$549,999

13317 Harbor Dr Waterford, CA 95386

Estimated payment $3,611/month

5 Beds
3.5 Baths
2,828 Sq Ft
$194 Price per Sq Ft

Highlights

  • In Ground Pool
  • Contemporary Architecture
  • Main Floor Primary Bedroom
  • Gated Community
  • Cathedral Ceiling
  • Open Floorplan

About This Home

Welcome to this spacious 2,828 sq. ft. home located in a desirable gated community in Waterford. Offering 5 bedrooms and 3.5 bathrooms, this thoughtfully designed floor plan features a highly sought-after primary suite on the main level and a second primary suite upstairs, making it ideal for multigenerational living, extended family, guests, or added privacy. Three additional bedrooms are located upstairs, providing flexibility for family, a home office, or hobbies. Enjoy generous living and dining areas, soaring ceilings that create an open and inviting atmosphere, and modern conveniences including dual-zone Nest smart thermostats for year-round comfort and energy efficiency. Additional features include security system wiring and smart front-yard irrigation controls. Conveniently located near schools, parks, and everyday amenities, this home offers the flexibility and functionality today's buyers are looking for. Don't miss this opportunity to own one of the larger homes in this desirable gated neighborhood.

Listing Agent

Lonica Mora

Atlantic Realty License #01487324 Listed on: 06/07/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2007 | Remodeled

Lot Details

  • 7,937 Sq Ft Lot
  • Kennel or Dog Run
  • Back Yard Fenced
  • Front Yard Sprinklers

HOA Fees

  • $99 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Front Facing Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Composition Roof
  • Stucco

Interior Spaces

  • 2,828 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room
  • Open Floorplan
  • Living Room
  • Dining Room
  • Carbon Monoxide Detectors

Kitchen

  • Microwave
  • Dishwasher
  • Kitchen Island
  • Tile Countertops
  • Disposal

Flooring

  • Carpet
  • Linoleum
  • Laminate

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Separate Bedroom Exit
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Secondary Bathroom Double Sinks
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry Cabinets

Pool

  • In Ground Pool

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Water Heater

Listing and Financial Details

  • Assessor Parcel Number 080-069-071-000

Community Details

Overview

  • Association fees include common areas, pool
  • River Pointe Association, Phone Number (209) 575-0553
  • River Pointe Subdivision
  • Mandatory home owners association
  • Greenbelt

Recreation

  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2007 | Remodeled

Lot Details

7,937 Sq Ft Lot

HOA Fees

$99 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Stories: 2
  • Year Built: 2007
  • Architectural Style: Ranch, Contemporary
  • Levels: Two
  • Subdivision: River Pointe
  • Remodeled/Updated Desc: Bath 0-5YR
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave
  • Flooring: Carpet, Laminate, Linoleum
  • Master Bathroom Features: Shower Stall(s), Double Sinks, Soaking Tub
  • Master Bedroom Features: Walk-In Closet, Outside Access
  • Total Bathrooms: 4
  • Bathroom Features: Double Sinks, Tub w/Shower Over
  • Basement: None
  • Dining Room Features: Dining/Living Combo
  • Kitchen Features: Pantry Closet, Island, Kitchen/Family Combo, Tile Counter
  • Living Room Features: Cathedral/Vaulted, Other
  • Room Type: Master Bathroom, Master Bedroom, Dining Room, Family Room, Kitchen, Laundry, Living Room
  • Main Level: Dining Room, Family Room, Master Bedroom, Full Bath(s), Kitchen
  • Price Per Square Foot: 194.48
  • Square Footage: 2828.00

Exterior Features

  • Other Structures: Kennel/Dog Run
  • Construction Materials: Stucco, Frame, Wood, Other
  • Fencing: Back Yard
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 549999.00
  • Lot Features: Auto Sprinkler Front, Curb(s), Gated Community, Greenbelt
  • New Construction: No
  • Pool Features: Built-In, Common Facility
  • Pool: Yes
  • Roof: Composition
  • Spa: No

Garage/Parking

  • Garage Spaces: 3.00
  • Parking Features: Garage Facing Front

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Other
  • Sewer: Public Sewer
  • Utilities: Public, Other
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts
  • Heating: Central
  • Laundry Features: Cabinets, Electric, Ground Floor, Inside Area
  • PowerProductionType: None
  • Water Source: Public

Condo/Co-op/Association

  • Association Features: Pool, Greenbelt, Other
  • Association Fee: 99
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Areas, Pool
  • Association Name: River Pointe
  • Association Phone: (209) 575-0553
  • Association: Yes
  • Pets Allowed: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Waterford Unified

Lot Info

  • Zoning: RES
  • Irrigation: Public District
  • Lot Size Acres: 0.1822
  • Lot Size Sq Ft: 7937.00

Multi Family

Tax Info

  • Assessor Parcel Number: 080-069-071-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Stanislaus

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,540 $557,133 $122,038 $435,095
2024 $6,434 $546,210 $119,646 $426,564
2023 $4,505 $535,500 $117,300 $418,200
2022 $4,526 $525,000 $115,000 $410,000
2021 $2,860 $368,781 $116,191 $252,590
2020 $4,474 $365,000 $115,000 $250,000
2019 $2,731 $209,737 $55,194 $154,543
2018 $2,698 $205,625 $54,112 $151,513
2017 $2,643 $201,594 $53,051 $148,543
2016 $2,597 $197,642 $52,011 $145,631
2015 $2,561 $194,674 $51,230 $143,444
2014 $2,557 $190,862 $50,227 $140,635
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/07/2026 06/07/26 For Sale $549,999 +4.8% $194 / Sq Ft
08/03/2021 08/03/21 Sold $525,000 +5.0% $186 / Sq Ft View Prior Sale
07/08/2021 07/08/21 Pending -- -- --
07/06/2021 07/06/21 For Sale $499,900 +37.0% $177 / Sq Ft
10/24/2019 10/24/19 Sold $365,000 +2.8% $129 / Sq Ft View Prior Sale
09/23/2019 09/23/19 Pending -- -- --
09/15/2019 09/15/19 For Sale $355,000 +86.8% $125 / Sq Ft
08/16/2012 08/16/12 Sold $190,000 +2.7% $67 / Sq Ft View Prior Sale
05/31/2012 05/31/12 Pending -- -- --
05/05/2012 05/05/12 For Sale $185,000 -- $65 / Sq Ft
Source: MetroList

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $525,000 Chicago Title Company
Interfamily Deed Transfer -- Chicago Title Company
Interfamily Deed Transfer -- Chicago Title Company
Grant Deed $365,000 Placer Title Company
Grant Deed $190,000 Chicago Title Company
Trustee Deed $300,024 Accommodation
Corporate Deed -- North American Title Irvine
Grant Deed -- Chicago Title
Grant Deed $338,000 Chicago Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $498,750 New Conventional
Previous Owner $365,000 VA
Previous Owner $193,877 New Conventional
Previous Owner $332,564 FHA
Source: Public Records

Source: MetroList

MLS Number: 226072566

MetroList

APN: 080-69-71

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