1321 Pepper Tree Ln Vista, CA 92084
Vista Valley NeighborhoodEstimated payment $7,032/month
Highlights
- Attached Guest House
- Pebble Pool Finish
- Primary Bedroom Suite
- Rancho Buena Vista High School Rated A-
- RV Access or Parking
- Updated Kitchen
About This Home
Welcome to this private tropical oasis with coastal breezes, ideally located in Vista — just a short drive to the beaches of Carlsbad and Oceanside, with quick access to Hwy 78 and conveniently positioned between I-5 and I-15. This versatile property offers a beautifully upgraded/remodeled main residence plus a permitted ADU, making it ideal for multi-generational living, rental income, or a private guest retreat. The main home features hardwood floors, a remodeled kitchen with striking Blue Velvet Quartzite Stone countertops (2020) and newer appliances. Additional recent upgrades include a new HVAC system (March 2025) and a new electric fireplace (2025). The primary suite boasts a fully remodeled bath (2023), while the guest bath was remodeled in 2024 with premium finishes including an MTI freestanding soaker tub, Native Trails walnut cabinetry, Murano collection sink basin, and Hansgrohe thermostatic fixtures. Step outside to the oversized entertainer’s backyard highlighted by a resurfaced Black Onyx Pebble Sheen pool with waterfall (Nov 2022), Trex decking, retractable awning, and an impressive selection of mature fruit trees—avocado, citrus, fig, pomegranate, banana, and more. RV parking with full hook-ups, an oversized two-car garage with built-in storage, and a basement workshop add exceptional utility. The permitted ADU (2020) offers approximately 638 sq ft plus a large private patio with Life Deck flooring, complete with its own kitchen (New refrigerator, dishwasher, disposal), stackable washer/dryer, heat-pump HVAC, and Hansgrohe fixtures—perfect for extended family or rental use. Additional highlights include 24 owned solar panels, generous indoor/outdoor living, and a location that balances coastal lifestyle with commuter convenience. Don’t miss this opportunity to own this move-in-ready home with income potential near North SD County’s best beaches.
Listing Agent
HomeSmart, Evergreen Realty Brokerage Phone: 949-518-7219 License #02049379 Listed on: 01/28/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1980 | Remodeled
Lot Details
- 0.33 Acre Lot
- Wrought Iron Fence
- Wood Fence
- Block Wall Fence
- Landscaped
- Secluded Lot
- Level Lot
- Sprinkler System
- Garden
Parking
- 2 Car Attached Garage
- 8 Open Parking Spaces
- Oversized Parking
- Parking Available
- Workshop in Garage
- Driveway
- RV Access or Parking
Home Design
- Cape Cod Architecture
- Cottage
- Entry on the 1st floor
- Turnkey
- Raised Foundation
- Slab Foundation
- Fire Rated Drywall
- Shingle Roof
- Wood Siding
- Pre-Cast Concrete Construction
- Stucco
Interior Spaces
- 2,383 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Electric Fireplace
- Double Pane Windows
- Awning
- Sliding Doors
- Living Room with Fireplace
- Formal Dining Room
- Neighborhood Views
- Unfinished Basement
- Utility Basement
Kitchen
- Updated Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Gas Range
- Microwave
- Stone Countertops
- Self-Closing Drawers and Cabinet Doors
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- Remodeled Bathroom
- Bathroom on Main Level
- 3 Full Bathrooms
- Quartz Bathroom Countertops
- Freestanding Bathtub
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Washer and Gas Dryer Hookup
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Eco-Friendly Details
- Grid-tied solar system exports excess electricity
- Solar owned by seller
Pool
- Pebble Pool Finish
- In Ground Pool
- Fence Around Pool
Outdoor Features
- Open Patio
- Separate Outdoor Workshop
- Outdoor Grill
- Front Porch
Additional Homes
- Attached Guest House
Schools
- Montevista Elementary School
- Madison Middle School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Tankless Water Heater
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 66
- Tax Tract Number 12010
- Assessor Parcel Number 1801925900
- $66 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- No Home Owners Association
- Vista Subdivision
- Mountainous Community
Recreation
- Hiking Trails
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,320 | $406,944 | $109,728 | $297,216 |
| 2024 | $4,320 | $398,966 | $107,577 | $291,389 |
| 2023 | $4,205 | $391,144 | $105,468 | $285,676 |
| 2022 | $4,193 | $383,475 | $103,400 | $280,075 |
| 2021 | $4,098 | $375,957 | $101,373 | $274,584 |
| 2020 | $4,083 | $372,103 | $100,334 | $271,769 |
| 2019 | $4,022 | $364,808 | $98,367 | $266,441 |
| 2018 | $2,640 | $247,852 | $96,439 | $151,413 |
| 2017 | $2,590 | $242,994 | $94,549 | $148,445 |
| 2016 | $2,527 | $238,231 | $92,696 | $145,535 |
| 2015 | $2,516 | $234,653 | $91,304 | $143,349 |
| 2014 | $2,454 | $230,057 | $89,516 | $140,541 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/23/2026 02/23/26 | For Sale | $1,299,000 | 0.0% | $545 / Sq Ft |
| 02/22/2026 02/22/26 | Off Market | $1,299,000 | -- | -- |
| 01/28/2026 01/28/26 | For Sale | $1,299,000 | -- | $545 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Title Recording Guaranty Com | |
| Interfamily Deed Transfer | -- | Chicago Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title | |
| Corporate Deed | $180,000 | Chicago Title Co | |
| Trustee Deed | $176,772 | Fidelity National Title Ins |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $315,000 | New Conventional | |
| Previous Owner | $237,000 | New Conventional | |
| Previous Owner | $170,900 | No Value Available |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC26017224
APN: 180-192-59
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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