NOT LISTED FOR SALE

12936 Main St Waterford, CA 95386

Estimated Value: $410,000 - $443,000

3 Beds
2 Baths
1,550 Sq Ft
$272/Sq Ft Est. Value

Sale Details

Date Sold: July 10, 2025

Last sale price $424,900 $274 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,472 / mo

34 Days on Market

Highlights

  • Engineered Wood Flooring
  • No HOA
  • Central Heating and Cooling System
  • Main Floor Primary Bedroom
  • Kitchen Island
  • 2-minute walk to Beard Park

About This Home

As of July 2025

Charming 3-Bedroom Home on a Large Lot! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering approximately 1,550 square feet of comfortable living space on a spacious lot. Inside, you'll find a large living room with a cozy wood stove, perfect for relaxing evenings. The open-concept kitchen features a central island, gas stove, dishwasher, and a convenient closet pantry, making it ideal for both everyday living and entertaining. The home includes a generous laundry room with built-in cabinets, three spacious bedrooms, and two full bathrooms. Recent updates include newer flooring, fresh paint inside and out, and newer ceiling fans in all bedrooms. Step outside to a covered patio designed for entertaining, and enjoy the convenience of a detached two-car garage and an electric car charging plug. This home is a perfect blend of modern updates and classic comfort ready for you to move in and enjoy.

Last Agent to Sell the Property

Amy Ruvalcaba

Central California Realty License #01187337 Listed on: 05/13/2025

Last Buyer's Agent

Christian Limas

J.Peter Realtors License #02118711

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 8,864 Sq Ft Lot
  • Wood Fence
  • Back Yard Fenced

Parking

  • 2 Car Garage
  • Front Facing Garage

Home Design

  • Composition Roof

Interior Spaces

  • 1,550 Sq Ft Home
  • Ceiling Fan
  • Family Room with Fireplace
  • Dining Room

Kitchen

  • Free-Standing Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Laundry Cabinets
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Utilities

  • Central Heating and Cooling System
  • Water Heater

Community Details

  • No Home Owners Association
  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 134-013-025-000

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

8,864 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Year Built: 1989
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Free Standing Gas Range, Dishwasher, Disposal, Microwave
  • Fireplace Features: Family Room
  • Fireplaces: 1
  • Flooring: Simulated Wood, Tile
  • Total Bathrooms: 2
  • Bathroom Features: Other
  • Dining Room Features: Space in Kitchen
  • Kitchen Features: Other Counter, Pantry Closet, Island
  • Living Room Features: Other
  • Main Level: Bedroom(s), Dining Room, Family Room, Master Bedroom, Full Bath(s), Kitchen
  • Price Per Square Foot: 274.13
  • Square Footage: 1550.00

Exterior Features

  • Construction Materials: Wood
  • Fencing: Back Yard, Wood
  • Foundation: Other
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 424900.00
  • Lot Features: Curb(s)/Gutter(s)
  • New Construction: No
  • Pool: No
  • Roof: Composition
  • Spa: No

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Garage Facing Front

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Cabinets, Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Waterford Unified

Lot Info

  • Zoning: Res
  • Irrigation: None
  • Lot Size Acres: 0.2035
  • Lot Size Sq Ft: 8864.00

Rental Info

  • Lease Type: Net

Multi Family

Tax Info

  • Assessor Parcel Number: 134-013-025-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Stanislaus

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2025
Closed on
Jun 30, 2025
Sold by
Bought by
Seller's Agent
Amy Ruvalcaba
Central California Realty
Buyer's Agent
Christian Limas
J.Peter Realtors
List Price
$424,900
Sold Price
$424,900
Views
32
Current Estimated Value
$422,037

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,863
Avg. Annual Appreciation
-0.74%
Original Mortgage
$382,410
Outstanding Balance
$381,768
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$40,269

Purchase Details

Closed on
May 28, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,250
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 29, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,250
Interest Rate
3.73%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$425,000 First American Title
-- None Available
$203,000 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $382,410
Previous Owner $152,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/10/2025 07/10/25 Sold $424,900 0.0% $274 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $424,900 -- $274 / Sq Ft
Source: MetroList

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,322 $178,463 $42,059 $136,404
2024 $2,281 $174,965 $41,235 $133,730
2023 $2,226 $171,535 $40,427 $131,108
2022 $2,190 $168,173 $39,635 $128,538
2021 $2,181 $164,876 $38,858 $126,018
2020 $2,151 $163,186 $38,460 $124,726
2019 $2,123 $159,987 $37,706 $122,281
2018 $2,096 $156,851 $36,967 $119,884
2017 $2,052 $153,777 $36,243 $117,534
2016 $2,014 $150,763 $35,533 $115,230
2015 $1,826 $141,500 $28,000 $113,500
2014 -- $101,000 $20,000 $81,000
Source: Public Records

Agents Affiliated with this Home

  • Amy Ruvalcaba

    Seller's Agent in 2025

    Amy Ruvalcaba

    Central California Realty

    (209) 988-8659

    15 in this area

    55 Total Sales

    Amy Ruvalcaba
    Section Image
  • Christian Limas

    Buyer's Agent in 2025

    Christian Limas

    J.Peter Realtors

    (209) 985-7656

    1 in this area

    76 Total Sales

    Christian Limas
    Section Image
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Map

Source: MetroList

MLS Number: 225060344

MetroList

APN: 134-13-25

California Stanislaus County Waterford 95386

12936 Main St, Waterford, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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