12968 Water Ridge Dr Mc Cordsville, IN 46055
Brooks-Luxhaven NeighborhoodEstimated payment $5,690/month
Highlights
- Waterfront
- Lake Privileges
- Fireplace in Primary Bedroom
- Geist Elementary School Rated A
- Community Lake
- Wood Flooring
About This Home
Stunning 6-bedroom, 5-bath home in the highly sought-after Springs of Cambridge neighborhood located in HSE school district, comes complete with deeded dock access on Geist Reservoir! Bathed in natural light from expansive windows, this home offers serene views of lush greenery and mature trees throughout. Recently updated with two new HVAC systems, a tankless water heater, and water softener (2022), plus a newly renovated walk-out basement (2025) featuring a bedroom, full bath, kitchenette, and spacious living/rec area. Ideal for multigenerational living or independent teens. The main level boasts a private office with custom wood built-ins, formal dining, cozy hearth room with gas fireplace, guest suite, and an inviting living room with soaring ceilings and dramatic windows. The adjacent kitchen features a gas cooktop, two ovens, built-in microwave, and charming breakfast nook. Upstairs, the spacious primary suite includes a fireplace sitting area and spa-like bath with jetted tub, walk-in shower, dual vanities, and his-and-hers closets. Completing the upper level is an in-law suite with a private bathroom, plus two bedrooms with generous closets, and an additional bathroom with bedroom and hallway access. A massive walk-up attic offers endless potential for extra storage or future expansion. This one-of-a-kind home has everything you need, and room for anything you want. Don't miss your chance to make it yours!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,024
Year Built
- Built in 1995 | Remodeled
Lot Details
- 0.38 Acre Lot
- Waterfront
HOA Fees
- $92 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Brick Exterior Construction
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- Wet Bar
- Paddle Fans
- 2 Fireplaces
- Finished Basement
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Disposal
- Fireplace in Kitchen
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl Plank
Bedrooms and Bathrooms
- 6 Bedrooms
- Fireplace in Primary Bedroom
- In-Law or Guest Suite
Laundry
- Dryer
- Washer
Outdoor Features
- Water Access
- Lake Privileges
Utilities
- Central Air
- Tankless Water Heater
Community Details
- Association fees include home owners, insurance, maintenance, nature area, parkplayground, management, security, snow removal, trash
- Association Phone (317) 570-4358
- Springs Of Cambridge Subdivision
- Property managed by Kirkpatrick
- The community has rules related to covenants, conditions, and restrictions
- Community Lake
Listing and Financial Details
- Legal Lot and Block 239 / H
- Assessor Parcel Number 291511005058000020
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,024 | $722,600 | $179,800 | $542,800 |
| 2023 | $8,024 | $689,300 | $179,800 | $509,500 |
| 2022 | $7,640 | $632,100 | $179,800 | $452,300 |
| 2021 | $6,934 | $571,900 | $179,800 | $392,100 |
| 2020 | $6,914 | $568,900 | $179,800 | $389,100 |
| 2019 | $6,614 | $540,600 | $137,900 | $402,700 |
| 2018 | $6,358 | $522,500 | $137,900 | $384,600 |
| 2017 | $6,423 | $537,000 | $137,900 | $399,100 |
| 2016 | $6,199 | $514,700 | $137,900 | $376,800 |
| 2014 | $5,610 | $514,200 | $84,000 | $430,200 |
| 2013 | $5,610 | $514,200 | $84,000 | $430,200 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | For Sale | $925,000 | +22.5% | $166 / Sq Ft |
| 06/22/2022 06/22/22 | Sold | $755,000 | +3.4% | $187 / Sq Ft |
| 05/21/2022 05/21/22 | Pending | -- | -- | -- |
| 05/17/2022 05/17/22 | For Sale | $730,000 | +32.8% | $181 / Sq Ft |
| 11/02/2018 11/02/18 | Sold | $549,900 | 0.0% | $136 / Sq Ft |
| 10/02/2018 10/02/18 | Pending | -- | -- | -- |
| 10/01/2018 10/01/18 | Price Changed | $549,900 | -4.4% | $136 / Sq Ft |
| 09/06/2018 09/06/18 | Price Changed | $575,000 | -4.2% | $143 / Sq Ft |
| 08/14/2018 08/14/18 | Price Changed | $599,900 | -4.0% | $149 / Sq Ft |
| 07/27/2018 07/27/18 | Price Changed | $624,900 | -2.3% | $155 / Sq Ft |
| 07/18/2018 07/18/18 | Price Changed | $639,900 | -5.2% | $159 / Sq Ft |
| 07/11/2018 07/11/18 | For Sale | $675,000 | -- | $167 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Schmitz David A | |
| Warranty Deed | -- | Landquest Title Services Llc | |
| Warranty Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | -- | Landmark Title Co Inc | |
| Sheriffs Deed | $281,000 | None Available | |
| Warranty Deed | -- | Mid America Title Co Inc | |
| Interfamily Deed Transfer | -- | American Pioneer Title Insur | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $604,000 | New Conventional | |
| Previous Owner | $351,000 | New Conventional | |
| Previous Owner | $541,497 | Commercial | |
| Previous Owner | $400,000 | Commercial | |
| Previous Owner | $202,500 | New Conventional | |
| Previous Owner | $0 | Credit Line Revolving | |
| Previous Owner | $89,250 | Stand Alone Second | |
| Previous Owner | $476,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $458,000 | New Conventional |
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22053949
APN: 29-15-11-005-058.000-020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
- 13023 Water Ridge Dr
- 6499 W 1000 N
- 11505 Hampton Cove Ln
- 6203 Hampton Cove Ln
- 6217 Hampton Cove Ln
- 6229 Hampton Cove Ln
- 9770 Highland Springs Dr N
- 6404 Briarway Ct
- 9928 Wading Crane Ave
- 9727 Marina Village Dr
- 13617 Creekridge Ln
- 13658 Perched Owl Run
- 9656 Breckenridge Station
- 13637 Golden Ridge Ln
- 6388 Pin Oak Dr
- 13456 Lake Ridge Ln
- 9842 N Wind River Run
- 10188 Summerlin Way
- 9698 Soaring Eagle Ln
- 13650 Golden Ridge Ln
- 9815 Wild Turkey Row
- 10599 Geist View Dr
- 10265 Lothbury Cir
- 10187 Hatherley Way
- 9179 N Waterfront Way
- 6425 W Cedar Chase Dr
- 12631 Geist Cove Dr
- 6387 Fawn Way
- 8496 N Tanglewood Cir
- 5671 W Woodview Trail
- 8164 Alamosa Dr
- 5128 Summerton St
- 12059 Seville Rd
- 7952 Alamosa Ln
- 7934 Cherrybark Dr
- 10724 Springston Ct
- 12115 Flagstone Dr
- 12232 Carriage Stone Dr
- 12295 Slate Dr
- 15538 Garrano Ln