13 Zephyr Rd Palmyra, VA 22963
Estimated payment $1,952/month
Highlights
- Beach
- Colonial Architecture
- Clubhouse
- 24-Hour Security
- Community Lake
- Partially Wooded Lot
About This Home
CHARMING 3 BEDROOM, 2.5 BATH HOME IN LAKE MONTICELLO COMMUNITY! This well-maintained property offers comfortable living in one of Fluvanna?s most desirable gated communities. The main level features a spacious living room, dining area, and a bright kitchen with ample cabinet space. Upstairs, the primary suite includes a private bath, while two additional bedrooms share a full hall bath. A convenient half bath is located on the main level. Set on a private lot, the home offers outdoor space for relaxing or entertaining. Enjoy all of Lake Monticello?s amenities including the 352-acre lake with beaches, golf course, tennis, swimming pool, and clubhouse, plus easy access to shopping, dining, and Charlottesville.,Oak Cabinets
Listing Agent
(434) 806-4576 towncville@gmail.com TOWN REALTY License #0225217224[4908] Listed on: 09/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,167
Year Built
- Built in 2019
Lot Details
- 0.34 Acre Lot
- Partially Wooded Lot
HOA Fees
- $122 Monthly HOA Fees
Home Design
- Colonial Architecture
- Brick Foundation
- Composition Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,440 Sq Ft Home
- Property has 2 Levels
- High Ceiling
- Low Emissivity Windows
- Insulated Windows
- Double Hung Windows
- Window Screens
- Great Room
- Dining Room
- Garden Views
- Crawl Space
Bedrooms and Bathrooms
- 3 Bedrooms
- 2.5 Bathrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Home Security
- Home Security System
- Security Gate
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
Community Details
Overview
- Association fees include insurance, reserve funds, road maintenance, snow removal
- Kim Spitler, Kspitler@Lmoa.Org HOA
- Built by LIBERTY HOMES
- Lake Monticello Subdivision
- Community Lake
Recreation
- Beach
- Tennis Courts
- Community Playground
- Jogging Path
Additional Features
- Clubhouse
- 24-Hour Security
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,935 | $258,000 | $30,000 | $228,000 |
| 2024 | $17 | $203,700 | $30,000 | $173,700 |
| 2023 | $1,719 | $203,700 | $30,000 | $173,700 |
| 2022 | $1,528 | $175,600 | $27,500 | $148,100 |
| 2021 | $1,528 | $175,600 | $27,500 | $148,100 |
| 2020 | $1,474 | $159,400 | $27,500 | $131,900 |
| 2019 | $1,474 | $159,400 | $27,500 | $131,900 |
| 2018 | $249 | $27,500 | $27,500 | $0 |
| 2017 | $249 | $27,500 | $27,500 | $0 |
| 2016 | $252 | $27,500 | $27,500 | $0 |
| 2015 | $242 | $27,500 | $27,500 | $0 |
| 2014 | $242 | $27,500 | $27,500 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/07/2025 10/07/25 | Price Changed | $309,900 | -1.6% | $215 / Sq Ft | |
| 09/30/2025 09/30/25 | Price Changed | $314,900 | -1.6% | $219 / Sq Ft | |
| 09/03/2025 09/03/25 | For Sale | $319,900 | +75.9% | $222 / Sq Ft | |
| 03/13/2019 03/13/19 | Sold | $181,890 | 0.0% | $126 / Sq Ft | View Prior Sale |
| 01/26/2019 01/26/19 | Pending | -- | -- | -- | |
| 01/07/2019 01/07/19 | For Sale | $181,890 | -- | $126 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $181,890 | Chicago Title | |
| Deed | $15,000 | Chicago Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $178,594 | FHA |
Source: Bright MLS
MLS Number: 668623
APN: 18A-8-272
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.
- 16 Marwood Dr
- 7 N Bearwood Dr
- 41 Bolling Cir
- 32 Dogleg Rd
- 47 Laurin St
- 151 Naylor Ln
- 5728 Union Mills Rd
- 2044 Wilmington Rd
- 310 Fisher St
- 338 S Pantops Dr
- 825 Beverley Dr Unit C
- 825 Beverley Dr Unit B
- 825 Beverley Dr
- 825 Beverley Dr Unit 2
- 365 Stone Creek Point
- 2000 Asheville Dr
- 825 Beverley Dr
- 935 Dorchester Place Unit 203
- 433 Riverside Ave
- 1337 Carlton Ave