$375,000
PENDING

13087 Twilight Rd Onamia, MN 56359

Estimated payment $2,210/month

Total Views 7,644
4 Beds
2 Baths
2,219 Sq Ft
$169 Price per Sq Ft

Highlights

  • 150 Feet of Waterfront
  • Beach
  • Deck
  • Dock Facilities
  • Lake View
  • Party Room

About This Home

Stunning Historic Craftsmanship on Lake Mille Lacs
Experience timeless beauty and modern comfort in this historic 4-bedroom, 2-bath home showcasing
exceptional craftsmanship and an open floor plan. Gorgeous red oak floors, rich custom woodwork, and
built-ins throughout create a warm and inviting atmosphere. The kitchen features custom cabinetry,
Corinthian countertops, and a cozy eat-in dinette filled with natural light. The main floor primary
bedroom offers convenience and comfort, while the family room frames breathtaking lake views—perfect for
relaxing or entertaining.
Step outside to a spacious deck with a remote-control awning and enjoy spectacular sunsets over Lake
Mille Lacs. The full basement includes an additional bedroom and finished walls, offering great potential
for expanded living space. A 2+ car garage includes a heated bonus room, ideal for guests or a studio.
This home is part of a well-maintained association with low annual dues covering lawn care, exterior
maintenance, sanitation, sewer, water, and access to a beautiful beach and sheltered boat harbor. There
is a private dock with your own boat slip and the lift is included. The community also offers a
clubhouse, extra storage, and a fish cleaning room for your convenience. Located near restaurants, golf courses, and charming small towns, this property provides carefree lake living at its finest.

Listing Agent

Christopher Johnson

Edina Realty, Inc. Listed on: 10/10/2025

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,182

Year Built

  • Built in 1925

Lot Details

  • 150 Feet of Waterfront
  • Lake Front
  • Few Trees

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Insulated Garage
  • Garage Door Opener
  • Parking Garage Space

Home Design

  • Block Exterior
  • Stone

Interior Spaces

  • 1.5-Story Property
  • Wood Burning Fireplace
  • Brick Fireplace
  • Fireplace Features Masonry
  • Lake Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Block Basement Construction
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Dock Facilities
  • Shared Waterfront
  • Deck
  • Front Porch

Utilities

  • Window Unit Cooling System
  • Humidifier
  • Forced Air Heating System
  • Vented Exhaust Fan
  • 100 Amp Service
  • Shared Water Source
  • Well
  • Electric Water Heater
  • Water Softener is Owned
  • Shared Septic
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 098160020

Community Details

Overview

  • Association fees include beach access, dock, lawn care, ground maintenance, professional mgmt, sanitation, sewer, shared amenities, water
  • Stocky's Harbor Estates Associaiton Association, Phone Number (763) 999-0876
  • Stockys Harbor Estates Subdivision

Amenities

  • Party Room

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,182

Year Built

Built in 1925

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Shared System, Well
  • Association Amenities: Beach, Dock
  • Fee Frequency: Annually
  • Year Built: 1925
  • Above Grade Finished Sq Ft: 1759
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Brick, Full Masonry, Wood Burning
  • Living Area: 2219
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 460
  • Basement YN: Yes
  • Shared Rooms: Amusement/Party Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • View: East, Lake
  • Other Structures: Gazebo, Studio
  • PatioPorchType: Awning(s), Deck, Front Porch
  • Lake Bottom: Gravel, Hard, Sand
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 150

Garage/Parking

  • Parking Features: Detached Garage, Electric, Garage Door Opener, Insulated Garage, Parking Garage, Storage

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: Holding Tank, Septic System Compliant - Yes, Shared Septic
  • LaundryFeatures: Electric Dryer Hookup, Main Level
  • Electric: Circuit Breakers, 100 Amp Service
  • Fuel: Natural Gas
  • Power Company: Mille Lacs Energy Co-op

Condo/Co-op/Association

  • HOA Fee Includes: Beach Access, Dock, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Sewer, Shared Amenities, Water
  • Phone: 7639990876
  • Association Fee: 800
  • Association: Yes
  • Amenities Unit: Cable, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Natural Woodwork, Patio, Porch, Security Lights, Boat Slip, Washer/Dryer Hookup, Walk-Up Attic

Association/Amenities

  • HOA Management Co: Stocky's Harbor Estates associaiton

Schools

  • Junior High Dist: Onamia
  • SchoolDistrictPhone: 3205324174

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: irregular
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block, Concrete, Stone

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 098160020
  • Tax Annual Amount: 2182
  • TaxWithAssessments: 2182

Multi Family

  • WaterfrontFeatures: Association Access, Dock, Lake Front, Lake View, Other, Shared

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,182 $256,700 $53,000 $203,700
2024 $2,462 $247,400 $50,900 $196,500
2023 $2,406 $271,100 $50,400 $220,700
2022 $1,508 $241,800 $50,500 $191,300
2021 $1,290 $146,400 $37,000 $109,400
2020 $1,160 $131,100 $38,500 $92,600
2019 $1,176 $114,100 $38,100 $76,000
2018 $1,208 $117,500 $40,500 $77,000
2017 $1,254 $118,600 $36,500 $82,100
2016 $1,118 $0 $0 $0
2015 $998 $0 $0 $0
2014 $998 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/04/2026 01/04/26 Pending -- -- --
12/20/2025 12/20/25 Price Changed $375,000 -1.3% $169 / Sq Ft
12/01/2025 12/01/25 Price Changed $380,000 -2.6% $171 / Sq Ft
11/16/2025 11/16/25 Price Changed $390,000 -2.5% $176 / Sq Ft
10/12/2025 10/12/25 For Sale $400,000 -- $180 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $357,000 --
Warranty Deed $329,900 None Available
Warranty Deed $280,000 North American Title
Warranty Deed $250,000 None Available
Warranty Deed $125,000 All American Title Co Inc
Deed $329,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $357,000 New Conventional
Previous Owner $225,390 New Conventional
Previous Owner $224,000 New Conventional
Previous Owner $258,250 VA
Closed $189,390 No Value Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 6802518

NorthstarMLS

APN: 09-816-0020