$438,000
SOLD SEP 20, 2024

1328 Cox Cove Ct Stoney Beach, MD 21226

2 Beds
2.5 Baths
1,792 Sq Ft
$200/mo HOA Fee

Recently Sold

$244 Per Sq Ft

8% Below List Price

2 Days on Market

Highlights

  • Hot Property
  • Primary bedroom faces the bay
  • Beach
  • 20 Feet of Waterfront
  • Boat Ramp
  • Parking available for a boat

About This Home

As of September 2024

Have you ever wanted to pick your home out of a catalog? Your wait is over!

Step into unparalleled luxury in this stunning two-bedroom, two-bath townhouse nestled in the highly sought-after waterfront community of Stoney Beach. Every inch of this home exudes elegance, from the immaculate neutral coastal palette to the beautifully updated finishes that blend sophistication with comfort. The home’s open-concept design allows sunlight to pour in, illuminating the exquisite floors and creating an inviting ambiance throughout. And with an incredibly favorable 2.75% assumable loan, this is an opportunity you don’t want to miss!

The bright, spacious kitchen is a true masterpiece, featuring high-end appliances, custom cabinetry, and a chic coffee bar perfect for your morning ritual. The seamless flow from the kitchen to the living area extends to the maintenance-free Trex deck, where breathtaking sunsets over the water await. This is the perfect spot to unwind and soak in the serene waterfront views that define this luxurious property.

The primary suite offers a peaceful retreat with its lofted ceilings, flooding the room with natural light and providing a versatile bonus space that can be used as a private reading nook, office, or creative studio. The second bedroom offers flexibility, with the option to easily convert into a third bedroom or home office, adapting to your needs with ease.

The expansive basement is a haven for entertainment and wellness, boasting ample space for a cozy family room and a home gym, offering endless possibilities for relaxation and recreation.

Living in this community is like being on a permanent vacation. With amenities including a boardwalk, sandy beach, scenic park and trails, boatyard, boat launch, playground, recreation courts, and dog parks, you’ll have every opportunity to embrace the outdoors. The lifestyle here is more than just waterfront living—it’s a luxurious experience tailored to those who seek the very best. Additionally, the sellers are offering a home warranty, adding peace of mind to this already remarkable package.

This property is not just a home; it’s a statement of elegance and modern living. Don’t miss the chance to make this dream townhouse your reality.

Last Agent to Sell the Property

Melissa Yates

Keller Williams Flagship Listed on: 08/30/2024

Keller Williams Flagship

Last Buyer's Agent

Dawn Rea

Corner House Realty License #5011440

Corner House Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,492

Year Built

  • Built in 1991

Lot Details

  • 646 Sq Ft Lot
  • 20 Feet of Waterfront
  • Home fronts navigable water
  • Public Beach

HOA Fees

  • $200 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • Property has 4 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • 1 Fireplace
  • Family Room Off Kitchen
  • Dining Area
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom

Laundry

  • Electric Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Laundry in Basement
  • Natural lighting in basement

Parking

  • 3 Open Parking Spaces
  • 3 Parking Spaces
  • Parking Lot
  • Parking available for a boat
  • Parking Permit Included
  • Assigned Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property Near A Cove
  • Stream or River on Lot
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Solley Elementary School
  • George Fox Middle School
  • Northeast High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 020377190072359
  • $110 Front Foot Fee per year

Community Details

Overview

  • Association fees include common area maintenance, management, pier/dock maintenance, pool(s), recreation facility, road maintenance, snow removal, trash
  • Stoney Beach Condos
  • Stoney Beach Subdivision
  • Property Manager

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Pet Policy

  • Pets Allowed

Security

  • Security Service

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,492

Year Built

Built in 1991

Lot Details

0

HOA Fees

$200 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Expected On Market: 2024-08-30
  • Federal Flood Zone: No
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Remarks Public: Have you ever wanted to pick your home out of a catalog? Your wait is over! Step into unparalleled luxury in this stunning two-bedroom, two-bath townhouse nestled in the highly sought-after waterfront community of Stoney Beach. Every inch of this home exudes elegance, from the immaculate neutral coastal palette to the beautifully updated finishes that blend sophistication with comfort. The home’s open-concept design allows sunlight to pour in, illuminating the exquisite floors and creating an inviting ambiance throughout. And with an incredibly favorable 2.75% assumable loan, this is an opportunity you don’t want to miss! The bright, spacious kitchen is a true masterpiece, featuring high-end appliances, custom cabinetry, and a chic coffee bar perfect for your morning ritual. The seamless flow from the kitchen to the living area extends to the maintenance-free Trex deck, where breathtaking sunsets over the water await. This is the perfect spot to unwind and soak in the serene waterfront views that define this luxurious property. The primary suite offers a peaceful retreat with its lofted ceilings, flooding the room with natural light and providing a versatile bonus space that can be used as a private reading nook, office, or creative studio. The second bedroom offers flexibility, with the option to easily convert into a third bedroom or home office, adapting to your needs with ease. The expansive basement is a haven for entertainment and wellness, boasting ample space for a cozy family room and a home gym, offering endless possibilities for relaxation and recreation. Living in this community is like being on a permanent vacation. With amenities including a boardwalk, sandy beach, scenic park and trails, boatyard, boat launch, playground, recreation courts, and dog parks, you’ll have every opportunity to embrace the outdoors. The lifestyle here is more than just waterfront living—it’s a luxurious experience tailored to those who seek the very best. Additionally, the sellers are offering a home warranty, adding peace of mind to this already remarkable package. This property is not just a home; it’s a statement of elegance and modern living. Don’t miss the chance to make this dream townhouse your reality.
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Interior Amenities: Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Primary Bedroom - Bay Front, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 4
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Full, Interior Access, Outside Entrance, Partially Finished, Sump Pump, Walkout Level
  • Basement Finished Percent: 80.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement
  • Total Sq Ft: 1920
  • Living Area Sq Ft: 1792
  • Price Per Sq Ft: 371.09
  • Above Grade Finished Sq Ft: 1280
  • Below Grade Finished Sq Ft: 512
  • Below Grade Sq Ft: 128
  • Total Below Grade Sq Ft: 640
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1328

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front, Vinyl Siding
  • Exterior Features: Boat Storage, Sidewalks
  • Roof: Shingle
  • Spa: No
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Public Beach
  • Water Access: Yes
  • Water Body Name: Cox Cove
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: No
  • Water Frontage In Feet: 20

Garage/Parking

  • Garage: No
  • Parking Features: Permit Included
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 3

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 200.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Stoney Beach
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Common Grounds, Pool - Outdoor, Reserved/Assigned Parking, Swimming Pool, Tot Lots/Playground, Water/Lake Privileges, Basketball Courts, Dog Park, Jog/Walk Path, Pier/Dock, Picnic Area, Security, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Pool(s), Recreation Facility, Road Maintenance, Snow Removal, Trash
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: SOLLEY
  • Middle School: GEORGE FOX
  • High School: NORTHEAST
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140671932
  • School District Source: Listing Agent
  • Elementary School: SOLLEY
  • High School: NORTHEAST
  • Middle Or Junior School: GEORGE FOX

Lot Info

  • Additional Parcels: No
  • Land Use Code: U
  • Lot Size Acres: 0.01
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 646.00
  • Year Assessed: 2024
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3492.00
  • Assessor Parcel Number: 020377190072359
  • Tax Total Finished Sq Ft: 1792
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 09/20/2024

Multi Family

  • Front Foot Fee: 110.00

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2024
Closed on
Sep 20, 2024
Sold by
Reckard John Scott and Johnson Joseph Lynn
Bought by
Maxwell Wendy and Maxwell Michael
Seller's Agent
Melissa Yates
Keller Williams Flagship
Buyer's Agent
Dawn Rea
Corner House Realty
List Price
$475,000
Sold Price
$438,000
Premium/Discount to List
-$37,000
-7.79%
Total Days on Market
2
Views
37

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.38%
Original Mortgage
$238,000
Interest Rate
6.54%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 16, 2020
Closed on
Sep 10, 2020
Sold by
Smith Latonya D
Bought by
Reckard John Scott and Johnson Joseph Lynn
Seller's Agent
Ryan Jakubowski
Coldwell Banker Realty
Buyer's Agent
ROBYN ESTWICK
ExecuHome Realty
List Price
$279,000
Sold Price
$296,105
Premium/Discount to List
$17,105
6.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.20%
Original Mortgage
$290,741
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
May 23, 1991
Bought by
Baker Grant R and Baker Kathleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,500
Interest Rate
9.5%
Source: Public Records

Similar Homes in Stoney Beach, MD

  • 1348 Waterway Ct, Stoney Beach, MD 21226

    $399,900

    • 4 Beds
    • 2.5 Baths
    • 1,742 Sq Ft
    • 1348 Waterway Ct
    • Stoney Beach, MD

    New Listing! Stoney Beach - Water Privileged - Water View - Gorgeous Brick Front Townhome in the desirable Waterfront/Water Privileged Community of Stoney Beach offering fantastic Community Waterfront Pool overlooking Stoney Creek, Community Boat Ramp and Pier and Secure Boat Storage, Playground, Tennis and Paved Waterfront Walking Path. This gorgeous interior group townhome is located on a quiet

    Carol Tinnin RE/MAX Leading Edge

    Section Image
  • 1328 Cox Cove Ct, Stoney Beach, MD 21226

    $440,000

    • 2 Beds
    • 2.5 Baths
    • 1,792 Sq Ft
    • 1328 Cox Cove Ct
    • Stoney Beach, MD

    Have you ever wanted to pick your home out of a catalog? Your wait is over!Step into unparalleled luxury in this stunning two-bedroom, two-bath townhouse nestled in the highly sought-after waterfront community of Stoney Beach. Every inch of this home exudes elegance, from the immaculate neutral coastal palette to the beautifully updated finishes that blend sophistication with comfort. The home’s

    Melissa Yates Keller Williams Flagship

    Section Image
  • 1315 Riverwood Way, Stoney Beach, MD 21226

    $399,990

    • 3 Beds
    • 2.5 Baths
    • 1,600 Sq Ft
    • 1315 Riverwood Way
    • Stoney Beach, MD

    Beautiful end unit with spectacular water view in Stoney Beach. Freshly painted. 3 levels of comfortable living. Luxury vinyl plank on all 3 levels. Kitchen features white cabinets, granite countertops, SS appliances. Spacious living room with glass sliding door leading to recently installed composite deck offering beautiful water views. Powder room on the main level. Primary Suite on upper

    Nataliya Lutsiv Cummings & Co. Realtors

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $438,000 Fidelity National Title
Deed $296,105 Sage Title Group Llc
Deed $112,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $238,000 New Conventional
Previous Owner $290,741 FHA
Previous Owner $246,451 VA
Previous Owner $239,965 VA
Previous Owner $90,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 For Sale $440,000 +0.5% $246 / Sq Ft
09/20/2024 09/20/24 Sold $438,000 -7.8% $244 / Sq Ft
09/02/2024 09/02/24 Pending -- -- --
08/30/2024 08/30/24 For Sale $475,000 +60.4% $265 / Sq Ft
09/11/2020 09/11/20 Sold $296,105 0.0% $166 / Sq Ft
07/21/2020 07/21/20 Price Changed $296,000 +6.1% $166 / Sq Ft
07/17/2020 07/17/20 Pending -- -- --
07/16/2020 07/16/20 For Sale $279,000 0.0% $157 / Sq Ft
07/14/2020 07/14/20 Price Changed $279,000 +50.8% $157 / Sq Ft
10/30/2015 10/30/15 Sold $185,000 -2.6% $145 / Sq Ft
09/29/2015 09/29/15 Pending -- -- --
09/15/2015 09/15/15 Price Changed $189,900 -15.6% $148 / Sq Ft
08/01/2015 08/01/15 For Sale $225,000 -- $176 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,252 $284,200 $112,000 $172,200
2023 $3,154 $269,600 $0 $0
2022 $2,935 $255,000 $0 $0
2021 $5,747 $240,400 $108,500 $131,900
2020 $2,832 $240,400 $108,500 $131,900
2019 $5,949 $240,400 $108,500 $131,900
2018 $2,785 $274,700 $145,000 $129,700
2017 $2,503 $243,033 $0 $0
2016 -- $211,367 $0 $0
2015 -- $179,700 $0 $0
2014 -- $179,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA2093108

Bright MLS

APN: 03-771-90072359