Seller's Agent in 2025
Melvin Yates
EXP Realty, LLC
(202) 318-6750
1 in this area
77 Total Sales
12528 Cross Ridge Way Germantown, MD 20874
2
Beds
1.5
Baths
930
Sq Ft
1,085
Sq Ft Lot
Highlights
- Colonial Architecture
- Deck
- No HOA
- Roberto W. Clemente Middle Rated A-
- Attic
- Jogging Path
About This Home
As of March 2025This home is located at 12528 Cross Ridge Way, Germantown, MD 20874 and is currently priced at $295,000, approximately $317 per square foot. This property was built in 1984. 12528 Cross Ridge Way is a home located in Montgomery County with nearby schools including S. Christa Mcauliffe Elementary School, Roberto W. Clemente Middle, and Seneca Valley High School.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,346
Year Built
- Built in 1984
Lot Details
- 1,085 Sq Ft Lot
- Back Yard Fenced
Parking
- On-Street Parking
Home Design
- Colonial Architecture
- Frame Construction
- Fiberglass Roof
Interior Spaces
- Property has 2 Levels
- Window Treatments
- Window Screens
- Sliding Doors
- Combination Dining and Living Room
- Attic
- Basement
Kitchen
- Galley Kitchen
- Electric Oven or Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
Home Security
Outdoor Features
- Deck
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 103
- Assessor Parcel Number 160902277864
Community Details
Overview
- No Home Owners Association
- Association fees include management, road maintenance, snow removal, trash
- Gunners Lake Subdivision, Pepperwood Floorplan
Recreation
- Community Playground
- Jogging Path
Security
- Security Service
- Storm Windows
- Storm Doors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 30, 2024
Closed on
Feb 25, 2025
Sold by
Mcroy Judy V
Bought by
Wright James Marvin
Seller's Agent
Melvin Yates
EXP Realty, LLC
Buyer's Agent
Jamel Wilmore
EXIT Deluxe Realty
List Price
$300,000
Sold Price
$295,000
Premium/Discount to List
-$5,000
-1.67%
Total Days on Market
15
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,950
Avg. Annual Appreciation
17.27%
Original Mortgage
$311,601
Outstanding Balance
$311,333
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
-$2,383
Purchase Details
Closed on
Jan 19, 1999
Sold by
Keseling Beverly G
Bought by
Mcroy Raymond C and Mcroy V Mcroy J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $295,000 | First American Title | |
| Deed | $295,000 | First American Title | |
| Deed | $97,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $311,601 | FHA | |
| Closed | $311,601 | FHA | |
| Previous Owner | $265,000 | Stand Alone Second | |
| Previous Owner | $200,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/04/2025 03/04/25 | Sold | $295,000 | -1.7% | $317 / Sq Ft |
| 01/15/2025 01/15/25 | For Sale | $300,000 | 0.0% | $323 / Sq Ft |
| 01/14/2025 01/14/25 | Pending | -- | -- | -- |
| 01/10/2025 01/10/25 | Off Market | $300,000 | -- | -- |
| 12/30/2024 12/30/24 | For Sale | $300,000 | -- | $323 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,346 | $259,700 | $0 | $0 |
| 2023 | $3,861 | $246,000 | $120,000 | $126,000 |
| 2022 | $1,907 | $236,567 | $0 | $0 |
| 2021 | $1,662 | $227,133 | $0 | $0 |
| 2020 | $1,968 | $217,700 | $110,000 | $107,700 |
| 2019 | $1,947 | $216,867 | $0 | $0 |
| 2018 | $1,934 | $216,033 | $0 | $0 |
| 2017 | $3,105 | $215,200 | $0 | $0 |
| 2016 | -- | $202,433 | $0 | $0 |
| 2015 | $1,544 | $189,667 | $0 | $0 |
| 2014 | $1,544 | $176,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Melvin Yates
-
Jamel Wilmore
Buyer's Agent in 2025
Jamel Wilmore
EXIT Deluxe Realty
(240) 602-8983
8 in this area
67 Total Sales
Map
Source: Bright MLS
MLS Number: MDMC2158834
APN: 09-02277864
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