$539,000
SOLD JUN 12, 2025
Last list price

1315 Whispering River Ct O Fallon, MO 63366

3 Beds
2.5 Baths
3,144 Sq Ft
0.46 Acres

Recently Sold

$171 Per Sq Ft

4 Days on Market

Highlights

  • In Ground Pool
  • Recreation Room
  • Wood Flooring
  • Mount Hope Elementary School Rated A
  • Traditional Architecture
  • Great Room with Fireplace

About This Home

As of June 2025

Experience the perfect blend of serene countryside living & convenient access to city amenities in St. Paul, MO (North O’Fallon). This stunning 3-bedroom, 2.5-bathroom ranch home offers 3,200 sq. ft. of living space, featuring a desirable open floor plan w/9-ft ceilings, hardwood floors, solid surface countertops, upgraded kitchen w/large pantry, & main floor laundry. The spacious great room includes a cozy fireplace, built-in bookshelves, & a window wall w/scenic backyard views. The basement, professionally finished in 2021, adds TONS of extra living space, including a TV area, recreation/billiards area, bar, & half bath. Step outside to relax by the saltwater inground pool w/waterfall, tanning deck, covered patio w/TV, & landscaped yard featuring a fire pit—all within a fenced half-acre. The home also includes a large 3-car garage, & abundant storage throughout & is situated on a double cul-de-sac in a vibrant community w/three lakes, a pavilion, & play areas. Truly a dream home!

Last Agent to Sell the Property

Jennifer Bell

Keller Williams Realty West License #2017015933 Listed on: 04/25/2025

Keller Williams Realty West

Last Buyer's Agent

James Harvey

Coldwell Banker Realty - Gundaker License #2022001449

Coldwell Banker Realty - Gundaker

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,203

Year Built

  • Built in 2016

Lot Details

  • 0.46 Acre Lot
  • Cul-De-Sac

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Electric Fireplace
  • Sliding Doors
  • Panel Doors
  • Great Room with Fireplace
  • Breakfast Room
  • Recreation Room
  • Bonus Room
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Finished Basement Bathroom

Outdoor Features

  • In Ground Pool
  • Patio

Schools

  • Westhoff Elem. Elementary School
  • Ft. Zumwalt North Middle School
  • Ft. Zumwalt North High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Softener

Community Details

  • Built by T.R. Hughes

Listing and Financial Details

  • Assessor Parcel Number 2-0087-A069-00-0261.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,203

Year Built

Built in 2016

Lot Details

0

HOA Fees

$25 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Cross Street: Riverdale Park Dr
  • Year Built: 2016
  • Accessibility Features: Lever Style Door Handles
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Cul-De-Sac
  • Lot Size Acres: 0.46
  • Road Surface Type: Concrete
  • Co List Office Phone: 636-2298500
  • MLS Status: Closed
  • Subdivision Name: Riverdale Village C #1
  • Above Grade Finished Sq Ft: 1944
  • Architectural Style: Ranch, Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Recreation Room, Electric, Great Room
  • Unit Levels: One
  • New Construction: No
  • Reso Window Features: Insulated Windows, Tilt-In Windows
  • MIS_RoomFlooring: Wood
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1944.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Laminate
  • MIS_PoolYN: 1
  • MIS_UnitCount: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 1200.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Full, Partially Finished, Concrete, Sump Pump
  • Interior Amenities: Kitchen/Dining Room Combo, High Ceilings, Open Floorplan, Walk-In Closet(s), Breakfast Bar, Breakfast Room, Kitchen Island, Custom Cabinetry, Eat-in Kitchen, Solid Surface Countertop(s), Walk-In Pantry, Double Vanity, Entrance Foyer
  • Appliances: Dishwasher, Disposal, Microwave, Electric Range, Electric Oven, Water Softener, Gas Water Heater, Water Softener Rented
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1200
  • Door Features: Panel Door(s), Sliding Door(s), Storm Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Main Level Bedrooms: 3
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 1
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Features: Private, In Ground
  • Pool Private: Yes
  • Waterfront: No
  • Disclosures: Unknown, Other
  • Builder Name: T.R. Hughes
  • Construction Type: Stone Veneer, Brick Veneer, Vinyl Siding
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Garage Door Opener
  • Total Parking Spaces: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Forced Air, Natural Gas
  • Utilities: Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Annually

Schools

  • Elementary School: Westhoff Elem.
  • Junior High Dist: Ft. Zumwalt R-II
  • High School: Ft. Zumwalt North High
  • Middle Or Junior School: Ft. Zumwalt North Middle

Lot Info

  • Lot Dimensions: IRR
  • Lot Size Sq Ft: 20038
  • ResoLotSizeUnits: Acres
  • Parcel Number: 2-0087-A069-00-0261.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5203

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2025
Closed on
Jun 12, 2025
Sold by
Johnson Lyle and Johnson Sherri
Bought by
Russell Margaret
Seller's Agent
Jennifer Bell
Keller Williams Realty West
Buyer's Agent
James Harvey
Coldwell Banker Realty - Gundaker
List Price
$539,000
Views
80

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.89%
Original Mortgage
$264,000
Outstanding Balance
$263,773
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$271,916

Purchase Details

Listed on
May 24, 2022
Closed on
Jul 21, 2022
Sold by
Christenson and Christi
Bought by
Johnson Lyle and Johnson Sherri
Seller's Agent
Laura Ludwig
Lauralei Properties, LLC
Buyer's Agent
Brandy Harris
Berkshire Hathaway HomeServices Select Properties
List Price
$529,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.26%
Original Mortgage
$310,000
Interest Rate
5.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 10, 2016
Sold by
Hughes Custom Homes Llc
Bought by
Christenson Craig and Christenson Christi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,800
Interest Rate
3.42%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Leaders Title
Warranty Deed -- Continental Title
Warranty Deed $315,694 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $264,000 New Conventional
Previous Owner $310,000 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $15,800 Future Advance Clause Open End Mortgage
Previous Owner $218,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Sold -- -- --
04/29/2025 04/29/25 Pending -- -- --
04/25/2025 04/25/25 For Sale $539,000 0.0% $171 / Sq Ft
04/18/2025 04/18/25 Price Changed $539,000 +1.9% $171 / Sq Ft
04/07/2025 04/07/25 Off Market -- -- --
07/21/2022 07/21/22 Sold -- -- --
05/27/2022 05/27/22 Pending -- -- --
05/24/2022 05/24/22 For Sale $529,000 -- $165 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,203 $82,673 -- --
2023 $5,200 $82,530 $0 $0
2022 $4,509 $66,530 $0 $0
2021 $4,507 $66,530 $0 $0
2020 $4,939 $70,485 $0 $0
2019 $4,923 $70,485 $0 $0
2018 $4,713 $64,470 $0 $0
2017 $4,366 $59,982 $0 $0
2016 $40 $552 $0 $0
2015 $37 $552 $0 $0
2014 $38 $552 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25021475

MARIS MLS

APN: 2-0087-A069-00-0261.0000000