NOT LISTED FOR SALE

12580 Emerald Lake Dr Panama City Beach, FL 32407

Estimated Value: $332,728 - $382,000

2 Beds
2 Baths
1,332 Sq Ft
$266/Sq Ft Est. Value

Last Sold October 21, 2022

Last sale price $330,000 $248 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,118/month

112 Days on Market

Highlights

  • Lake Front
  • Traditional Architecture
  • No HOA
  • J.R. Arnold High School Rated A-
  • Cathedral Ceiling
  • Covered Patio or Porch

About This Home

As of October 2022

BRAND NEW ROOF BEING DONE NOW!!! NEW ELECTRICAL BOX INSTALLED! Insurance now will be reasonable! Private back yard with screened in back patio Lanai and Privacy fence. Lake right behind home with your own private space to fish. Never any building back there. AC only a few years old. Stucco in great condition. For a 2 bedroom this one has space to breath at over 1,300 sq feet. Split floor plan both have their own bathrooms. Open spacious living room with separate dining room. Kitchen has newer Appliances and has a breakfast bar. Freshly painted inside including trim. Nice sized double car garage with laundry and New Washer and Dryer stays. All furniture remains except living room coffee table, master bed and fishing poles. Window treatment throughout along with Hurricane Shutters.

Last Agent to Sell the Property

Paul LaCourse

Anchor Realty Florida License #3158587 Listed on: 05/24/2022

Co-Listed By

James Henderson

Anchor Realty Florida License #SL3434507

Last Buyer's Agent

Holli Persall

ERA Neubauer Real Estate, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,351

Year Built

  • Built in 1991

Lot Details

  • 6,360 Sq Ft Lot
  • Lot Dimensions are 106x60
  • Lake Front
  • Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Cleared Lot

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,332 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Dining Room
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Emerald Lake Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,351

Year Built

Built in 1991

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1991
  • Property Sub Type: Detached
  • Lot Size Acres: 0.15
  • Lot Size: 106x60
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: BSTG
  • Co List Office Phone: (850) 899-7999
  • Subdivision Name: Emerald Lake Estates
  • Architectural Style: Traditional
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Cathedral Ceiling(s), Split Bedrooms
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1332.0
  • Dining Room Type: Bedroom, Dining Room, Garage, Kitchen, Living Room, Primary Bedroom
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Fenced, Privacy
  • Waterfront Features: Lake, Lake Front
  • Waterfront: Yes
  • Construction Type: Stucco, Vinyl Siding, Wood Frame
  • Exterior Features: Sprinkler/Irrigation, Storm/Security Shutters, Rain Gutters
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Trash Collection, Water Connected
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Waterfront
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cleared, Interior Lot, Level
  • Lot Size Sq Ft: 6360.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Partially

Tax Info

  • Tax Annual Amount: 2351.0
  • Tax Year: 2021

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2022
Closed on
Oct 21, 2022
Sold by
Roland Ellena
Bought by
Crook Douglas Robert
Seller's Agent
Paul LaCourse
Anchor Realty Florida
Buyer's Agent
Holli Persall
ERA Neubauer Real Estate, Inc
List Price
$359,900
Sold Price
$330,000
Premium/Discount to List
-$29,900
-8.31%
Current Estimated Value
$354,432

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,432
Avg. Annual Appreciation
2.39%
Original Mortgage
$297,000
Outstanding Balance
$285,762
Interest Rate
6.02%
Mortgage Type
New Conventional
Estimated Equity
$68,670

Purchase Details

Closed on
Mar 29, 2019
Sold by
Gordian Michael W and Gordian Virginia
Bought by
Ellena Roland William F and Ellena Roland
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Crook Douglas Robert -- --
Ellena Roland William F $208,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Crook Douglas Robert $297,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/22/2023 01/22/23 Off Market $330,000 -- --
10/21/2022 10/21/22 Sold $330,000 -4.3% $248 / Sq Ft
09/14/2022 09/14/22 Pending -- -- --
09/01/2022 09/01/22 Price Changed $345,000 +4.6% $259 / Sq Ft
08/23/2022 08/23/22 Price Changed $329,900 -3.0% $248 / Sq Ft
07/19/2022 07/19/22 Price Changed $340,000 -5.3% $255 / Sq Ft
07/02/2022 07/02/22 Price Changed $359,000 -0.3% $270 / Sq Ft
06/23/2022 06/23/22 For Sale $359,900 0.0% $270 / Sq Ft
06/03/2022 06/03/22 Pending -- -- --
05/24/2022 05/24/22 For Sale $359,900 -- $270 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,047 $277,596 $36,929 $240,667
2023 $3,047 $279,227 $35,139 $244,088
2022 $2,372 $197,807 $30,000 $167,807
2021 $2,351 $190,897 $25,749 $165,148
2020 $2,130 $175,378 $24,650 $150,728
2019 $810 $89,575 $0 $0
2018 $801 $87,905 $0 $0
2017 $644 $86,097 $0 $0
2016 $592 $84,326 $0 $0
2015 $608 $83,740 $0 $0
2014 $600 $83,075 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 727078

Central Panhandle Association of REALTORS®

APN: 34170-115-000