NOT LISTED FOR SALE

12541 Emerald Lake Dr Panama City Beach, FL 32407

Estimated Value: $321,000 - $388,000

3 Beds
2 Baths
1,276 Sq Ft
$281/Sq Ft Est. Value

Last Sold February 26, 2024

Last sale price $375,000 $294 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,114/month

22 Days on Market

Highlights

  • Contemporary Architecture
  • No HOA
  • Porch
  • J.R. Arnold High School Rated A-
  • Cul-De-Sac
  • 2 Car Attached Garage

About This Home

As of February 2024

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'Don't miss out on this Fantastic home located on a quiet cul-de-sac in a friendly neighborhood. This charming three bedroom home is like new with: NEW Carpet, All New Appliances, New Interior Paint, New Exterior Paint, New Garage paint, insulated garage door and more.The main living area is spacious with a vaulted ceiling and beautiful stained concrete floors. The kitchen has solid wood cabinets, granite counter tops, stainless appliances and don't forget the fenced backyard with its paver walkway to a cozy fire pit.This home is perfect for a starter family or retiree looking for a quiet street for the kids to play in with no through traffic. This neighborhood it is quiet yet a short drive to shopping, Pier Park and the beautiful emerald green waters of the Gulf. Come see for yourself and make this home yours.*All listing information should be verified by buyer

Last Agent to Sell the Property

David Howard

Panama City Beach Properties License #3270855 Listed on: 01/06/2024

Co-Listed By

Marilyn Whatley

Panama City Beach Properties License #3436718

Last Buyer's Agent

Kathy Peacock-Morgan

CENTURY 21 Commander Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,407

Year Built

  • Built in 1993

Lot Details

  • 6,360 Sq Ft Lot
  • Lot Dimensions are 60x106
  • Cul-De-Sac
  • Street terminates at a dead end
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Metal Roof
  • Aluminum Siding
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,276 Sq Ft Home
  • Double Pane Windows
  • Living Room

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • ENERGY STAR Qualified Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Porch

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Heat Pump System
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Emerald Lake Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,407

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1993
  • Property Sub Type: Detached
  • Lot Size Acres: 0.15
  • Lot Size: 60x106
  • Road Frontage Type: City Street
  • Co List Office Mls Id: PCBPR
  • Co List Office Phone: (850) 696-7282
  • Subdivision Name: Emerald Lake Estates
  • Architectural Style: Contemporary
  • Efficiency: Appliances
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1276.0
  • Dining Room Type: Bedroom, Living Room
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Privacy
  • Waterfront: No
  • Construction Type: Aluminum Siding, Stucco, Vinyl Siding
  • Exterior Features: Sprinkler/Irrigation
  • Foundation Details: Slab
  • Patio And Porch Features: Open, Porch
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Water Connected
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cul-De-Sac, Dead End
  • Lot Size Sq Ft: 6360.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 2407.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2024
Closed on
Feb 23, 2024
Sold by
Howard David Patrick
Bought by
Sweeney Stephen Patrick and Sweeney Cheryl Jeanette
Seller's Agent
David Howard
Panama City Beach Properties
Buyer's Agent
Kathy Peacock-Morgan
CENTURY 21 Commander Realty
List Price
$389,800
Sold Price
$375,000
Premium/Discount to List
-$14,800
-3.8%
Views
30
Current Estimated Value
$358,559

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,441
Avg. Annual Appreciation
-2.59%
Original Mortgage
$300,000
Outstanding Balance
$294,688
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$63,871

Purchase Details

Listed on
Nov 21, 2023
Closed on
Nov 16, 2023
Sold by
Kimball Tabitha
Bought by
Howard David Patrick
Seller's Agent
David Howard
Panama City Beach Properties
Buyer's Agent
David Howard
Beachy Beach Real Estate
List Price
$291,621
Sold Price
$291,700
Premium/Discount to List
$79
0.03%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
153.54%

Purchase Details

Closed on
Sep 28, 2021
Sold by
Kimball Tabitha and Kimball Adam
Bought by
Kimball Tabitha and Kimball Adam

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,050
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 29, 2019
Closed on
Jun 13, 2019
Sold by
Stone Teresa Elaine
Bought by
Kimball Tabitha and Kimball Adam
Seller's Agent
Robert Stalvey
CENTURY 21 AllPoints Realty
Buyer's Agent
Kyle Salazar
ERA Neubauer Real Estate, Inc
List Price
$264,953
Sold Price
$264,000
Premium/Discount to List
-$953
-0.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.88%
Original Mortgage
$248,270
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 20, 2017
Closed on
Nov 20, 2017
Sold by
Wilson Jimmy M and Clark Mary G
Bought by
Stone Teresa Elaine
Seller's Agent
Scott Seidler
Keller Williams Success Realty
Buyer's Agent
Robert Stalvey
CENTURY 21 AllPoints Realty
List Price
$229,500
Sold Price
$225,000
Premium/Discount to List
-$4,500
-1.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.79%
Original Mortgage
$220,924
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 30, 2015
Sold by
Wilson Jimmy M and Clark Mary G
Bought by
Wilson Jimmy M and Clark Mary G

Purchase Details

Listed on
May 24, 2012
Closed on
Feb 25, 2013
Sold by
Fannie Mae
Bought by
Wilson Jimmy M and Clark Mary G
Seller's Agent
Scott Seidler
Keller Williams Success Realty
Buyer's Agent
Scott Seidler
Weekly Homes Realty Company
List Price
$147,900
Sold Price
$120,000
Premium/Discount to List
-$27,900
-18.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.99%
Original Mortgage
$96,000
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 24, 2012
Closed on
Feb 1, 2013
Sold by
M L Niro Lc
Bought by
Federal National Mortgage Association
Seller's Agent
Scott Seidler
Keller Williams Success Realty
Buyer's Agent
Scott Seidler
Weekly Homes Realty Company
List Price
$147,900
Sold Price
$120,000
Premium/Discount to List
-$27,900
-18.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 18, 2012
Sold by
Jackson Kerry
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 26, 2007
Sold by
Jackson Kerry J and Jackson George R
Bought by
Ml Niro Llc

Purchase Details

Closed on
Apr 30, 2004
Sold by
Lewis Gwendolyn J
Bought by
Jackson George and Jackson Kerry
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sweeney Stephen Patrick $375,000 None Listed On Document
Howard David Patrick $291,621 Setco Services
Howard David Patrick $291,621 Setco Services
Kimball Tabitha -- Accommodation
Kimball Tabitha $264,000 Diamond Title Agency Inc
Stone Teresa Elaine $225,000 First Intl Title Inc
Wilson Jimmy M $29,700 Attorney
Wilson Jimmy M $120,000 Attorney
Federal National Mortgage Association -- Reo Title Company Of Fl Llc
Federal National Mortgage Association -- Attorney
Ml Niro Llc $100,000 Surety Land Title Of Fl Llc
Jackson George $127,800 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sweeney Stephen Patrick $300,000
Previous Owner Kimball Tabitha $252,050
Previous Owner Kimball Tabitha $248,270
Previous Owner Stone Teresa Elaine $220,924
Previous Owner Wilson Jimmy M $96,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/26/2024 02/26/24 Sold $375,000 -3.8% $294 / Sq Ft
01/06/2024 01/06/24 For Sale $389,800 +224.8% $305 / Sq Ft
07/05/2022 07/05/22 Off Market $120,000 -- --
07/05/2022 07/05/22 Off Market $225,000 -- --
07/05/2022 07/05/22 Off Market $264,000 -- --
06/13/2019 06/13/19 Sold $264,000 -0.4% $207 / Sq Ft View Prior Sale
05/01/2019 05/01/19 Pending -- -- --
04/29/2019 04/29/19 For Sale $264,953 +17.8% $208 / Sq Ft
11/21/2017 11/21/17 Sold $225,000 -2.0% $161 / Sq Ft View Prior Sale
10/04/2017 10/04/17 Pending -- -- --
09/18/2017 09/18/17 For Sale $229,500 +91.3% $164 / Sq Ft
02/25/2013 02/25/13 Sold $120,000 -18.9% $94 / Sq Ft View Prior Sale
10/12/2012 10/12/12 Pending -- -- --
05/24/2012 05/24/12 For Sale $147,900 -- $116 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,741 $247,945 $33,572 $214,373
2023 $2,741 $247,593 $0 $0
2022 $2,407 $233,330 $0 $0
2021 $2,383 $226,534 $25,749 $200,785
2020 $2,533 $207,845 $24,650 $183,195
2019 $2,377 $191,085 $23,000 $168,085
2018 $2,352 $190,553 $0 $0
2017 $1,243 $103,655 $0 $0
2016 $1,236 $104,680 $0 $0
2015 $1,286 $105,705 $0 $0
2014 $1,330 $109,530 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • David Howard

    Seller's Agent in 2024

    David Howard

    Panama City Beach Properties

    (850) 696-7282

    8 in this area

    52 Total Sales

    David Howard
    Section Image

  • M

    Seller Co-Listing Agent in 2024

    Marilyn Whatley

    Panama City Beach Properties

    Section Image

  • K

    Buyer's Agent in 2024

    Kathy Peacock-Morgan

    CENTURY 21 Commander Realty

  • R

    Seller's Agent in 2019

    Robert Stalvey

    CENTURY 21 AllPoints Realty

  • K

    Buyer's Agent in 2019

    Kyle Salazar

    ERA Neubauer Real Estate, Inc

  • Scott Seidler

    Seller's Agent in 2017

    Scott Seidler

    Keller Williams Success Realty

    (850) 774-5007

    84 in this area

    220 Total Sales

    Scott Seidler
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 751039

Central Panhandle Association of REALTORS®

APN: 34170-107-000

Florida Bay County Panama City Beach 32407

12541 Emerald Lake Dr, Panama City Beach, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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