$475,000
UNDER CONTRACT

1349 James Wharf Rd White Stone, VA 22578

Estimated payment $2,653/month

Total Views 5,003
1 Bed
2 Baths
1,282 Sq Ft
$371 Price per Sq Ft

Highlights

  • Pier or Dock
  • Home fronts a pond
  • River View
  • Private Water Access
  • Sauna
  • Wood Burning Stove

About This Home

Private 4+ Acres with Water Views & Ready-to-Build Homesite! This private 4+ acre parcel comes ready with a 3-bedroom septic system installed and a site plan showing setbacks from scenic Saunders Pond, just off the Rappahannock River. Take in the natural beauty, with river views and abundant wildlife to enjoy year-round. A three-car garage with a full bath on the main level offers both interior and exterior access to the living space above. The open-concept design features a living room, kitchen, and dining area with flowing pine floors and custom cabinetry. A spacious bedroom with a screened porch overlooking the grounds provides the perfect retreat, while a flexible office/additional sleeping area with French doors makes hosting guests a breeze. Additional features include a full bath, laundry closet, and extra storage space. For hobbyists and collectors, an additional 40x20 two-car garage offers the ideal workshop or storage space, while a 20x24 carport provides even more parking options. A 20x32 pavilion area is great for covered picnics with family and friends. With endless possibilities to build your dream home while enjoying the existing comforts, this property is a rare opportunity. Conveniently located in White Stone, you'll be just minutes from dining, shopping, and marinas.

Listing Agent

Jessica Bell

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225211840 Listed on: 08/19/2025

Co-Listing Agent

Hilary Scott

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225248551

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,623

Year Built

  • Built in 2007

Lot Details

  • 4.07 Acre Lot
  • Home fronts a pond
  • River Front
  • Partially Wooded Lot
  • Zoning described as R1

Home Design

  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,282 Sq Ft Home
  • 2-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Wood Burning Stove
  • Living Room with Fireplace
  • Dining Area
  • Screened Porch
  • Sauna
  • River Views
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Pine Flooring
  • Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • 2 Full Bathrooms

Parking

  • Garage
  • Carport
  • Garage Door Opener
  • Driveway
  • Open Parking

Outdoor Features

  • Private Water Access
  • Balcony
  • Patio
  • Separate Outdoor Workshop

Utilities

  • Central Air
  • Heating Available
  • Artesian Water
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 33-503A

Community Details

Overview

  • No Home Owners Association
  • White Stone Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,623

Year Built

Built in 2007

Lot Details

0

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 4.066
  • Water Body Name: Rappahannock River
  • Co List Office Mls Id: 35
  • Co List Office Phone: 804-758-2430
  • Subdivision Name: White Stone
  • Architectural Style: Other
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built: 2007
  • Kitchen Level: Second
  • Attribution Contact: 8047582430
  • Special Features: UnderContract

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Microwave, Range
  • Full Bathrooms: 2
  • Total Bedrooms: 1
  • Fireplace Features: Living Room, Wood Burning Stove
  • Fireplace: Yes
  • Flooring: Pine, Tile
  • Interior Amenities: Ceiling 9 Ft+, Sauna
  • Living Area: 1282
  • Dining Room Features: Dining Area, Eat-in Kitchen

Exterior Features

  • Lot Features: 2-4.9 acres, Part Wooded
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, Pond Front, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Sheetrock Walls
  • Exterior Features: Balcony/Widow Walk
  • Foundation Details: Slab
  • Other Structures: Workshop, Other
  • Patio And Porch Features: Patio, Screened Porch
  • Roof: Age 10+ yrs, Composition

Garage/Parking

  • Open Parking: Yes
  • Parking Features: Attached, Carport, Detached, Garage, Elec Garage Door Opener, Natural Driveway

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 177114.96
  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 1623
  • Tax Book Number: LR20030004541
  • Tax Map Number: 33-503A

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,623 $295,100 $98,900 $196,200
2023 $1,322 $209,800 $93,900 $115,900
2022 $1,322 $209,800 $93,900 $115,900
2021 $1,322 $209,800 $93,900 $115,900
2020 $1,322 $209,800 $93,900 $115,900
2019 $1,322 $209,800 $93,900 $115,900
2018 $1,046 $177,300 $67,900 $109,400
2017 $1,046 $177,300 $67,900 $109,400
2016 -- $177,300 $67,900 $109,400
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Price Changed $475,000 -9.5% $371 / Sq Ft
08/19/2025 08/19/25 For Sale $525,000 -- $410 / Sq Ft
Source: Northern Neck Association of REALTORS®

Source: Northern Neck Association of REALTORS®

MLS Number: 119262

APN: 33-503A