$369,000

1280 S Lake Dr Hernando, MS 38632

Estimated payment $2,046/month

Total Views 1,033
4 Beds
3 Baths
2,707 Sq Ft
$136 Price per Sq Ft

Highlights

  • Community Lake
  • Fireplace in Hearth Room
  • Wood Flooring
  • Oak Grove Central Elementary School Rated A
  • Traditional Architecture
  • Main Floor Primary Bedroom

About This Home

''The Perfect Hernando Retreat with a Private Upstairs Suite'' - Discover the perfect blend of comfort, style, and flexibility at 1280 S Lake Drive— this wonderful home is located just 1.5 miles from the Historic Hernando Square, where local restaurants, boutiques, farmers markets, concerts, and year-round events create the heart of the community. This spacious 4-bedroom, 3-bath home offers approximately 2,707 sq ft of thoughtfully designed living space, beginning with an impressive formal living room accented by stunning hardwood floors and timeless plantation shutters that continue throughout the main living areas. The main level features three bedrooms, including a remarkably large primary suite with separate vanities, a relaxing soaking tub, a walk-in shower, and an oversized walk-in closet. The kitchen is perfectly positioned for everyday living and effortless entertaining—featuring a generous walk-in pantry, a flex room ideal for a small office or storage, and an open layout connecting the breakfast area and hearth room with a cozy gas-log fireplace.
Upstairs, a versatile 4th bedroom and 3rd full bath open into a 700± sq ft private suite complete with a living area, kitchenette, and huge walk-in closets. This multipurpose retreat is perfect for guests, an in-law suite, a teenager's dream space, a home office, or hobby studio. Outdoor living shines with a large screened-in patio, a covered patio, and an additional poured concrete area ideal for grilling, outdoor dining, or fire-pit lounging. A well-built storage building adds even more function to the backyard. With its proximity to Hernando's charming downtown, flexible floor plan, and beautiful indoor/outdoor spaces, this home offers a rare opportunity to enjoy both convenience and comfort in one of Mississippi's most desirable small towns. *** Seller offering $10k for buyer to use toward paint, carpet, rate buy-down, closing costs, price reduction etc. *** Don't miss the chance to see everything this amazing property offers—homes like this do not come along often.

Listing Agent

Krista Barnhart

Capstone Realty Services License #S-25986 Listed on: 12/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,286

Year Built

  • Built in 2002

Lot Details

  • 0.25 Acre Lot
  • Privacy Fence
  • Landscaped
  • Few Trees
  • Back Yard Fenced and Front Yard

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,707 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Crown Molding
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Log Fireplace
  • Fireplace in Hearth Room
  • Insulated Windows
  • Plantation Shutters
  • Blinds
  • Insulated Doors
  • Entrance Foyer
  • Combination Kitchen and Living
  • Screened Porch
  • Storage
  • Attic Floors

Kitchen

  • Breakfast Room
  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Screened Patio
  • Shed
  • Outbuilding
  • Rain Gutters

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Natural Gas Connected
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3081120700004100

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include ground maintenance
  • Cross Creek Subdivision
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Recreation

  • Community Playground
  • Park
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,286

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: Two
  • Lot Size: 76x142 irr
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2002
  • Lot Size Acres: 0.25
  • Subdivision Name: Cross Creek
  • Directions: From I-55 take the Hernando exit, go West on Commerce Street to the Hernando Square, turn right on Hwy 51, turn right into Cross Creek Subdivision on Cross Creek Dr. Drive straight through the gate and take a left on S Lake Dr. 2nd home on the right. *You can also take Hwy 51 South from the Nesbit Exit at I-55 or from 269, take the McIngvale exit, go west on McIngvale and then S on Hwy 51.
  • Garage Yn: Yes
  • New Construction: No
  • Remarks Miscellaneous:Agent Remarks: *** Seller offering $10k for buyer to use toward paint, carpet, rate buy-down, closing costs, price reduction etc. *** Easy to show, this versatile floor plan offers an upstairs suite with a bedroom, kitchenette, bathroom and walk-in closets that would be perfect for the home office, extended guests, or family members or all ages. Entertain your guest in the main living room, hearth room, screened in patio, large covered porch or extended patio! The previous owner loved the multi-use room off of the kitchen and walk-in pantry!
  • General Property Information:List PriceSqFt: 136.31
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Built-In Range, Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Stainless Steel Appliance(s)
  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Dead Bolt Lock(s), Insulated
  • Fireplace Features: Gas Log, Hearth
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Bookcases, Breakfast Bar, Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Granite Counters, Pantry, Primary Downstairs, Recessed Lighting, Storage, Tray Ceiling(s), Walk-In Closet(s)
  • Window Features: Blinds, Insulated Windows, Plantation Shutters
  • Fireplace: Yes
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Bookcases: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Pantry: Yes
  • Kitchen Features:Breakfast Bar2: Yes
  • Kitchen Features:KitchenFamily Room View: Yes
  • Fireplace Features:Gas Log: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Walk-in Pantry: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Attic Features:Ridge Vent: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Primary Downstairs: Yes
  • Kitchen Features:Breakfast RoomMorning Room: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Appliances:Electric Range: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Sidewalks: Yes
  • Attic Features:Attic Floored: Yes
  • Community Features:Park: Yes
  • Community Features:Playground: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Community Features:HikingWalking Trails: Yes
  • Appliances:Built-In Range: Yes
  • Community Features:Lake: Yes
  • Fireplace Features:Hearth: Yes
  • Community Features:See Remarks22: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Rain Gutters
  • Fencing: Back Yard, Privacy, Wood
  • Foundation Details: Slab
  • Lot Features: Fenced, Few Trees, Front Yard, Landscaped
  • Roof: Architectural Shingles
  • Other Structures: Outbuilding, Shed(s)
  • Patio And Porch Features: Porch, Screened
  • Pool Private: No
  • Construction Type: Brick
  • Lot Features:Few Trees: Yes
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Driveway Features:Concrete Drive: Yes
  • Door Features:Dead Bolt Lock(s): Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Fenced: Yes
  • Lot Features:Front Yard: Yes
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Plantation Shutters: Yes
  • Door Features:Insulated: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage Door Opener
  • Attached Garage: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Concrete3: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units
  • Heating: Central, Fireplace(s), Natural Gas
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Fireplace(s): Yes

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Community Features: Hiking/Walking Trails, Lake, Park, Playground, Sidewalks, Street Lights, See Remarks
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Tax and Financial Information:Association Fee Frequency: Annually

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: 3081120700004100
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Annual Amount: 1286.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,327 $16,771 $3,000 $13,771
2024 $1,286 $16,771 $3,000 $13,771
2023 $1,286 $16,771 $0 $0
2022 $1,286 $16,771 $3,000 $13,771
2021 $1,286 $16,771 $3,000 $13,771
2020 $1,286 $16,771 $0 $0
2019 $1,286 $16,771 $3,000 $13,771
2017 $1,251 $29,946 $16,473 $13,473
2016 $1,884 $16,344 $3,000 $13,344
2015 $2,184 $29,688 $16,344 $13,344
2014 $1,832 $16,344 $0 $0
2013 $1,825 $16,344 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/04/2025 12/04/25 For Sale $369,000 -- $136 / Sq Ft
Source: MLS United

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Warranty Deed -- --
Source: Public Records

Source: MLS United

MLS Number: 4133158

MLS United

APN: 3081120700004100

Mississippi DeSoto County Hernando 38632

1280 S Lake Dr, Hernando, MS

For Sale

Detached

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MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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Krista Barnhart
Listing Agent
Krista Barnhart
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Capstone Realty Services
(662) 733-7819