1227 Cross Rd Annapolis, MD 21403
Estimated payment $8,541/month
Total Views
14,757
4
Beds
3
Baths
3,398
Sq Ft
$412
Price per Sq Ft
Highlights
- 2 Boat Docks
- Canoe or Kayak Water Access
- Fishing Allowed
- Home fronts navigable water
- Boat Ramp
- Open Floorplan
About This Home
Discover elegance at 1227 Cross Road in Annapolis, Maryland, a stunning 2023-built home in the water-privileged Oyster Harbor community, elevated by upgrades made by the current owner since purchase. Enter through grand double doors into an open foyer with hickory hardwood floors, soaring ceilings, and crown molding. The great room impresses with a coffered ceiling, ceiling fan, fireplace, and large windows that flood the space with natural light.
The gourmet kitchen is an entertainer’s dream, featuring a 5-foot quartz island, double oven, prep sink, breakfast nook, expansive walk-in pantry, and a butler’s pantry/wet bar upgraded by the owner for effortless hosting. The formal dining room, with its trey ceiling and designer windows, adds sophistication. A main-level office or in-law suite includes a full bath, ceiling fan, and custom California Closets added post-purchase for enhanced organization.
Ascend the stunning, light-filled staircase—a true architectural centerpiece—to the second floor. Here, a versatile loft/flex space is perfect for a family room, home office, or play area. Two additional bedrooms with ceiling fans and owner-installed California Closet systems offer comfort, with one boasting private bath access and a walk-in closet. The primary suite is a retreat, featuring recessed lighting, a trey ceiling, a spacious dressing/sitting area, a luxurious 6x6 shower, and a large walk-in closet with a California Closet upgrade. A laundry center, enhanced by the owner with custom cabinetry, granite countertops, and a Blanco sink, adds convenience.
The oversized 2-car garage features 12-foot ceilings, an owner-applied epoxy floor, and a 240V electric vehicle hookup. A mudroom with custom storage cabinetry, added post-purchase, welcomes you from the garage. Additional owner upgrades include gutter guards, Cat6 wiring, pre-installed security system wiring, and a 1,500 sq ft conditioned crawl space for storage. Outdoors, relax on the 13x10 screened porch with recessed lighting, a thoughtful owner addition.
Enjoy Oyster Harbor’s waterfront amenities, including a boat ramp, pier, private beach, and opportunities for kayaking, fishing, and paddleboarding. With the current owner’s thoughtful upgrades since 2023, this Annapolis gem combines modern luxury with unparalleled functionality.
View the full HD Video Tour and contact listing agent for a private in person tour.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,566
Year Built
- Built in 2023
Lot Details
- 0.29 Acre Lot
- Home fronts navigable water
- Creek or Stream
- Sprinkler System
- Property is zoned R2
Parking
- 2 Car Direct Access Garage
- 6 Driveway Spaces
- Oversized Parking
- Front Facing Garage
Home Design
- Craftsman Architecture
- Frame Construction
- Architectural Shingle Roof
Interior Spaces
- 3,398 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Wet Bar
- Curved or Spiral Staircase
- Bar
- Ceiling height of 9 feet or more
- Ceiling Fan
- Recessed Lighting
- 1 Fireplace
- Family Room Off Kitchen
- Formal Dining Room
- Crawl Space
- Attic Fan
- Laundry on upper level
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Butlers Pantry
- Kitchen Island
- Upgraded Countertops
Flooring
- Engineered Wood
- Carpet
- Tile or Brick
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
Accessible Home Design
- Halls are 36 inches wide or more
- Garage doors are at least 85 inches wide
- Doors are 32 inches wide or more
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Sail
- Swimming Allowed
- Boat Ramp
- 2 Boat Docks
- Non Powered Boats Only
- Porch
Utilities
- Central Air
- Heat Pump System
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 51
- Assessor Parcel Number 020259706523400
Community Details
Overview
- No Home Owners Association
- $209 Other Monthly Fees
- Oyster Harbor Subdivision
Recreation
- Fishing Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,200 | $930,200 | $0 | $0 |
| 2023 | $8,934 | $818,100 | $241,300 | $576,800 |
| 2022 | $2,516 | $191,300 | $191,300 | $0 |
| 2021 | $2,516 | $191,300 | $191,300 | $0 |
| 2020 | $2,518 | $191,300 | $191,300 | $0 |
| 2019 | $2,390 | $181,500 | $0 | $0 |
| 2018 | $1,741 | $171,700 | $0 | $0 |
| 2017 | $1,917 | $161,900 | $0 | $0 |
| 2016 | $541 | $147,833 | $0 | $0 |
| 2015 | $541 | $133,767 | $0 | $0 |
| 2014 | -- | $119,700 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/09/2025 08/09/25 | Rented | $5,250 | 0.0% | -- |
| 07/28/2025 07/28/25 | For Rent | $5,250 | 0.0% | -- |
| 07/15/2025 07/15/25 | Price Changed | $1,399,000 | -6.7% | $412 / Sq Ft |
| 06/18/2025 06/18/25 | For Sale | $1,499,000 | +24.9% | $441 / Sq Ft |
| 07/28/2023 07/28/23 | Sold | $1,200,000 | 0.0% | -- |
| 11/14/2022 11/14/22 | For Sale | $1,200,000 | -- | -- |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $12,000 | Charter Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $825,000 | New Conventional | |
| Closed | $390,000 | New Conventional |
Source: Public Records
Similar Homes in Annapolis, MD
Source: Bright MLS
MLS Number: MDAA2118582
APN: 02-597-06523400
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