$275,000
SOLD JUL 9, 2021

1324 Niagara Ln Franklin, IN 46131

4 Beds
3 Baths
2,851 Sq Ft
7,187 Sq Ft Lot

Recently Sold

$96 Per Sq Ft

10% Above List Price

1 Day on Market

Highlights

  • Vaulted Ceiling
  • Formal Dining Room
  • Walk-In Closet
  • Traditional Architecture
  • 3 Car Attached Garage
  • Security System Owned

About This Home

As of July 2021

Welcome home to this beautiful 4 bedroom, 3 bath in desirable Cumberland Commons! Step inside and be greeted by the wide open floor plan! Spacious kitchen complete with all stainless appliances and a center island. Formal dining room for all of your family gatherings. Two large living spaces plus a main level office. Upstairs you will find three spacious bedrooms all with walk-in closets PLUS a HUGE master suite! Fully fenced back yard with play set.

Last Agent to Sell the Property

Natasha Harvel

Highgarden Real Estate License #RB16000330 Listed on: 06/08/2021

Last Buyer's Agent

Alex Bare

Berkshire Hathaway Home License #RB15001134

Berkshire Hathaway Home

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,208

Year Built

  • Built in 2008

Lot Details

  • 7,187 Sq Ft Lot
  • Back Yard Fenced

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Vinyl Clad Windows
  • Formal Dining Room
  • Attic Access Panel

Kitchen

  • Electric Oven
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Outdoor Features

  • Fire Pit
  • Playground

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Association fees include parkplayground
  • Cumberland Commons Subdivision
  • Property managed by ELITE
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number 410810032161000009

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,208

Year Built

Built in 2008

Lot Details

0

HOA Fees

$11 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2020
  • Year Built: 2008
  • Building Area Total: 2851
  • Garage Y N: Yes
  • Lot Size Acres: 0.165
  • Subdivision Name: CUMBERLAND COMMONS
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Disposal, Electric Oven, Refrigerator, MicroHood
  • Levels: Two
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Attic Access, Vaulted Ceiling(s), Walk-in Closet(s), Windows Vinyl
  • Other Equipment: Security Alarm Paid, Smoke Detector, Water-Softener Owned
  • Areas Interior: Laundry Room Main Level,Utility Room
  • Eating Area: Formal Dining Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Sq Ft Main Upper: 2851
  • Main Level Sq Ft: 1245
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Master Bedroom Description: Closet Walk in,Sinks Double,Suite
  • Kitchen Features: Center Island,Pantry
  • Below Grade Sq Ft: 0
  • Upper Level Sq Ft: 1606

Exterior Features

  • Construction Materials: Vinyl With Brick
  • Disclosures: Not Applicable
  • Exterior Features: Driveway Concrete, Fence Full Rear, Fire Pit, Playground
  • Foundation Details: Slab
  • List Price: 249900
  • Association Maintained Building Exterior: 0
  • Porch: Open Patio,Covered Porch

Garage/Parking

  • Garage Spaces: 3
  • Fuel: Gas
  • Garage Parking Description: Attached
  • Garage Parking Other: Garage Door Opener,Service Door
  • Garage Sq Ft: 580

Utilities

  • Sewer: Sewer Connected
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public
  • Solid Waste: 1
  • Utility Options: Cable Available,Gas Connected
  • Water Heater: Gas

Condo/Co-op/Association

  • Association Fee: 132
  • Association Fee Frequency: Annually
  • Management Company Name: ELITE
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Entrance Common, ParkPlayground

Lot Info

  • Property Attached Yn: No
  • Parcel Number: 410810032161000009
  • Acres: <1/4 Acre
  • Lot Information: Sidewalks,Tree Mature
  • Lot Number: 105
  • Lot Size: 7,187

Green Features

  • Green Certification Y N: 0

Tax Info

  • Tax Annual Amount: 2208
  • Semi Annual Property Tax Amt: 1104
  • Tax Exemption: HomesteadTaxExemption,MortageTaxExemption

MLS Schools

  • School District: Franklin Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 8, 2021
Closed on
Jul 9, 2021
Sold by
Burcham Michael Blake and Burcham Breanna J
Bought by
Reyes John V
Seller's Agent
Natasha Harvel
Highgarden Real Estate
Buyer's Agent
Alex Bare
Berkshire Hathaway Home
List Price
$249,900
Sold Price
$275,000
Premium/Discount to List
$25,100
10.04%
Current Estimated Value
$332,618

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,618
Avg. Annual Appreciation
4.60%
Original Mortgage
$270,019
Outstanding Balance
$247,844
Interest Rate
2.96%
Mortgage Type
FHA
Estimated Equity
$82,365

Purchase Details

Listed on
Aug 22, 2019
Closed on
Sep 27, 2019
Sold by
Humphrey Sarah Elizabeth
Bought by
Burcham Michael Blake and Burcham Breanna J
Seller's Agent
Johnny Humphrey
Coldwell Banker Stiles
Buyer's Agent
Natasha Harvel
Highgarden Real Estate
List Price
$214,900
Sold Price
$197,500
Premium/Discount to List
-$17,400
-8.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.44%
Original Mortgage
$193,922
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 19, 2015
Closed on
Apr 28, 2016
Sold by
Houston Andrew A and Houston Jami S
Bought by
Humphrey Sarah Elizabeth
Seller's Agent
Tanya Smythe
Smythe & Co, Inc
Buyer's Agent
Sarah Milner
Carpenter, REALTORS®
List Price
$174,000
Sold Price
$168,500
Premium/Discount to List
-$5,500
-3.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.75%
Original Mortgage
$117,950
Interest Rate
3.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 2, 2010
Sold by
Wright Robert J and Wright Cami R
Bought by
Houston Andrew A and Houston Jami S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,820
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 23, 2008
Sold by
Arbor Homes Llc
Bought by
Wright Robert J and Wright Cami R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,900
Interest Rate
6.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2008
Sold by
Meadowns At Simon Farms Development Inc
Bought by
Arbor Homes Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Warranty Deed -- Security Title
Warranty Deed -- Attorney
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $270,019 FHA
Closed $270,019 FHA
Previous Owner $193,922 FHA
Previous Owner $117,950 New Conventional
Previous Owner $158,933 FHA
Previous Owner $161,820 FHA
Previous Owner $151,900 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2021 07/09/21 Sold $275,000 +10.0% $96 / Sq Ft
06/09/2021 06/09/21 Pending -- -- --
06/08/2021 06/08/21 For Sale $249,900 +26.5% $88 / Sq Ft
09/27/2019 09/27/19 Sold $197,500 -5.9% $69 / Sq Ft
09/10/2019 09/10/19 Pending -- -- --
08/27/2019 08/27/19 Price Changed $209,900 -2.3% $74 / Sq Ft
08/22/2019 08/22/19 For Sale $214,900 +27.5% $75 / Sq Ft
04/28/2016 04/28/16 Sold $168,500 0.0% $59 / Sq Ft
02/10/2016 02/10/16 Pending -- -- --
01/16/2016 01/16/16 Off Market $168,500 -- --
10/19/2015 10/19/15 For Sale $174,000 -- $61 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,371 $303,200 $19,400 $283,800
2023 $3,197 $287,400 $19,400 $268,000
2022 $3,080 $274,400 $19,400 $255,000
2021 $2,474 $221,100 $12,600 $208,500
2020 $2,208 $197,900 $12,600 $185,300
2019 $2,119 $190,800 $11,100 $179,700
2018 $1,999 $182,000 $11,100 $170,900
2017 $1,655 $165,500 $11,100 $154,400
2016 $1,615 $168,900 $11,100 $157,800
2014 $1,601 $158,700 $20,700 $138,000
2013 $1,601 $160,100 $20,700 $139,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 21790191

MIBOR Broker Listing Cooperative®

APN: 41-08-10-032-161.000-009