$245,000

1220 Victory St SW Cleveland, TN 37311

Estimated payment $1,397/month

Total Views 601
3 Beds
2 Baths
1,156 Sq Ft
$212 Price per Sq Ft

Highlights

  • Above Ground Pool
  • Deck
  • No HOA
  • Open Floorplan
  • Ranch Style House
  • Covered Patio or Porch

About This Home

100 % Financing Available! Welcome to this one level home featuring 3 Bedrooms / 2 Bathrooms. Step inside to discover an inviting open-concept layout that boasts luxury vinyl flooring and large windows to create an airy atmosphere. This open-concept layout also seamlessly blends the kitchen and dining areas—perfect for entertaining and family gatherings. The kitchen includes modern appliances, ample counter space, and a work island. Retreat to the spacious bedrooms, with the primary bedroom offering an ensuite bathroom. Step outside to a screened-in back porch, an ideal retreat for morning coffee, evening get-togethers, or simply relaxing in the open air. The fenced backyard unfolds as a private oasis, complete with a large swimming pool—perfect for unwinding or enjoying sunny days to the fullest. Situated just minutes away from downtown Cleveland, schools, and popular restaurants. With 100 percent financing options available—no PMI and no income restrictions—this is an opportunity you won't want to miss. Schedule your showing today!

Listing Agent

Melody Smith

KW Cleveland License #294574 Listed on: 08/18/2025

KW Cleveland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $738

Year Built

  • Built in 2013

Lot Details

  • 9,148 Sq Ft Lot
  • Fenced
  • Landscaped
  • Level Lot
  • Cleared Lot

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Slab Foundation
  • Pitched Roof
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,156 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Double Pane Windows
  • Insulated Windows
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Walk-in Shower

Home Security

  • Indoor Smart Camera
  • Fire and Smoke Detector

Accessible Home Design

  • Accessible Full Bathroom

Outdoor Features

  • Above Ground Pool
  • Deck
  • Covered Patio or Porch
  • Outbuilding
  • Rain Gutters

Schools

  • Blythe-Bower Elementary School
  • Cleveland Middle School
  • Cleveland High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • The Cottages At Royal Oak Subdivision

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 057g M 034.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$738

Year Built

Built in 2013

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Road Frontage Type: City Street, Interstate Access Within 5 Miles
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: The Cottages at Royal Oak
  • Directions: South on Keith Street, Left on Victory Street, Home is on the Left.
  • Above Grade Finished Sq Ft: 1156.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Year Built: 2013
  • General Property Information:Living Area2: 1156.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Special Features: None

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Interior Amenities: Walk-In Shower, Split Bedrooms, Smart Camera(s)/Recording, Walk-In Closet(s), Open Floorplan, Kitchen Island, High Speed Internet, Eat-in Kitchen, Bathroom Mirror(s), Ceiling Fan(s)
  • Accessibility Features: Accessible Full Bath
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl
  • Living Area: 1156.0
  • Window Features: Double Pane Windows, Insulated Windows
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Electric Range: Yes
  • Basement:None2: Yes
  • Interior Features:Bathroom Mirror(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Walk-In Shower: Yes
  • Interior Features:High Speed Internet: Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Smart Camera(s)Recording2: Yes

Exterior Features

  • Roof: Pitched, Shingle
  • Fencing: Fenced
  • Exterior Features: See Remarks, Rain Gutters
  • Lot Features: Mailbox, Level, Landscaped, Cleared
  • Pool Features: Above Ground
  • View: No
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Other Structures: Outbuilding
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch, Screened
  • Property Condition: Functional
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Screened: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Double Pane Windows: Yes
  • Exterior Features:Rain Gutters: Yes
  • Exterior Features:See Remarks23: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Accessibility Features:Accessible Full Bath: Yes
  • Exterior Features:Landscaped: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Concrete, Driveway
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Heating: Central, Electric
  • Cooling: Ceiling Fan(s), Central Air
  • Sewer: Public Sewer
  • Laundry Features: Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Underground Utilities, High Speed Internet Connected, Water Connected, Sewer Connected, Phone Connected, Cable Connected, Electricity Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Blythe-Bower
  • High School: Cleveland
  • Middle Or Junior School: Cleveland

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Parcel #: 057g M 034.00

Tax Info

  • Tax Annual Amount: 738.4
  • Tax Book Number: 2191
  • Tax Lot: 3

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $337 $23,425 $2,325 $21,100
2023 $738 $23,425 $2,325 $21,100
2022 $738 $23,425 $2,325 $21,100
2021 $738 $23,425 $0 $0
2020 $1,031 $33,050 $0 $0
2019 $1,031 $26,825 $0 $0
2018 $1,106 $0 $0 $0
2017 $553 $0 $0 $0
2016 $921 $0 $0 $0
2015 $474 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 For Sale $245,000 -- $212 / Sq Ft
Source: River Counties Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $99,998 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $6,000 Commercial
Open $75,403 Commercial
Source: Public Records

Similar Homes in Cleveland, TN

  • 1255 Eagle Park Rd NE, Cleveland, TN 37323

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,076 Sq Ft
    • 1255 Eagle Park Rd NE
    • Cleveland, TN

    Come home to this beautiful farmhouse located right outside the city limits in Bradley County Tennessee one of East Tennessee's hot spots! Walking in past the front porch and landscaping, you will find granite countertops, hardwood floors, and newer windows. This home is very inviting and has a soaking tub in the bathroom off the primary suite. Second full bathroom is near the back door. Floor

    Keith Nitsch Coldwell Banker Kinard Realty

    Section Image
  • 144 Low Brook Ct NE, Cleveland, TN 37312

    $310,000

    • 2 Beds
    • 1 Bath
    • 1,334 Sq Ft
    • 144 Low Brook Ct NE
    • Cleveland, TN

    ADORABLE LOG CABIN, YOUR PERSONAL RETREAT. This move-in ready 2 bedroom 1 bath is situated on approximately 1.5 acres just outside the city limits of Cleveland. As you enter the home, you will be greeted by beautiful true hardwoods throughout (with tile in the bathroom) and vaulted wood ceilings. Enjoy nature of the mornings while you sip coffee on your screened-in back porch. You will love

    Carolanne Crisp Weichert Realtors-The Space Place

    Section Image
  • 1107 Joseph Thomas Dr SW, Cleveland, TN 37311

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,280 Sq Ft
    • 1107 Joseph Thomas Dr SW
    • Cleveland, TN

    Stylishly Updated Cape Cod in a Peaceful Cul-de-Sac! Fall in love with this charming, move-in ready home featuring a beautifully updated main level with new flooring, fresh paint, and modern lighting. The heart of the home is a stunning kitchen with shaker-style cabinetry, granite countertops, subway tile backsplash, upgraded stainless steel appliances, bar seating and breakfast nook. Perfect

    Daniel Barham KW Cleveland

    Section Image
  • 605 Westover Dr SW, Cleveland, TN 37311

    $299,900

    • 2 Beds
    • 2.5 Baths
    • 1,648 Sq Ft
    • 605 Westover Dr SW
    • Cleveland, TN

    STUNNING NEW CONSTRUCTION CRAFTSMAN BUNGALOW!This charming and spacious 2 bedroom, 2.5 bath cottage-style bungalow offers 1,648 sq ft of nostalgic Craftsman appeal blended with modern finishes.From the moment you arrive, you'll notice the elegant brick entry, wrought iron rails, and tongue-and-groove ceiling on the inviting rocking-chair front porch. Inside, you'll find solid

    Bonnie Bennett Bender Realty

    Section Image
  • 2028 Blythe Ave SE, Cleveland, TN 37311

    $235,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft
    • 2028 Blythe Ave SE
    • Cleveland, TN

    Step into modern comfort with this beautifully designed 3-bedroom, 2-bath home featuring an open-concept layout perfect for today's lifestyle. Bright and airy, the main living space flows effortlessly into a stylish kitchen, ideal for both everyday living and entertaining. The spacious primary suite offers a walk-in closet and bathroom with tiled shower. Two additional bedrooms provide

    Gabe Cartwright Century 21 1st Choice REALTORS

    Section Image
  • 2030 Blythe Ave SE, Cleveland, TN 37311

    $235,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft
    • 2030 Blythe Ave SE
    • Cleveland, TN

    New construction! Boasting 3 bedrooms, 2 bathrooms, and an inviting open floor plan, this home is designed for modern living. As you enter, you're greeted by a light-filled living space that seamlessly flows into the kitchen. The master suite has a generous walk-in closet and a luxurious bathroom with a tiled shower. Two additional bedrooms offer versatility, ideal for guests, a home office, or a

    Gabe Cartwright Century 21 1st Choice REALTORS

    Section Image
  • 816 18th St SE, Cleveland, TN 37311

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,149 Sq Ft
    • 816 18th St SE
    • Cleveland, TN

    Welcome to this stunning new construction home offering modern comfort and style, all conveniently situated on one level. This thoughtfully designed 3-bedroom, 2 full-bathroom residence features an open floor plan perfect for everyday living and entertaining.The spacious living room boasts vaulted ceilings that create an airy and inviting atmosphere. The large kitchen is a dream with

    Brittani Munck RE/MAX R. E. Professionals

    Section Image
  • 1798 Fisher St SE, Cleveland, TN 37311

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,149 Sq Ft
    • 1798 Fisher St SE
    • Cleveland, TN

    Welcome to this stunning new construction home offering modern comfort and style, all conveniently situated on one level. This thoughtfully designed 3-bedroom, 2 full-bathroom residence features an open floor plan perfect for everyday living and entertaining.The spacious living room boasts vaulted ceilings that create an airy and inviting atmosphere. The large kitchen is a dream with

    Brittani Munck RE/MAX R. E. Professionals

    Section Image
  • 826 18th St SE, Cleveland, TN 37311

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,149 Sq Ft
    • 826 18th St SE
    • Cleveland, TN

    Welcome to this stunning new construction home offering modern comfort and style, all conveniently situated on one level. This thoughtfully designed 3-bedroom, 2 full-bathroom residence features an open floor plan perfect for everyday living and entertaining.The spacious living room boasts vaulted ceilings that create an airy and inviting atmosphere. The large kitchen is a dream with

    Brittani Munck RE/MAX R. E. Professionals

    Section Image
See All Homes in Cleveland

Source: River Counties Association of REALTORS®

MLS Number: 20253849

River Counties Association of REALTORS®

APN: 057G-M-034.00

Tennessee Bradley County Cleveland 37311

1220 Victory St SW, Cleveland, TN

This home is located at 1220 Victory St SW, Cleveland, TN 37311 and is currently priced at $245,000, approximately $211 per square foot. This property was built in 2013. 1220 Victory St SW is a home with nearby schools including Blythe-Bower Elementary School, Cleveland Middle School, and Cleveland High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

River Counties Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Melody Smith
Listing Agent
Melody Smith
Section Image
KW Cleveland
(423) 640-7851