$105,000
SOLD AUG 28, 2025
1 Bed
1 Bath
603 Sq Ft
$538/mo HOA Fee

Recently Sold

$174 Per Sq Ft

9% Below List Price

148 Days on Market

Highlights

  • In Ground Pool
  • Living Room
  • Central Air
  • Covered Patio or Porch
  • Tile Flooring
  • Ceiling Fan

About This Home

As of August 2025

Back on the market! Don't miss this opportunity to own a piece of ST ANDREWS, right in the center of all the action! This ground floor 1br/1ba unit is ready for new owners but priced to allow for updating. The interior features easy to maintain tile flooring throughout living areas and neutral carpet in bedroom. Oak Cabinets and white appliances give a modern feel to the kitchen. St Andrews Harbour Condos are all about location. You're just steps to the Marina, great restaurants and all the excitement happening in this up and coming Historic area. Hard to beat this price!

Last Agent to Sell the Property

Susan Morrison

Anchor Realty Florida License #0697255 Listed on: 02/14/2025

Last Buyer's Agent

Natalie Ryan

CENTURY 21 Ryan Realty Inc License #3236593

CENTURY 21 Ryan Realty Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,668

Year Built

  • Built in 1969

HOA Fees

  • $538 Monthly HOA Fees

Home Design

  • Slab Foundation

Interior Spaces

  • 603 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Tile Flooring

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Parking

  • Paved Parking
  • Parking Lot

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Lucille Moore Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Association fees include management, clubhouse, insurance, legal/accounting, ground maintenance, pest control, pool(s), sewer, trash, water
  • Blue Sky Management Association
  • Low-Rise Condominium
  • Saint Andrews Harbour Condo Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,668

Year Built

Built in 1969

Lot Details

0

HOA Fees

$538 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1969
  • Property Sub Type: Condominium
  • Lot Size: 0 x 0
  • Road Frontage Type: City Street
  • Subdivision Name: Saint Andrews Harbour Condo
  • Architectural Style: Low Rise
  • Entry Level: 1
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Tile
  • Living Area: 603.0
  • Dining Room Type: Bedroom, Kitchen, Living Room
  • Stories: 2

Exterior Features

  • Pool Features: In Ground, Pool, Community
  • Waterfront: No
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Parking Features: Paved, Parking Lot
  • Garage: No

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Heat Pump
  • Heating: Heat Pump
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 1614.0
  • Community Features: Pool
  • Amenities: Barbecue
  • Association Fee Frequency: Quarterly
  • Association Name: Blue Sky Management
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Jinks

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 1668.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Lucille Moore
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 12, 2022
Sold by
Grissett Cathy M
Bought by
Grissett Cathy M

Purchase Details

Listed on
Jan 16, 2018
Closed on
Mar 6, 2018
Sold by
Ganka Thomas and Ganka Joanne
Bought by
Grissett Cathy M
Seller's Agent
Steve File
Panhandle Beach Realty and Rentals
Buyer's Agent
Susan Morrison
Anchor Realty Florida
List Price
$74,900
Sold Price
$65,000
Premium/Discount to List
-$9,900
-13.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.38%

Purchase Details

Closed on
Jul 21, 2006
Sold by
Overton Properties Llc
Bought by
Ganka Thomas and Ganka Joanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,150
Interest Rate
6.54%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- Hood Adam I
Warranty Deed $65,000 First American Title Inc
Corporate Deed $114,500 Lawyers Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $84,000 New Conventional
Previous Owner $17,150 Credit Line Revolving
Previous Owner $85,850 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Sold $105,000 -4.5% $174 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
06/13/2025 06/13/25 Price Changed $109,900 -4.4% $182 / Sq Ft
05/28/2025 05/28/25 For Sale $114,900 0.0% $191 / Sq Ft
05/16/2025 05/16/25 Pending -- -- --
04/24/2025 04/24/25 Price Changed $114,900 -8.7% $191 / Sq Ft
03/31/2025 03/31/25 Price Changed $125,900 -6.7% $209 / Sq Ft
02/14/2025 02/14/25 For Sale $135,000 +107.7% $224 / Sq Ft
06/20/2022 06/20/22 Off Market $65,000 -- --
03/07/2018 03/07/18 Sold $65,000 -13.2% $108 / Sq Ft
02/22/2018 02/22/18 Pending -- -- --
01/16/2018 01/16/18 For Sale $74,900 -- $124 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,641 $72,009 -- --
2023 $1,641 $106,675 $0 $106,675
2022 $1,449 $59,512 $0 $0
2021 $1,120 $54,102 $0 $54,102
2020 $1,132 $54,102 $0 $54,102
2019 $874 $54,102 $0 $54,102
2018 $819 $52,708 $0 $0
2017 $739 $47,916 $0 $0
2016 $691 $43,560 $0 $0
2015 $665 $39,600 $0 $0
2014 $563 $36,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 768857

Central Panhandle Association of REALTORS®

APN: 29973-100-035