NOT LISTED FOR SALE

1311 Lossing Ave Colonial Beach, VA 22443

Estimated Value: $501,358 - $570,000

3 Beds
2.5 Baths
1,858 Sq Ft
$285/Sq Ft Est. Value

Last Sold March 04, 2022

Last sale price $440,000 $237 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $2,990/month

11 Days on Market

Highlights

  • Water Oriented
  • Deck
  • Upgraded Countertops
  • Open Floorplan
  • No HOA
  • Cottage

About This Home

As of March 2022

Built in 2015, this immaculately-kept home is a rare find on The Point in the golf-cart community of Colonial Beach. With beautiful views of the Potomac from the porch and several rooms, this house is a jewel waiting to become your home. Just hop into your golf cart and head to your favorite watering hole. This home provides very flexible living arrangements. It has a large main-floor owner's suite with a full bath, walk-in closet and laundry. Upstairs are two bedrooms and another full bath.. The gas fireplace, large open floorplan, and cathedral ceilings with a balcony view from the second floor loft will turn this house into your refuge. A large two-story outbuilding in the back provides tons of storage, work space or party space. The house is in a flood zone and does require flood insurance. But, because the house was built with that in mind, the seller only pays about $700 per year for flood insurance. The seller is actively looking to move out of state by mid April, so settlement may need to be delayed until that time frame. The seller has two indoor cats. Please take care, they CAN NOT BE LET OUT.

Last Agent to Sell the Property

Eric Nelson

Coldwell Banker Elite License #0225220941 Listed on: 01/02/2022

Coldwell Banker Elite

Last Buyer's Agent

Tanya Redding

CENTURY 21 New Millennium License #0225177450

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,178

Year Built

  • Built in 2015

Lot Details

  • 7,500 Sq Ft Lot

Home Design

  • Cottage
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,858 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Gas Fireplace
  • Window Treatments
  • Crawl Space
  • Upgraded Countertops

Bedrooms and Bathrooms

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Accessible Home Design

  • Mobility Improvements
  • Ramp on the main level

Outdoor Features

  • Water Oriented
  • River Nearby
  • Deck
  • Outbuilding
  • Porch

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Satellite Dish

Community Details

  • No Home Owners Association
  • Built by Northern Neck Builders
  • The Point Subdivision

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 3A1 2 10 10

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,178

Year Built

Built in 2015

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: Mobility Improvements, Ramp - Main Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2022-01-07
  • Year Built: 2015
  • Automatically Close On Close Date: No
  • Remarks Public: Built in 2015, this immaculately-kept home is a rare find on The Point in the golf-cart community of Colonial Beach. With beautiful views of the Potomac from the porch and several rooms, this house is a jewel waiting to become your home. Just hop into your golf cart and head to your favorite watering hole. This home provides very flexible living arrangements. It has a large main-floor owner's suite with a full bath, walk-in closet and laundry. Upstairs are two bedrooms and another full bath.. The gas fireplace, large open floorplan, and cathedral ceilings with a balcony view from the second floor loft will turn this house into your refuge. A large two-story outbuilding in the back provides tons of storage, work space or party space. The house is in a flood zone and does require flood insurance. But, because the house was built with that in mind, the seller only pays about $700 per year for flood insurance. The seller is actively looking to move out of state by mid April, so settlement may need to be delayed until that time frame. The seller has two indoor cats. Please take care, they CAN NOT BE LET OUT.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Floor Plan - Open, Window Treatments, Upgraded Countertops
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1858
  • Living Area Sq Ft: 1858
  • Price Per Sq Ft: 247.58
  • Above Grade Finished Sq Ft: 1858
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1311

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s), Satellite Dish
  • Roof: Shingle
  • Water Access: No
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • School District Key: 121137398432
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 007
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7500.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Year Assessed: 2017
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Building Info

  • Builder Name: Northern Neck Builders

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3178.00
  • Assessor Parcel Number: 3A1 2 10 10
  • Tax Lot: 10
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 03/04/2022

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2022
Closed on
Jan 28, 2022
Sold by
Cubbage Deborah H
Bought by
Pagano Suzanne
Seller's Agent
Eric Nelson
Coldwell Banker Elite
Buyer's Agent
Tanya Redding
CENTURY 21 New Millennium
List Price
$460,000
Sold Price
$440,000
Premium/Discount to List
-$20,000
-4.35%
Current Estimated Value
$529,590

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,590
Avg. Annual Appreciation
4.16%
Original Mortgage
$220,000
Outstanding Balance
$205,449
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$301,440

Purchase Details

Listed on
Jan 2, 2022
Closed on
Jan 25, 2022
Sold by
Bone Iv John S and Bone Gabriella
Bought by
Cubbaue Deborah H
Seller's Agent
Eric Nelson
Coldwell Banker Elite
Buyer's Agent
Tanya Redding
CENTURY 21 New Millennium
List Price
$460,000
Sold Price
$440,000
Premium/Discount to List
-$20,000
-4.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Outstanding Balance
$205,449
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$301,440

Purchase Details

Closed on
Dec 18, 2020
Sold by
Cubbage Deborah H
Bought by
Cubbage Deborah H and Bone John S

Purchase Details

Closed on
Dec 3, 2015
Sold by
Northern Neck Bldrs And Prop Mgmt Llc
Bought by
Cubbage Deborah H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,822
Interest Rate
3.83%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pagano Suzanne -- Parker Pollard Wilton & Peaden
Cubbaue Deborah H -- Terry Matson C
Cubbage Deborah H -- None Available
Cubbage Deborah H $298,255 Lawyers Title Of Westmorelnd
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pagano Suzanne $220,000
Closed Pagano Suzanne $220,000
Previous Owner Cubbage Deborah H $280,822
Previous Owner Northern Neck Bldrs And Prop Mgmt Llc $221,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/04/2022 03/04/22 Sold $440,000 -4.3% $237 / Sq Ft
01/02/2022 01/02/22 For Sale $460,000 -- $248 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,260 $300,000 $47,500 $252,500
2023 $1,200 $300,000 $47,500 $252,500
2022 $1,200 $300,000 $47,500 $252,500
2021 $1,176 $240,800 $47,500 $193,300
2020 $1,132 $240,800 $47,500 $193,300
2018 $963 $240,800 $47,500 $193,300
2017 -- $240,800 $47,500 $193,300
2016 $939 $240,800 $47,500 $193,300
2015 -- $46,900 $41,500 $5,400
2014 -- $0 $0 $0
2013 -- $46,900 $41,500 $5,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2001280

Bright MLS

APN: 3A1-2-10-10