13 Zephyr Rd Palmyra, VA 22963
Estimated payment $1,882/month
Highlights
- Beach
- Colonial Architecture
- Clubhouse
- 24-Hour Security
- Community Lake
- Partially Wooded Lot
About This Home
CHARMING 3 BEDROOM, 2.5 BATH HOME IN LAKE MONTICELLO COMMUNITY! This well-maintained property offers comfortable living in one of Fluvanna?s most desirable gated communities. The main level features a spacious living room, dining area, and a bright kitchen with ample cabinet space. Upstairs, the primary suite includes a private bath, while two additional bedrooms share a full hall bath. A convenient half bath is located on the main level. Set on a private lot, the home offers outdoor space for relaxing or entertaining. Enjoy all of Lake Monticello?s amenities including the 352-acre lake with beaches, golf course, tennis, swimming pool, and clubhouse, plus easy access to shopping, dining, and Charlottesville.,Oak Cabinets
Listing Agent
(434) 806-4576 towncville@gmail.com TOWN REALTY License #0225217224[4908] Listed on: 09/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,167
Year Built
- Built in 2019
Lot Details
- 0.34 Acre Lot
- Partially Wooded Lot
HOA Fees
- $122 Monthly HOA Fees
Home Design
- Colonial Architecture
- Brick Foundation
- Composition Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,440 Sq Ft Home
- Property has 2 Levels
- High Ceiling
- Low Emissivity Windows
- Insulated Windows
- Double Hung Windows
- Window Screens
- Great Room
- Dining Room
- Garden Views
- Crawl Space
Bedrooms and Bathrooms
- 3 Bedrooms
- 2.5 Bathrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Home Security
- Home Security System
- Security Gate
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
Community Details
Overview
- Association fees include insurance, reserve funds, road maintenance, snow removal
- Kim Spitler, Kspitler@Lmoa.Org HOA
- Built by LIBERTY HOMES
- Lake Monticello Subdivision
- Community Lake
Recreation
- Beach
- Tennis Courts
- Community Playground
- Jogging Path
Additional Features
- Clubhouse
- 24-Hour Security
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,935 | $258,000 | $30,000 | $228,000 |
| 2024 | $17 | $203,700 | $30,000 | $173,700 |
| 2023 | $1,719 | $203,700 | $30,000 | $173,700 |
| 2022 | $1,528 | $175,600 | $27,500 | $148,100 |
| 2021 | $1,528 | $175,600 | $27,500 | $148,100 |
| 2020 | $1,474 | $159,400 | $27,500 | $131,900 |
| 2019 | $1,474 | $159,400 | $27,500 | $131,900 |
| 2018 | $249 | $27,500 | $27,500 | $0 |
| 2017 | $249 | $27,500 | $27,500 | $0 |
| 2016 | $252 | $27,500 | $27,500 | $0 |
| 2015 | $242 | $27,500 | $27,500 | $0 |
| 2014 | $242 | $27,500 | $27,500 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/07/2025 11/07/25 | Price Changed | $299,900 | -3.2% | $208 / Sq Ft | |
| 10/07/2025 10/07/25 | Price Changed | $309,900 | -1.6% | $215 / Sq Ft | |
| 09/30/2025 09/30/25 | Price Changed | $314,900 | -1.6% | $219 / Sq Ft | |
| 09/03/2025 09/03/25 | For Sale | $319,900 | +75.9% | $222 / Sq Ft | |
| 03/13/2019 03/13/19 | Sold | $181,890 | 0.0% | $126 / Sq Ft | View Prior Sale |
| 01/26/2019 01/26/19 | Pending | -- | -- | -- | |
| 01/07/2019 01/07/19 | For Sale | $181,890 | -- | $126 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $181,890 | Chicago Title | |
| Deed | $15,000 | Chicago Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $178,594 | FHA |
Source: Bright MLS
MLS Number: 668623
APN: 18A-8-272
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