NOT LISTED FOR SALE

131 Covenant Way Bumpass, VA 23024

Bumpass Area

Estimated Value: $2,225,076 - $2,460,000

6 Beds
5 Baths
5,622 Sq Ft
$413/Sq Ft Est. Value

Sale Details

Date Sold: April 13, 2026

Last sale price $2,300,000 $409 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $13,888 / mo

20 Days on Market

Highlights

  • Boathouse
  • 175 Feet of Waterfront
  • Boat Ramp
  • Jouett Elementary School Rated A-
  • Seaplane Permitted
  • 2 Dock Slips

About This Home

As of April 2026

One of the most coveted and breathtaking waterfront estates ever offered at Lake Anna. Featured in Home & Design Magazine and professionally curated by one of the top designers in the DC/MD/VA region, this extraordinary residence sets an unmatched standard for luxury lakefront living. Perfectly positioned on a deep, wide no-wake cove on the exclusive private side of Lake Anna, this awe-inspiring property has been meticulously renovated with the highest level of craftsmanship and design. Offering over 5,600 finished square feet, the home features 6 bedrooms, 5 full bathrooms, and a dedicated office or hobby room—an exceptional blend of architectural elegance, thoughtful amenities, and sweeping water views. The interior opens with a grand foyer that flows effortlessly into the great room, dining area, and gourmet kitchen. Designed for both everyday living and elevated entertaining, the kitchen is outfitted with Wi-Fi–enabled Sub-Zero and Wolf appliances, double wall ovens with warming drawer, induction cooktop with telescoping vent, 2" Italian marble countertops, statement pendant lighting, and an oversized island. A walk-in pantry with custom shelving and motion-activated lighting complements a Sub-Zero beverage center featuring two refrigeration drawers and a humidor capable of storing up to 86 bottles. The great room impresses with vaulted ceilings, custom black millwork surrounding the wood burning pellet stove fireplace, and elegant built-in cabinetry. The primary suite is a private retreat, offering its own covered balcony overlooking the lake and ensuite with freestanding tub, dual vanities, tiled shower, and private water closet. Two additional upper-level bedrooms each include their own full bath. The finished walk-out lower level is ideal for relaxing and entertaining, featuring a family room with recreation space, a custom bar, two bedrooms connected by a Jack-and-Jill bath, a utility/storage room with a second Sub-Zero refrigerator/freezer, and access to the built-in garage. Every detail has been carefully considered, including stunning high-end wallpaper and designer lighting, a whole-house Sonos audio system, Moen Flo smart water monitoring with leak detection and automatic alerts, and the ability to remotely turn the water on or off from your phone. The Nest fire and carbon monoxide system, Philips Hue lighting, and smart home features are all conveniently app-controlled, offering peace of mind and effortless control whether you’re at the lake or miles away. Additional upgrades include Nest thermostats, dual-zone HVAC, two water heaters, whole-house water filtration, marble bathrooms, high-speed fiber internet at both the home and boathouse, whole-house fan, and a 50-year architectural roof on both the home and boathouse (installed in 2019). Outdoors, enjoy expansive decks and patios overlooking the water, a manicured lawn, and a private sandy beach perfect for play and relaxation. Recreational amenities include a private basketball court (pickleball size) and, at the water’s edge, a stunning boathouse with composite decking, two covered slips with electric lifts, two jet ski lifts, a spacious sun deck, and two storage rooms for all your lake toys. With over 170 feet of shoreline, this property is perfectly designed for both peaceful retreat and unforgettable entertaining. Additional highlights include an outdoor shower, hot tub, fire pit, screened gazebo with electric, large paved driveway, extensive hardscaping, 12-zone Hunter lake-fed irrigation system, drip irrigation for hanging plants, and an invisible fence for pets. Recognized by Fox Business as the #1 “beach” vacation investment location in the nation, Lake Anna offers not only an unparalleled lifestyle but an exceptional investment opportunity. Located just two hours from Washington, D.C., this remarkable estate delivers the very best of luxury waterfront living.

Last Agent to Sell the Property

Ashley Hoffman

(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. Brokerage Phone: 5408944400 License #0225104962 Listed on: 02/05/2026

Last Buyer's Agent

Grayson Hoffman

(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. License #0225236765

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,879

Year Built

  • Built in 1995 | Remodeled in 2021

Lot Details

  • 39,988 Sq Ft Lot
  • 175 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Property has an invisible fence for dogs
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Private Lot
  • Premium Lot
  • Sloped Lot
  • Sprinkler System
  • Back, Front, and Side Yard
  • Property is in excellent condition
  • The community has rules related to exclusive easements
  • Property is zoned R2

HOA Fees

  • $51 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 8 Driveway Spaces
  • Side Facing Garage
  • Parking available for a boat

Property Views

  • Lake
  • Scenic Vista

Home Design

  • Contemporary Architecture
  • Transitional Architecture
  • Brick Foundation
  • Block Foundation
  • Architectural Shingle Roof
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Bar
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Pendant Lighting
  • Wood Burning Stove
  • Self Contained Fireplace Unit Or Insert
  • Insulated Windows
  • Window Treatments
  • Atrium Windows
  • French Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Recreation Room
  • Hobby Room
  • Utility Room
  • Attic Fan
  • Exterior Cameras

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Double Oven
  • Cooktop
  • Built-In Microwave
  • Sub-Zero Refrigerator
  • Extra Refrigerator or Freezer
  • Freezer
  • Dishwasher
  • Wolf Appliances
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Freestanding Bathtub
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior, Rear, and Side Basement Entry
  • Garage Access
  • Basement Windows

Pool

  • Outdoor Shower
  • Spa

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Dock has a Storage Area
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Boathouse
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Composite Material
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Multiple Balconies
  • Deck
  • Patio
  • Exterior Lighting
  • Gazebo
  • Porch

Schools

  • Jouett Elementary School
  • Louisa County Middle School
  • Louisa County High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Water Treatment System
  • Well
  • Electric Water Heater
  • On Site Septic
  • Septic Less Than The Number Of Bedrooms
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 47A 3 6

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Covenant Cove HOA
  • Built by Totan Roy
  • Covenant Cove Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,879

Year Built

Built in 1995 | Remodeled in 2021

Lot Details

0.92 Acres

HOA Fees

$51 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Transitional, Contemporary
  • Ownership: Fee Simple
  • Exclusions: Furniture and decor does not convey, but can be negotiated under a separate agreement.
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1995
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dryer, Extra Refrigerator/Freezer, Freezer, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Dishwasher, Microwave, Oven - Double
  • Flooring Type: Ceramic Tile, Hardwood, Marble
  • Interior Amenities: Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Recessed Lighting, Bathroom - Soaking Tub, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors, Water Treat System, Attic/House Fan, Bar, Bathroom - Walk-In Shower, Breakfast Area, Family Room Off Kitchen, Primary Bath(s), Stove - Pellet
  • Window Features: Atrium, Insulated
  • Fireplace Features: Other, Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French
  • Wall Ceiling Types: High, Dry Wall, 9'+ Ceilings, 2 Story Ceilings, Tray Ceilings, Vaulted Ceilings
  • Foundation Details: Block, Brick/Mortar
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Basement, Foyer, Great Room, Recreation Room, Utility Room, Bedroom 6, Hobby Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Improved, Interior Access, Outside Entrance, Walkout Level, Connecting Stairway, Garage Access, Heated, Rear Entrance, Side Entrance, Windows
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 5622
  • Living Area Sq Ft: 5622
  • Price Per Sq Ft: 673.99
  • Above Grade Finished Sq Ft: 3598
  • Below Grade Finished Sq Ft: 2024
  • Total Below Grade Sq Ft: 2024
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 5
  • Full Bathrooms: 5
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House, Gazebo
  • Construction Materials: Cedar
  • Exterior Features: Exterior Lighting, Private Beach, Boat Storage, Extensive Hardscape, Hot Tub, Lawn Sprinkler, Outside Shower, Sidewalks, Underground Lawn Sprinkler
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Lake, Water, Scenic Vista
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Seaplane Permitted, Waterski/Wakeboard, Private Beach
  • Water Access: Yes
  • Water Body Name: LAKE ANNA
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 175

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Driveway, Paved Parking, Private
  • Garage Features: Garage - Side Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Electric, Wood
  • Heating Type: Heat Pump(s), Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Security: Exterior Cameras
  • Sewer/Septic System: On Site Septic, Septic < # Of Br
  • Utilities: Cable Tv
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 610.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Lake, Water/Lake Privileges, Boat Ramp, Pier/Dock, Picnic Area
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: COVENANT COVE
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: JOUETT
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Lot Info

  • Additional Parcels: No
  • Fencing: Invisible
  • Lot Features: Front Yard, Landscaping, No Thru Street, Premium, Private, Rear Yard, Sloping, Fishing Available, Sideyard(s)
  • Lot Size Acres: 0.92
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 39988.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es), Roof, Balconies- Multiple
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Building Info

  • Builder Name: Totan Roy

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 12879.00
  • Assessor Parcel Number: 47A 3 6
  • Tax Lot: 6
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site, Sandy Beach, Exclusive Easement

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 5, 2026
Closed on
Apr 10, 2026
Sold by
Bought by
Seller's Agent
Ashley Hoffman
Lake Anna Island Realty, Inc.
Buyer's Agent
Grayson Hoffman
Lake Anna Island Realty, Inc.
List Price
$2,425,000
Sold Price
$2,300,000
Premium/Discount to List
-$125,000
-5.15%
Views
60
Current Estimated Value
$2,322,269

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,269
Avg. Annual Appreciation
2.79%
Original Mortgage
$1,840,000
Outstanding Balance
$1,836,313
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$485,956

Purchase Details

Closed on
Mar 9, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$750,000
Interest Rate
5.56%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$2,300,000 Dominion Capital Title
$1,000,000 Louisa Title Agency Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $1,840,000
Previous Owner $532,000
Previous Owner $750,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/13/2026 04/13/26 Sold $2,300,000 -5.2% $409 / Sq Ft
02/25/2026 02/25/26 Pending -- -- --
02/05/2026 02/05/26 For Sale $2,425,000 -- $431 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $12,879 $1,970,949 $437,500 $1,533,449
2025 $11,484 $1,788,700 $437,500 $1,351,200
2024 $11,484 $1,595,000 $395,500 $1,199,500
2023 $10,140 $1,482,400 $360,500 $1,121,900
2022 $8,687 $1,206,500 $329,000 $877,500
2021 $6,312 $1,057,400 $297,500 $759,900
2020 $7,007 $973,200 $297,500 $675,700
2019 $6,931 $962,600 $297,500 $665,100
2018 $6,425 $892,400 $287,000 $605,400
2017 $6,738 $950,000 $287,000 $663,000
2016 $6,738 $935,900 $294,000 $641,900
2015 $6,741 $936,300 $294,000 $642,300
2013 -- $903,600 $315,000 $588,600
Source: Public Records

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Map

Source: Bright MLS

MLS Number: VALA2008950

Bright MLS

APN: 47A-3-6

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