1292 Pershing Rd Chula Vista, CA 91913
Otay Ranch NeighborhoodEstimated payment $5,788/month
Highlights
- Fitness Center
- Clubhouse
- 2 Car Attached Garage
- Copper Creek Elementary School Rated A
- Community Pool
- 1-minute walk to Grove Park
About This Home
ASSUMABLE LOAN at 2.25%!!!! This stunning 4-bedroom, 2.5-bathroom home is a true gem, showcasing exceptional design and attention to detail. Located in the heart of the Village of Montecito, it offers the perfect blend of comfort, functionality, and luxury. Step inside to an expansive open floor plan featuring elegant wood flooring throughout the main level, huge kitchen island with quartz countertops, marble backsplash, stainless steel appliances, stylish pendant lighting. The spacious primary suite offers a serene retreat with a large soaking tub, separate shower, and generous storage. Energy-efficient solar panels and a low-maintenance backyard make for easy living—perfect for outdoor BBQs, kids, and pets. Enjoy access to outstanding community amenities, including the Montecito Clubhouse, resort-style pools, fitness center, tennis and basketball courts, soccer fields, and a playground. Ideally situated—just minutes from Otay Ranch Town Center, where you’ll find shops, dining, and entertainment. Highly rated schools are within walking distance, and the neighborhood offers a welcoming, family-friendly atmosphere designed for connection, recreation, and convenience.
Listing Agent
Coldwell Banker West Brokerage Email: hello@teamarroyo247.com License #02017620 Listed on: 08/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,886
Year Built
- Built in 2012
Lot Details
- 2,885 Sq Ft Lot
- Density is up to 1 Unit/Acre
- Property is zoned Single Family Residential
HOA Fees
- $63 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Entry on the 1st floor
Interior Spaces
- 1,917 Sq Ft Home
- 2-Story Property
- Pendant Lighting
- Living Room
Bedrooms and Bathrooms
- 4 Bedrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on upper level
Utilities
- Central Air
- No Heating
Listing and Financial Details
- Assessor Parcel Number 6443311600
- $3,269 per year additional tax assessments
Community Details
Overview
- Montecito Association, Phone Number (619) 656-3200
Amenities
- Community Barbecue Grill
- Clubhouse
Recreation
- Fitness Center
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,886 | $757,698 | $250,774 | $506,924 |
| 2024 | $11,886 | $742,842 | $245,857 | $496,985 |
| 2023 | $11,497 | $728,278 | $241,037 | $487,241 |
| 2022 | $11,042 | $713,999 | $236,311 | $477,688 |
| 2021 | $10,714 | $700,000 | $231,678 | $468,322 |
| 2020 | $8,454 | $514,151 | $170,168 | $343,983 |
| 2019 | $8,248 | $504,071 | $166,832 | $337,239 |
| 2018 | $8,174 | $494,188 | $163,561 | $330,627 |
| 2017 | $13 | $484,499 | $160,354 | $324,145 |
| 2016 | $6,658 | $384,698 | $127,323 | $257,375 |
| 2015 | $6,456 | $378,920 | $125,411 | $253,509 |
| 2014 | $6,354 | $371,499 | $122,955 | $248,544 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/20/2025 09/20/25 | Pending | -- | -- | -- | |
| 09/02/2025 09/02/25 | Price Changed | $899,000 | -2.2% | $469 / Sq Ft | |
| 08/01/2025 08/01/25 | For Sale | $919,000 | +31.3% | $479 / Sq Ft | |
| 12/24/2020 12/24/20 | Sold | $700,000 | 0.0% | $365 / Sq Ft | View Prior Sale |
| 12/03/2020 12/03/20 | Pending | -- | -- | -- | |
| 12/01/2020 12/01/20 | Price Changed | $700,000 | 0.0% | $365 / Sq Ft | |
| 12/01/2020 12/01/20 | For Sale | $700,000 | +0.1% | $365 / Sq Ft | |
| 11/15/2020 11/15/20 | Pending | -- | -- | -- | |
| 11/12/2020 11/12/20 | For Sale | $699,000 | -- | $365 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Grant Deed | $700,000 | Fidelity Natl Ttl San Diego | |
| Grant Deed | $475,000 | California Title Company | |
| Grant Deed | $363,000 | First American Title Company |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $687,321 | FHA | |
| Previous Owner | $485,212 | VA | |
| Previous Owner | $370,350 | VA |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2505844
APN: 644-331-16
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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