Seller's Agent in 2025
Jennifer Bell
Keller Williams Realty West
(314) 852-8289
2 in this area
115 Total Sales
Last list price
1315 Whispering River Ct O Fallon, MO 63366
3
Beds
2.5
Baths
3,144
Sq Ft
0.46
Acres
Highlights
- In Ground Pool
- Open Floorplan
- Ranch Style House
- Mount Hope Elementary School Rated A
- Recreation Room with Fireplace
- Wood Flooring
About This Home
As of June 2025Experience the perfect blend of serene countryside living & convenient access to city amenities in St. Paul, MO (North O’Fallon). This stunning 3-bedroom, 2.5-bathroom ranch home offers 3,200 sq. ft. of living space, featuring a desirable open floor plan w/9-ft ceilings, hardwood floors, solid surface countertops, upgraded kitchen w/large pantry, & main floor laundry. The spacious great room includes a cozy fireplace, built-in bookshelves, & a window wall w/scenic backyard views. The basement, professionally finished in 2021, adds TONS of extra living space, including a TV area, recreation/billiards area, bar, & half bath. Step outside to relax by the saltwater inground pool w/waterfall, tanning deck, covered patio w/TV, & landscaped yard featuring a fire pit—all within a fenced half-acre. The home also includes a large 3-car garage, & abundant storage throughout & is situated on a double cul-de-sac in a vibrant community w/three lakes, a pavilion, & play areas. Truly a dream home!
Last Agent to Sell the Property
Keller Williams Realty West License #2017015933 Listed on: 04/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,203
Year Built
- Built in 2016
Lot Details
- 0.46 Acre Lot
- Cul-De-Sac
HOA Fees
- $25 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Traditional Architecture
- Brick Veneer
- Vinyl Siding
Interior Spaces
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Electric Fireplace
- Insulated Windows
- Tilt-In Windows
- Sliding Doors
- Panel Doors
- Entrance Foyer
- Great Room with Fireplace
- Breakfast Room
- Combination Kitchen and Dining Room
- Recreation Room with Fireplace
- Bonus Room
- Storm Doors
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Solid Surface Countertops
- Disposal
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Double Vanity
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
- Sump Pump
- Finished Basement Bathroom
Accessible Home Design
- Doors with lever handles
Outdoor Features
- In Ground Pool
- Patio
Schools
- Westhoff Elem. Elementary School
- Ft. Zumwalt North Middle School
- Ft. Zumwalt North High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener Leased
Community Details
- Built by T.R. Hughes
Listing and Financial Details
- Assessor Parcel Number 2-0087-A069-00-0261.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2025
Closed on
Jun 12, 2025
Sold by
Johnson Lyle and Johnson Sherri
Bought by
Russell Margaret
Seller's Agent
Jennifer Bell
Keller Williams Realty West
Buyer's Agent
James Harvey
Coldwell Banker Realty - Gundaker
List Price
$539,000
Views
80
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.33%
Original Mortgage
$264,000
Outstanding Balance
$263,316
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$264,114
Purchase Details
Listed on
May 24, 2022
Closed on
Jul 21, 2022
Sold by
Christenson and Christi
Bought by
Johnson Lyle and Johnson Sherri
Seller's Agent
Laura Ludwig
Lauralei Properties, LLC
Buyer's Agent
Brandy Harris
Berkshire Hathaway HomeServices Select Properties
List Price
$529,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.26%
Original Mortgage
$310,000
Interest Rate
5.23%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 10, 2016
Sold by
Hughes Custom Homes Llc
Bought by
Christenson Craig and Christenson Christi
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,800
Interest Rate
3.42%
Mortgage Type
Future Advance Clause Open End Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Leaders Title | |
| Warranty Deed | -- | Continental Title | |
| Warranty Deed | $315,694 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $264,000 | New Conventional | |
| Previous Owner | $310,000 | New Conventional | |
| Previous Owner | $15,800 | Future Advance Clause Open End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/12/2025 06/12/25 | Sold | -- | -- | -- | |
| 04/29/2025 04/29/25 | Pending | -- | -- | -- | |
| 04/25/2025 04/25/25 | For Sale | $539,000 | 0.0% | $171 / Sq Ft | |
| 04/18/2025 04/18/25 | Price Changed | $539,000 | +1.9% | $171 / Sq Ft | |
| 04/07/2025 04/07/25 | Off Market | -- | -- | -- | |
| 07/21/2022 07/21/22 | Sold | -- | -- | -- | View Prior Sale |
| 05/27/2022 05/27/22 | Pending | -- | -- | -- | |
| 05/24/2022 05/24/22 | For Sale | $529,000 | -- | $165 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,203 | $82,673 | -- | -- |
| 2023 | $5,200 | $82,530 | $0 | $0 |
| 2022 | $4,509 | $66,530 | $0 | $0 |
| 2021 | $4,507 | $66,530 | $0 | $0 |
| 2020 | $4,939 | $70,485 | $0 | $0 |
| 2019 | $4,923 | $70,485 | $0 | $0 |
| 2018 | $4,713 | $64,470 | $0 | $0 |
| 2017 | $4,366 | $59,982 | $0 | $0 |
| 2016 | $40 | $552 | $0 | $0 |
| 2015 | $37 | $552 | $0 | $0 |
| 2014 | $38 | $552 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Bell
-
James Harvey
J
Buyer's Agent in 2025
James Harvey
Coldwell Banker Realty - Gundaker
(314) 497-0308
3 in this area
11 Total Sales
-
Laura Ludwig
Seller's Agent in 2022
Laura Ludwig
Lauralei Properties, LLC
(314) 503-1186
6 in this area
249 Total Sales
-
Brandy Harris
Buyer's Agent in 2022
Brandy Harris
Berkshire Hathway Home Services
(636) 299-3027
1 in this area
68 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25021475
APN: 2-0087-A069-00-0261.0000000
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