NOT LISTED FOR SALE

138 Hubbard St Ludlow, MA 01056

Estimated Value: $307,000 - $343,000

3 Beds
1 Bath
1,512 Sq Ft
$219/Sq Ft Est. Value

Last Sold July 01, 2019

Last sale price $214,000 $142 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $2,155/month

27 Days on Market

Highlights

  • Wood Flooring
  • Porch
  • Heating System Uses Steam
  • East Street Elementary School Rated A-
  • Covered Deck
  • 4-minute walk to Ludlow Kids Park

About This Home

As of July 2019

Could it be love at first sight? This well maintained and well loved home has so many things to love like an updated kitchen (check), a fantastic open floor plan (check), warm and charming details (check), large back yard (check), in-town location within walking distance to restaurants and shops (check), updated heating and electric (check), and best of all, an affordable price! You will greet your guests in the front foyer with lovely staircase, which leads to the living room with fireplace and built-ins. Next to the living room is a family room (which also could be a dining room). The kitchen has newer cabinets, newer appliances and ample counter space. Open to the kitchen is a dining area, but this could also serve as a sun room or additional seating area. There is a covered patio in the back and a large fenced yard. Come to the first open house on Sunday 5/19 at 2pm to see if this home checks off all the boxes for you!

Last Agent to Sell the Property

Alice Kempf

Kempf-Vanderburgh Realty Consultants, Inc. Listed on: 05/15/2019

Co-Listed By

Alice Kempf

Kempf-Vanderburgh Realty Consultants, Inc.

Last Buyer's Agent

Ryan Fitzemeyer

Lock and Key Realty Inc.

Lock and Key Realty Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,884

Year Built

  • Built in 1922

Lot Details

  • 7,405

Kitchen

  • Range
  • Microwave
  • Dishwasher

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Deck
  • Porch

Utilities

  • Window Unit Cooling System
  • Heating System Uses Steam
  • Heating System Uses Gas
  • Water Holding Tank
  • Natural Gas Water Heater

Additional Features

  • Wood Flooring
  • Property is zoned RES B
  • Basement

Listing and Financial Details

  • Assessor Parcel Number M:14B B:7500 P:23

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,884

Year Built

Built in 1922

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Colonial
  • Year Built Description: Actual, Renovated Since
  • List Price Per Sq Ft: 142.13
  • Comp Based On: Gross/Full Sale Price
  • Year Built: 1922
  • Lead Paint: Unknown
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1922

Interior Features

  • Fireplaces: 1
  • Flooring: Hardwood
  • Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
  • No Bedrooms: 3
  • Master Bedroom: On Level: Second Floor, Closet, Flooring - Hardwood
  • Bedroom 2: On Level: Second Floor, Closet, Flooring - Hardwood
  • Bedroom 3: On Level: Second Floor, Closet, Flooring - Hardwood
  • Full Bathrooms: 1
  • Bathroom 1: On Level: Second Floor, Bathroom - Full, Bathroom - With Tub & Shower
  • No Rooms: 7
  • Dining Room: On Level: First Floor, Exterior Access, Open Floor Plan
  • Family Room: On Level: First Floor, Flooring - Hardwood
  • Kitchen: On Level: First Floor, Flooring - Hardwood, Countertops - Upgraded, Cabinets - Upgraded, Remodeled
  • Laundry: On Level: Basement
  • Living Room: On Level: First Floor, Fireplace, Flooring - Hardwood
  • Basement: Y
  • Basement Features: Full
  • Other Room 1: Name: Entry Hall, On Level: First Floor, Flooring - Hardwood
  • Main Lo: AN1090
  • Main So: AN1842
  • Estimated Sq Ft: 1512.00

Exterior Features

  • Construction: Frame
  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Vinyl
  • Exterior Features: Porch, Covered Patio/Deck
  • Foundation: Concrete Block
  • Insulation Feature: Unknown

Garage/Parking

  • Parking Feature: Off-Street
  • Parking Spaces: 4

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Electric Features: Circuit Breakers, 100 Amps
  • Cooling: Window AC
  • Heating: Steam, Gas
  • Hot Water: Natural Gas, Tank
  • Utility Connections: for Gas Range, for Gas Dryer, Washer Hookup

Condo/Co-op/Association

  • Amenities: Public Transportation, Shopping, Medical Facility, Highway Access, Public School

Lot Info

  • Assessments: 156100.00
  • Acre: 0.17
  • Lot Size: 7522.00
  • Page: 35
  • Parcel Number: M:14B B:7500 P:23
  • Zoning: RES B
  • Lot Description: Paved Drive, Shared Drive, Level

Green Features

  • Energy Features: Storm Windows

Tax Info

  • Taxes: 3094.00
  • Assessor Parcel Number: 2553227

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2019
Closed on
Jun 26, 2019
Sold by
Hinckley Michael W and Hinckley Kristen A
Bought by
Nwosu Innocent C and Dacosta-Nwosu Yolanda L
Seller's Agent
Alice Kempf
Kempf-Vanderburgh Realty Consultants, Inc.
Buyer's Agent
Ryan Fitzemeyer
Lock and Key Realty Inc.
List Price
$214,900
Sold Price
$214,000
Premium/Discount to List
-$900
-0.42%
Current Estimated Value
$330,909

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$116,909
Avg. Annual Appreciation
7.25%
Original Mortgage
$203,300
Outstanding Balance
$179,136
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$151,773

Purchase Details

Closed on
Jan 8, 2016
Sold by
Hinckley Michael W
Bought by
Hinckley Michael W and Hinckley Kristen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
3%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 23, 2009
Sold by
Murray Mikel D
Bought by
Hinckley Michael W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 28, 2004
Sold by
Conde Gail L
Bought by
Murray Mikel D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,800
Interest Rate
5.36%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 10, 1992
Sold by
Coon Walter S and Moraes Marjorie D
Bought by
Conde Gail L and Higgins Lillian
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nwosu Innocent C $214,000 --
Hinckley Michael W -- --
Hinckley Michael W -- --
Hinckley Michael W $170,000 --
Hinckley Michael W $170,000 --
Murray Mikel D $161,000 --
Murray Mikel D $161,000 --
Conde Gail L $95,000 --
Conde Gail L $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nwosu Innocent C $203,300
Closed Nwosu Innocent C $203,300
Previous Owner Hinckley Michael W $145,000
Previous Owner Hinckley Michael W $160,000
Previous Owner Murray Mikel D $210,000
Previous Owner Murray Mikel D $180,000
Previous Owner Murray Mikel D $128,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2019 07/01/19 Sold $214,000 -0.4% $142 / Sq Ft
06/11/2019 06/11/19 Pending -- -- --
05/15/2019 05/15/19 For Sale $214,900 -- $142 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,884 $281,500 $72,300 $209,200
2024 $4,664 $257,800 $72,300 $185,500
2023 $4,442 $227,700 $63,400 $164,300
2022 $4,198 $210,000 $63,400 $146,600
2021 $4,189 $198,700 $63,400 $135,300
2020 $3,310 $160,500 $62,500 $98,000
2019 $3,094 $156,100 $61,900 $94,200
2018 $2,899 $152,500 $61,900 $90,600
2017 $2,774 $149,700 $60,000 $89,700
2016 $2,689 $148,300 $58,800 $89,500
2015 $2,523 $145,900 $58,200 $87,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72501208

MLS Property Information Network (MLS PIN)

APN: LUDL-140750-000000-B000023