1328 Cox Cove Ct Stoney Beach, MD 21226
2
Beds
2.5
Baths
1,792
Sq Ft
$200/mo
HOA Fee
Highlights
- 20 Feet of Waterfront
- Boat Ramp
- Parking available for a boat
- Primary bedroom faces the bay
- Beach
- Public Beach
About This Home
As of July 2025Have you ever wanted to pick your home out of a catalog? Your wait is over!
Step into unparalleled luxury in this stunning two-bedroom, two-bath townhouse nestled in the highly sought-after waterfront community of Stoney Beach. Every inch of this home exudes elegance, from the immaculate neutral coastal palette to the beautifully updated finishes that blend sophistication with comfort. The home’s open-concept design allows sunlight to pour in, illuminating the exquisite floors and creating an inviting ambiance throughout. And with an incredibly favorable 2.75% assumable loan, this is an opportunity you don’t want to miss!
The bright, spacious kitchen is a true masterpiece, featuring high-end appliances, custom cabinetry, and a chic coffee bar perfect for your morning ritual. The seamless flow from the kitchen to the living area extends to the maintenance-free Trex deck, where breathtaking sunsets over the water await. This is the perfect spot to unwind and soak in the serene waterfront views that define this luxurious property.
The primary suite offers a peaceful retreat with its lofted ceilings, flooding the room with natural light and providing a versatile bonus space that can be used as a private reading nook, office, or creative studio. The second bedroom offers flexibility, with the option to easily convert into a third bedroom or home office, adapting to your needs with ease.
The expansive basement is a haven for entertainment and wellness, boasting ample space for a cozy family room and a home gym, offering endless possibilities for relaxation and recreation.
Living in this community is like being on a permanent vacation. With amenities including a boardwalk, sandy beach, scenic park and trails, boatyard, boat launch, playground, recreation courts, and dog parks, you’ll have every opportunity to embrace the outdoors. The lifestyle here is more than just waterfront living—it’s a luxurious experience tailored to those who seek the very best. Additionally, the sellers are offering a home warranty, adding peace of mind to this already remarkable package.
This property is not just a home; it’s a statement of elegance and modern living. Don’t miss the chance to make this dream townhouse your reality.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,492
Year Built
- Built in 1991
Lot Details
- 646 Sq Ft Lot
- 20 Feet of Waterfront
- Home fronts navigable water
- Public Beach
HOA Fees
- $200 Monthly HOA Fees
Home Design
- Traditional Architecture
- Slab Foundation
- Shingle Roof
- Vinyl Siding
- Brick Front
Interior Spaces
- Property has 4 Levels
- Traditional Floor Plan
- Ceiling Fan
- 1 Fireplace
- Family Room Off Kitchen
- Dining Area
- Wood Flooring
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
Laundry
- Electric Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
- Sump Pump
- Laundry in Basement
- Natural lighting in basement
Parking
- 3 Open Parking Spaces
- 3 Parking Spaces
- Parking Lot
- Parking available for a boat
- Parking Permit Included
- Assigned Parking
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- Property Near A Cove
- Stream or River on Lot
- Powered Boats Permitted
- Lake Privileges
Schools
- Solley Elementary School
- George Fox Middle School
- Northeast High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 020377190072359
- $110 Front Foot Fee per year
Community Details
Overview
- Association fees include common area maintenance, management, pier/dock maintenance, pool(s), recreation facility, road maintenance, snow removal, trash
- Stoney Beach Condos
- Stoney Beach Subdivision
- Property Manager
Amenities
- Picnic Area
- Common Area
Recreation
- Boat Ramp
- Pier or Dock
- Beach
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
- Fishing Allowed
- Dog Park
- Jogging Path
Pet Policy
- Pets Allowed
Security
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 30, 2024
Closed on
Sep 20, 2024
Sold by
Reckard John Scott and Johnson Joseph Lynn
Bought by
Maxwell Wendy and Maxwell Michael
Seller's Agent
Melissa Yates
Keller Williams Flagship
Buyer's Agent
Dawn Rea
Corner House Realty
List Price
$475,000
Sold Price
$438,000
Premium/Discount to List
-$37,000
-7.79%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.46%
Original Mortgage
$238,000
Interest Rate
6.54%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 16, 2020
Closed on
Sep 10, 2020
Sold by
Smith Latonya D
Bought by
Reckard John Scott and Johnson Joseph Lynn
Seller's Agent
Ryan Jakubowski
Coldwell Banker Realty
Buyer's Agent
ROBYN ESTWICK
ExecuHome Realty
List Price
$279,000
Sold Price
$296,105
Premium/Discount to List
$17,105
6.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.20%
Original Mortgage
$290,741
Interest Rate
2.9%
Mortgage Type
FHA
Purchase Details
Closed on
May 23, 1991
Bought by
Baker Grant R and Baker Kathleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,500
Interest Rate
9.5%
Similar Homes in Stoney Beach, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $438,000 | Fidelity National Title | |
| Deed | $296,105 | Sage Title Group Llc | |
| Deed | $112,400 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $238,000 | New Conventional | |
| Previous Owner | $290,741 | FHA | |
| Previous Owner | $246,451 | VA | |
| Previous Owner | $239,965 | VA | |
| Previous Owner | $90,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $440,000 | 0.0% | $246 / Sq Ft |
| 06/12/2025 06/12/25 | Pending | -- | -- | -- |
| 05/29/2025 05/29/25 | For Sale | $440,000 | +0.5% | $246 / Sq Ft |
| 09/20/2024 09/20/24 | Sold | $438,000 | -7.8% | $244 / Sq Ft |
| 09/02/2024 09/02/24 | Pending | -- | -- | -- |
| 08/30/2024 08/30/24 | For Sale | $475,000 | +60.4% | $265 / Sq Ft |
| 09/11/2020 09/11/20 | Sold | $296,105 | 0.0% | $166 / Sq Ft |
| 07/21/2020 07/21/20 | Price Changed | $296,000 | +6.1% | $166 / Sq Ft |
| 07/17/2020 07/17/20 | Pending | -- | -- | -- |
| 07/16/2020 07/16/20 | For Sale | $279,000 | 0.0% | $157 / Sq Ft |
| 07/14/2020 07/14/20 | Price Changed | $279,000 | +50.8% | $157 / Sq Ft |
| 10/30/2015 10/30/15 | Sold | $185,000 | -2.6% | $145 / Sq Ft |
| 09/29/2015 09/29/15 | Pending | -- | -- | -- |
| 09/15/2015 09/15/15 | Price Changed | $189,900 | -15.6% | $148 / Sq Ft |
| 08/01/2015 08/01/15 | For Sale | $225,000 | -- | $176 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,252 | $284,200 | $112,000 | $172,200 |
| 2023 | $3,154 | $269,600 | $0 | $0 |
| 2022 | $2,935 | $255,000 | $0 | $0 |
| 2021 | $5,747 | $240,400 | $108,500 | $131,900 |
| 2020 | $2,832 | $240,400 | $108,500 | $131,900 |
| 2019 | $5,949 | $240,400 | $108,500 | $131,900 |
| 2018 | $2,785 | $274,700 | $145,000 | $129,700 |
| 2017 | $2,503 | $243,033 | $0 | $0 |
| 2016 | -- | $211,367 | $0 | $0 |
| 2015 | -- | $179,700 | $0 | $0 |
| 2014 | -- | $179,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Yates
Seller's Agent in 2025
Melissa Yates
Keller Williams Flagship
(443) 413-3397
12 in this area
65 Total Sales
-
Heidi Thomas
Buyer's Agent in 2025
Heidi Thomas
Atlantic Shores Sotheby's International Realty
(240) 678-8387
1 in this area
52 Total Sales
-
Dawn Rea
Buyer's Agent in 2024
Dawn Rea
Corner House Realty
(302) 593-7338
1 in this area
3 Total Sales
-
Ryan Jakubowski
Seller's Agent in 2020
Ryan Jakubowski
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 279-5319
1 in this area
57 Total Sales
-
Charles Cockrill
Seller Co-Listing Agent in 2020
Charles Cockrill
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 956-6913
2 in this area
148 Total Sales
-
ROBYN ESTWICK
Buyer's Agent in 2020
ROBYN ESTWICK
ExecuHome Realty
(410) 777-6862
1 in this area
111 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2093108
APN: 03-771-90072359
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