12952 96th St NE Elk River, MN 55330
3
Beds
2
Baths
3,400
Sq Ft
1.27
Acres
Highlights
- 186 Feet of Waterfront
- Beach Access
- RV Access or Parking
- Rogers Senior High School Rated 9+
- Multiple Garages
- River View
About This Home
As of June 2025"Experience the tranquility of 'up north' living, all on one level, just 30 minutes from downtown Minneapolis! Nestled along the bank of the Mighty Mississippi River this custom-built one level home offers breathtaking river views throughout the home and a daily spectacle of wildlife – swans, eagles, deer, and more – right from your windows. This entire estate is built on one level, minus any stairs inside or out, leaving it the last home you will ever own. It's like having your own private National Geographic channel! Grandeur begins at the curb with natural stone accents, woodgrain pressed Hardy exterior and a custom front door's throughout. The massive concrete driveway heads you to the home and to the "shouse" surrounding the rear of the home and patio. The idea is low-maintenance landscaping and exterior. Step inside the home to 10Ft vaulted, illuminated ceilings from foyer leading to a gourmet kitchen and living room, perfect for entertaining. This 2400+ sq ft main-level living home boasts 10-foot ceilings, illuminated box vault ceilings, an oversized owner's suite with a spa-like bathroom featuring a must see, glassed in triple-head shower for two, with actual river views and huge separate walk-in closet, pull down ironing board. Luxurious finishes include porcelain tile, hardwood floors, custom cabinetry, with hand cut etchings throughout on all cabinets and natural wood accents. The Second "Junior" suite with its own full bath, pocket door oversized heated jacuzzi tub. Check out the laundry with the LG styler for your clothes not to mention the LG appliances throughout. Enjoy the outdoor kitchen, radiant in-floor heating. The finished/insulated, heated garage combined with the house gives over 3200 sq ft combined, a motorhome-ready outbuilding/"shouse plumed for a guest house. Enjoy your 20x20 covered patio in the rear of the home, fire pit area overlooking the mississippi river. This 1.27-acre south-facing river lot offers incredible north river views. With too many upgrades to list, this is a must-see for those seeking a luxurious and serene riverfront retreat. Enjoy watching the boats and kayaker's float by and fishing! or head out there for a mix bag of your own fishing.
Last Agent to Sell the Property
Bridge Realty, LLC Brokerage Phone: 952-412-6760 Listed on: 03/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,442
Year Built
- Built in 2022
Lot Details
- 1.27 Acre Lot
- Lot Dimensions are 162x299x186x344
- 186 Feet of Waterfront
- River Front
- Partially Fenced Property
- Vinyl Fence
- Wire Fence
Parking
- 7 Car Attached Garage
- Multiple Garages
- Parking Storage or Cabinetry
- Heated Garage
- Insulated Garage
- Garage Door Opener
- RV Access or Parking
Home Design
- Architectural Shingle Roof
Interior Spaces
- 3,400 Sq Ft Home
- 1-Story Property
- Electric Fireplace
- Entrance Foyer
- Living Room with Fireplace
- Utility Room Floor Drain
- River Views
Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Laundry
- Dryer
- Washer
Eco-Friendly Details
- Air Exchanger
Outdoor Features
- Beach Access
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Underground Utilities
- 200+ Amp Service
- Iron Water Filter
- Water Filtration System
- Private Water Source
- Artesian Water
- Well
- Drilled Well
- Septic System
Community Details
- No Home Owners Association
- Nantucket Shores Subdivision
Listing and Financial Details
- Assessor Parcel Number 118332001020
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 18, 2025
Closed on
Jun 24, 2025
Sold by
Spargur Mitchell
Bought by
Jjjc Properties Llc A Limited Liability
Seller's Agent
Mitch Spargur
Bridge Realty, LLC
Buyer's Agent
Jaden Master
Keller Williams Classic Rlty NW
List Price
$1,125,000
Sold Price
$1,100,000
Premium/Discount to List
-$25,000
-2.22%
Views
71
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.18%
Purchase Details
Closed on
Dec 3, 2021
Sold by
Lenz John F and John F Lenz Revocable Trust
Bought by
Spargur Mitchell E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
3.09%
Mortgage Type
Construction
Purchase Details
Closed on
Dec 31, 2020
Sold by
John F Lenz Revocable Trust
Bought by
Spargur Mitchell E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
4%
Mortgage Type
Land Contract Argmt. Of Sale
Similar Homes in Elk River, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,100,000 | -- | |
| Deed | $216,000 | All American Title Co Inc | |
| Land Contract | $216,000 | All American Title | |
| Deed | $216,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $450,000 | Construction | |
| Previous Owner | $216,000 | Land Contract Argmt. Of Sale |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/24/2025 06/24/25 | Sold | $1,100,000 | -2.2% | $324 / Sq Ft |
| 04/24/2025 04/24/25 | Pending | -- | -- | -- |
| 03/18/2025 03/18/25 | For Sale | $1,125,000 | -- | $331 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,992 | $818,200 | $285,400 | $532,800 |
| 2024 | $8,992 | $803,300 | $285,400 | $517,900 |
| 2023 | $3,374 | $786,100 | $330,200 | $455,900 |
| 2022 | $3,040 | $283,700 | $236,600 | $47,100 |
| 2021 | $1,014 | $184,000 | $184,000 | $0 |
| 2020 | $838 | $129,600 | $129,600 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Mitch Spargur
Bridge Realty, LLC
(952) 412-6760
17 in this area
75 Total Sales
-
J
Buyer's Agent in 2025
Jaden Master
Keller Williams Classic Rlty NW
(763) 463-7500
1 in this area
2 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6687259
APN: 118-332-001020
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