NOT LISTED FOR SALE

123 N Ferry St Schenectady, NY 12305

Downtown Schenectady Neighborhood

Estimated Value: $224,000 - $297,547

2 Beds
1.5 Baths
1,408 Sq Ft
$188/Sq Ft Est. Value

Last Sold December 15, 2023

Last sale price $270,000 $192 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,845/month

43 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • No HOA
  • Dining Room with Fireplace
  • Stone Countertops
  • 1-minute walk to Riverside Park

About This Home

As of December 2023

Located on a dead end street in Schenectady's Historic Stockade, it is only steps from the park and the Mohawk River. A wonderful, fully renovated home with natural light, wide board floors and much original woodwork. The gated back yard is large and park like. Large bright bedrooms. The sellers worked with SHPO and restored the house to their standards. New wiring, sheetrock, spray foam insulation, plumbing, utilities, kitchen, baths, and appliances, A rare find in the Stockade as there is also off street parking for 3 cars or more!

Last Agent to Sell the Property

Laura Conrad

Purdy Realty LLC License #37CO0887295 Listed on: 08/29/2023

Last Buyer's Agent

Tina Hotaling

Big Blue Realty Group Inc License #10401267900

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,136

Year Built

  • Built in 1840 | Remodeled

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 51 x 155
  • Security Fence
  • Gated Home
  • Wrought Iron Fence
  • Wood Fence
  • Back Yard Fenced
  • Level Lot
  • Cleared Lot

Home Design

  • Colonial Architecture
  • Old Style Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Asphalt

Interior Spaces

  • 1,408 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • ENERGY STAR Qualified Doors
  • Dining Room with Fireplace
  • 2 Fireplaces
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Linoleum
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Home Security

  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Parking

  • 6 Parking Spaces
  • Driveway

Schools

  • Schenectady High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 150 Amp Service
  • 100 Amp Service
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Energy-Efficient Insulation
  • Flood Zone Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 36 / 1
  • Assessor Parcel Number 421500 39.55-1-36

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,136

Year Built

Built in 1840 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1840
  • Directions: Front St to North Ferry, property is on the left.
  • Above Grade Finished Sq Ft: 1408.0
  • Architectural Style: Colonial, Old Style
  • Financial Details General Taxes: 2020.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2116.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.17
  • Lot Size: 51 x 155
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Laundry Room Level: First
  • Other Room Level: First
  • Sale Detail Buyer Zip Code: 12305
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Colonial: Yes
  • Electric:_one_50 Amp Service: Yes
  • Fencing:Back Yard: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Cooling:Central Air: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Wood: Yes
  • Foundation Details:Stone4: Yes
  • Fencing:Wood4: Yes
  • Electric:Circuit Breakers: Yes
  • Electric:_one_00 Amp Service: Yes
  • Fencing:Wrought Iron: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood, Ceramic Tile, Linoleum
  • Basement: Full, Unfinished
  • Interior Amenities: High Speed Internet, Walk-In Closet(s), Built-in Features, Ceramic Tile Bath, Eat-in Kitchen
  • Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator, Washer/Dryer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: ENERGY STAR Qualified Doors
  • Fireplace Features: Bedroom, Dining Room
  • Fireplaces: 2
  • Living Area: 1408.0
  • Bedroom Level: Second
  • Foyer Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Office Level: Second
  • Window Features: Storm Window(s)
  • Bathroom Levels Full Bathroom 1: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:Range Hood: Yes
  • Appliances:WasherDryer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Attic Features:Hatch: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Fireplace Features:Dining Room: Yes
  • Fireplace Features:Bedroom: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Storm Door(s)
  • Roof: Asphalt
  • Construction Type: Brick
  • Fencing: Wood, Wrought Iron, Back Yard, Gate
  • Foundation Details: Stone
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Exterior Features:Storm Door(s): Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Lot Features:Cleared: Yes
  • Window Features:Storm Window(s): Yes
  • Door Features:ENERGY STAR Qualified Doors: Yes
  • Lot Features:Flood Zone: Yes

Garage/Parking

  • Parking Features: Stone, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Stone2: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service, 150 Amp Service, Circuit Breakers
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Security Fence, Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Green Features

  • Efficiency: Insulation
  • Green Energy Efficient:Insulation: Yes

Lot Info

  • Lot Features: Level, Cleared, Flood Zone
  • Parcel #: 421500 39.55-1-36
  • Lot Size Sq Ft: 7405.2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4136.0
  • Tax Block: 1
  • Tax Lot: 36
  • Tax Tract: 39.55

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2023
Closed on
Dec 15, 2023
Sold by
Landry Properties Llc
Bought by
Pearson Drew and Stephens Katherine
Seller's Agent
Laura Conrad
Purdy Realty LLC
Buyer's Agent
Tina Hotaling
Big Blue Realty Group Inc
List Price
$295,000
Sold Price
$270,000
Premium/Discount to List
-$25,000
-8.47%
Views
181
Current Estimated Value
$265,137

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,863
Avg. Annual Appreciation
-1.01%
Original Mortgage
$243,000
Outstanding Balance
$239,033
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$26,104

Purchase Details

Closed on
Jan 27, 2012
Sold by
Makowski Alice
Bought by
Landry Francis and Landry Nancy
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pearson Drew $270,000 None Listed On Document
Landry Francis $7,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pearson Drew $243,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2023 12/15/23 Sold $270,000 -3.2% $192 / Sq Ft
10/11/2023 10/11/23 Pending -- -- --
09/18/2023 09/18/23 Price Changed $279,000 -5.4% $198 / Sq Ft
08/29/2023 08/29/23 For Sale $295,000 -- $210 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,268 $149,700 $18,000 $131,700
2023 $5,268 $149,700 $18,000 $131,700
2022 $2,930 $149,700 $18,000 $131,700
2021 $2,704 $149,700 $18,000 $131,700
2020 $2,657 $44,543 $18,023 $26,520
2019 $2,679 $44,543 $18,023 $26,520
2018 $2,679 $44,543 $18,023 $26,520
2017 $2,568 $44,543 $18,023 $26,520
2016 $2,615 $44,543 $18,023 $26,520
2015 -- $44,543 $18,023 $26,520
2014 -- $44,543 $18,023 $26,520
Source: Public Records

Agents Affiliated with this Home

  • Laura Conrad

    Seller's Agent in 2023

    Laura Conrad

    Purdy Realty LLC

    (518) 229-4943

    1 in this area

    112 Total Sales

    Laura Conrad
    Section Image
  • Tina Hotaling

    Buyer's Agent in 2023

    Tina Hotaling

    Big Blue Realty Group Inc

    (518) 441-5692

    1 in this area

    20 Total Sales

    Tina Hotaling
    Section Image
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Map

Source: Global MLS

MLS Number: 202323733

Global MLS

APN: 039-055-0001-036-000-0000

New York Schenectady County Schenectady 12305 Downtown Schenectady

123 N Ferry St, Schenectady, NY

This home is located at 123 N Ferry St, Schenectady, NY 12305 since 29 August 2023 and is currently estimated at $265,137, approximately $188 per square foot. This property was built in 1840. 123 N Ferry St is a home located in Schenectady County with nearby schools including Yates Elementary School, Oneida Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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