150,000
Previous Owner Mid West Custom Homes Inc $150,000
Closed Countryman Dawn P $63,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/03/2023 01/03/23 Sold $515,000 -1.0% $192 / Sq Ft
12/02/2022 12/02/22 Pending -- -- --
11/30/2022 11/30/22 Price Changed $520,000 -1.0% $194 / Sq Ft
11/16/2022 11/16/22 For Sale $525,000 +40.0% $196 / Sq Ft
05/06/2016 05/06/16 Sold $375,000 +1.9% $140 / Sq Ft
02/13/2016 02/13/16 Pending -- -- --
02/12/2016 02/12/16 For Sale $368,000 -- $137 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $12,770 $167,560 $31,055 $136,505
2022 $12,140 $156,358 $29,238 $127,120
2021 $11,666 $149,041 $27,870 $121,171
2020 $11,544 $146,262 $27,350 $118,912
2019 $11,337 $143,366 $26,808 $116,558
2018 $10,826 $136,521 $27,660 $108,861
2017 $10,545 $131,855 $26,713 $105,142
2016 $11,074 $127,224 $25,775 $101,449
2015 -- $112,887 $25,497 $87,390
2014 -- $104,682 $25,497 $79,185
2013 -- $105,557 $25,752 $79,805
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11674125

Midwest Real Estate Data (MRED)

APN: 09-27-429-025