NOT LISTED FOR SALE

1306 Whispering Ridge Ln Saint Peters, MO 63376

Estimated Value: $287,000 - $310,403

2 Beds
2 Baths
1,594 Sq Ft
$187/Sq Ft Est. Value

Last Sold November 05, 2020

Current estimated payment $1,882/month

1 Day on Market

Highlights

  • Clubhouse
  • Deck
  • Ranch Style House
  • Fairmount Elementary School Rated A-
  • Vaulted Ceiling
  • Community Pool

About This Home

As of November 2020

Sharp clean 2 Bedrm, 2 Bath Ranch with sharp Finished Basement, 2 Car Garage and a Large Backyard surrounded by Privacy Fence and with a Lattice Covered Deck for those Summer Bar-B-Q's. Hickory Ridge subdivision in a great St Peters location. Attractive Laminate Flooring on main level. There is a Living Rm at the home’s entrance with Vaulted Ceiling that leads to your Eat-in Kitchen. Kitchen has Gas Range, Dishwasher, Disposal, Pantry and Ceramic Tile Flooring - and the refrigerator stays! A Main Floor Laundry Rm is located off Kitchen. Access to the 2-car garage with Door Opener is also from the Kitchen. French Doors off rear of Living Rm lead to Deck, this area could be a Brkfst Rm. The Basement is mostly finished and has Ceramic Tile Floors, a possible Sleeping-guest Room that is adjoined by a Large Bathrm with Jacuzzi Tub. Whole house Attic Fan. Water Heater replaced not too long ago. Vinyl siding and Decorative Brick on front. Beautiful neighborhood. Enjoy the subdivision pool!

Last Agent to Sell the Property

Steven Studnicki

Coldwell Banker Realty - Gundaker License #1999030781 Listed on: 09/18/2020

Coldwell Banker Realty - Gundaker

Last Buyer's Agent

Betty Morgan

Berkshire Hathaway HomeServices Select Properties License #2014033621

Berkshire Hathaway HomeServices Select Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,094

Year Built

  • Built in 1985

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 76x100
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Veneer
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Insulated Windows
  • Window Treatments
  • French Doors
  • Family Room
  • Living Room
  • Breakfast Room
  • Combination Kitchen and Dining Room
  • Utility Room
  • Partially Carpeted

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Range Hood
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Deck

Schools

  • Fairmount Elem. Elementary School
  • Saeger Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Satellite Dish

Listing and Financial Details

  • Assessor Parcel Number 3-0005-5697-00-0262.0000000

Community Details

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,094

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: St. Peters
  • Special Areas: Family Room, Living Room, Utility Room
  • Age: 35
  • Ownership: Private
  • Year Built: 1985
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Partially Finished, Poured Concrete, Rec/Family Area, Sleeping Area, Sump Pit/Pump
  • Bedroom Types: Possible Extra Lw Lv
  • Dining Room: Kitchen/Dining Combo
  • Interior Amenities: Some Carpeting, Some Window Treatmnt, Vaulted Ceiling
  • Kitchen: Breakfast Room, Eat-In Kitchen, Pantry
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 2
  • Main Full Bathrooms: 1
  • Misc Features: Deck, Satellite Dish, Smoke Alarm/Detec
  • Total Living Area: 1594.00
  • Windows/Doors: French Door(s), Some Insulated Wndws, Some Storm Doors
  • Appliances: Dishwasher, Disposal, Range Hood, Range/Oven-Gas, Refrigerator
  • Bathrooms: 2.00
  • Bedrooms: 2.00
  • Room Cnt: 7
  • Square Footage: 1034
  • Square Footage Below Grade: 560
  • Total Full Baths: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Decrtv, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Covered, Garage Door Opener, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Amenities: Club-Pool, Clubhouse/Facilities

Schools

  • School District: Francis Howell R-III
  • Elementary School: Fairmount Elem.
  • Middle School: Saeger Middle
  • High School: Francis Howell Central High
  • Elementary School: Fairmount Elem.
  • Junior High School: Saeger Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Streetlights, Wood Fence
  • Lot Dimensions: 76x100
  • Lot Sq Ft: 7841
  • Acres: 0.1800

Tax Info

  • Taxes Paid: 2429
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 3-0005-5697-00-0262.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 9, 2021
Sold by
Shields Virginia L
Bought by
Shields Virginia L and Shields Michael J
Current Estimated Value
$298,601

Purchase Details

Listed on
Sep 18, 2020
Closed on
Nov 5, 2020
Sold by
Halbert Nancy S
Bought by
Shields Virginia L
Seller's Agent
Steven Studnicki
Coldwell Banker Realty - Gundaker
Buyer's Agent
Betty Morgan
Berkshire Hathaway HomeServices Select Properties
List Price
$185,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$164,000
Outstanding Balance
$146,269
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$148,945

Purchase Details

Closed on
Sep 2, 2016
Sold by
Halbert Nancy Sue
Bought by
Halbert Nancy S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,135
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 10, 2012
Sold by
Cox Shane and Cox Mary P
Bought by
Halbert Nancy Sue

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,917
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 21, 2006
Sold by
Cox Shane
Bought by
Cox Shane and Risinger Mary Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 26, 2003
Sold by
Schmidt Kirk S and Schmidt Julie A
Bought by
Adams James and Adams Nicole

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,500
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shields Virginia L -- None Available
Shields Virginia L -- Select Title Group
Shields Virginia L $218,120 Select Title Group
Halbert Nancy S -- Clear Title Group
Halbert Nancy Sue $115,000 Ust
Cox Shane -- None Available
Cox Shane -- Title One Llc
Adams James -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shields Virginia L $164,000
Closed Shields Virginia L $164,000
Previous Owner Halbert Nancy S $151,353
Previous Owner Halbert Nancy S $124,135
Previous Owner Halbert Nancy Sue $112,917
Previous Owner Halbert Nancy Sue $3,387
Previous Owner Cox Shane $136,000
Previous Owner Cox Shane $24,000
Previous Owner Adams James $117,600
Previous Owner Adams James $29,400
Previous Owner Adams James $128,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/05/2020 11/05/20 Sold -- -- --
09/20/2020 09/20/20 Pending -- -- --
09/18/2020 09/18/20 For Sale $185,000 -- $116 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,094 $44,632 -- --
2023 $3,090 $44,183 $0 $0
2022 $2,688 $35,836 $0 $0
2021 $2,683 $35,836 $0 $0
2020 $2,437 $31,768 $0 $0
2019 $2,429 $31,768 $0 $0
2018 $2,289 $28,683 $0 $0
2017 $2,278 $28,683 $0 $0
2016 $2,156 $27,192 $0 $0
2015 $2,152 $27,192 $0 $0
2014 $1,883 $23,077 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS20068484

MARIS MLS

APN: 3-0005-5697-00-0262.0000000