Seller's Agent in 2025
SHELLY GRIFFIS
COLDWELL BANKER BEN BATES INC
(386) 937-1044
4 in this area
10 Total Sales
126 Echo Ln Palatka, FL 32177
3
Beds
2
Baths
1,601
Sq Ft
1.63
Acres
Highlights
- Lake Front
- 1.63 Acre Lot
- Tile Flooring
- RV Access or Parking
- No HOA
- Central Heating and Cooling System
About This Home
As of August 2025Rare Opportunity on Silver Lake!
Welcome to 126 Echo Ln. in Palatka, FL — a peaceful lakeside retreat tucked away in one of Putnam County's best-kept secrets. With 1.63 acres of natural beauty, this charming property offers direct frontage on the coveted Silver Lake — a rare find in today's market!
As you drive in, you're greeted by a picturesque, tree-lined gravel road, winding through shade, privacy, and quiet serenity. The home is well-maintained with timeless character, offering a solid foundation and endless potential for stylish updates. Whether you're envisioning a cozy weekend hideaway or a full-time lakefront dream, this is your opportunity to bring it to life.
You'll feel a world away — yet you're just minutes from everything Palatka has to offer, including shopping, dining, medical facilities, and more.
Peaceful, private, and conveniently located — this property truly has it all. Schedule your private showing today!
Last Agent to Sell the Property
COLDWELL BANKER BEN BATES INC License #3624250 Listed on: 07/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $656
Year Built
- Built in 1961
Lot Details
- 1.63 Acre Lot
- Lake Front
- Wood Fence
Home Design
- Metal Roof
Interior Spaces
- 1,601 Sq Ft Home
- 1-Story Property
- Partially Furnished
- Wood Burning Fireplace
- Lake Views
Kitchen
- Electric Oven
- Electric Cooktop
- Freezer
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Parking
- 2 Carport Spaces
- Additional Parking
- Off-Street Parking
- RV Access or Parking
Schools
- Kelley Smith Elementary School
- Palatka High School
Utilities
- Central Heating and Cooling System
- Private Water Source
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Silver Lake Subdivision
Listing and Financial Details
- Assessor Parcel Number 171026000009300000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2025
Closed on
Aug 19, 2025
Sold by
Reed Shirley J
Bought by
Register Shawn
Seller's Agent
SHELLY GRIFFIS
COLDWELL BANKER BEN BATES INC
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$295,000
Sold Price
$254,000
Premium/Discount to List
-$41,000
-13.9%
Views
50
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,487
Avg. Annual Appreciation
12.56%
Original Mortgage
$211,000
Outstanding Balance
$210,815
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$52,672
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $254,000 | Guaranty Title | |
| Warranty Deed | $254,000 | Guaranty Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $211,000 | New Conventional | |
| Closed | $211,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/19/2025 08/19/25 | Sold | $254,000 | -13.9% | $159 / Sq Ft |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- |
| 07/11/2025 07/11/25 | For Sale | $295,000 | -- | $184 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $220 | $84,950 | -- | -- |
| 2024 | $169 | $82,560 | -- | -- |
| 2023 | $173 | $80,160 | $0 | $0 |
| 2022 | $584 | $77,830 | $0 | $0 |
| 2021 | $602 | $75,570 | $0 | $0 |
| 2020 | $616 | $74,530 | $0 | $0 |
| 2019 | $643 | $72,860 | $66,780 | $6,080 |
| 2018 | $651 | $71,510 | $65,430 | $6,080 |
| 2017 | $652 | $70,040 | $64,280 | $5,760 |
| 2016 | $656 | $68,600 | $0 | $0 |
| 2015 | -- | $68,966 | $0 | $0 |
| 2014 | -- | $69,937 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
SHELLY GRIFFIS
-
NON MLS
N
Buyer's Agent in 2025
NON MLS
NON MLS (realMLS)
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2098016
APN: 17-10-26-0000-0930-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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