NOT LISTED FOR SALE

Estimated Value: $1,153,000 - $1,330,000

6 Beds
4 Baths
3,634 Sq Ft
$346/Sq Ft Est. Value

Last Sold February 03, 2021

Last sale price $1,040,000 $286 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $8,054/month

8 Days on Market

Highlights

  • 0.23 Acre Lot
  • Family Room with Fireplace
  • Mediterranean Architecture
  • Hercules High School Rated 9+
  • Wooded Lot
  • Stone Countertops

About This Home

As of February 2021

This hard to find 6 BD, 4 BA “Island in the Suburb” is in the desirable Victoria by the Bay community. Being offered by original owners. Includes nearly $200K in upgrades through builder, including high-end appliances, limestone floor tiles, and a granite island. Numerous upgrades added since include custom draperies, finished backyard ideal for entertaining, newer washer & dryer, and 4K video projector with screen that drops down from ceiling.

Last Agent to Sell the Property

Sean Crosier

Savvy Lane, Inc License #01264074 Listed on: 01/14/2021

Last Buyer's Agent

Joe Reichert

Keller Williams Realty License #01828658

Keller Williams Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 10,026 Sq Ft Lot
  • Irregular Lot
  • Wooded Lot

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Mediterranean Architecture
  • Stucco

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Carpet

Kitchen

  • Double Self-Cleaning Oven
  • Gas Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Laundry in unit
  • 220 Volts In Laundry
  • Gas Dryer Hookup

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gravity Heating System
  • Electricity To Lot Line

Community Details

  • Victoria By The Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 4046400091

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0

HOA Fees

$77 per month

Parking

3

Listing Details

  • Stories: 2
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Subdivision Name: VICTORIA BY THE BAY
  • Directions: End of cul-de-sac on Dockside Bay
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two Story
  • New Construction: No
  • ResoPropertyType: Residential
  • Special Features: None

Interior Features

  • Flooring: Carpet
  • Appliances: Dishwasher, Double Oven, Disposal, Gas Range, Plumbed For Ice Maker, Microwave, Refrigerator, Self Cleaning Oven
  • Other Equipment: Other
  • Full Bathrooms: 4
  • Total Bedrooms: 6
  • Fireplace Features: Family Room, Living Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Stone Counters
  • Room Kitchen Features: Counter - Stone, Dishwasher, Double Oven, Garbage Disposal, Gas Range/Cooktop, Ice Maker Hookup, Microwave, Refrigerator, Self-Cleaning Oven

Exterior Features

  • Lot Features: Irregular Lot, Wood
  • Pool Features: None
  • Pool Private: No
  • Construction Type: Stucco
  • Exterior Features: Other
  • Property Condition: Existing

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Parking Features: Attached

Utilities

  • Heating: Gravity, Natural Gas
  • Utilities: Cable Available
  • Cooling: Central Air
  • Laundry Features: 220 Volt Outlet, Gas Dryer Hookup, Laundry Room, Inside Room
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: Solar Unknown
  • Electricity On Property: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Other
  • Association Fee: 77
  • Association Fee Frequency: Monthly
  • Association Name: UNKNOWN
  • Phone: 000-000-0000
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Sq Ft: 10026
  • Parcel Number: 4046400091
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 14, 2021
Closed on
Feb 1, 2021
Sold by
Saefong Kao Cho
Bought by
Banagan Marino Andrew and Banagan Janica Sandique
Seller's Agent
Sean Crosier
Savvy Lane, Inc
Buyer's Agent
Joe Reichert
Keller Williams Realty
List Price
$1,045,000
Sold Price
$1,040,000
Premium/Discount to List
-$5,000
-0.48%
Current Estimated Value
$1,258,782

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$218,782
Avg. Annual Appreciation
3.96%
Original Mortgage
$728,000
Outstanding Balance
$649,986
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$608,796

Purchase Details

Closed on
Apr 21, 2017
Sold by
Saechao Fahm Luang
Bought by
Saefong Kao Cho

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$636,150
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 28, 2011
Sold by
Saefong Kao Cho and Teurn Meix F
Bought by
Saefong Kao Cho

Purchase Details

Closed on
Jul 22, 2004
Sold by
William Lyon Homes Inc
Bought by
Saefong Kao Cho and Fong Meuy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Banagan Marino Andrew $1,040,000 Fidelity National Title Co
Saefong Kao Cho -- Old Republic Title Company
Saefong Kao Cho -- None Available
Saefong Kao Cho $642,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Banagan Marino Andrew $728,000
Previous Owner Saefong Kao Cho $636,150
Previous Owner Saefong Kao Cho $500,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2025 02/04/25 Off Market $1,040,000 -- --
02/03/2021 02/03/21 Sold $1,040,000 -0.5% $286 / Sq Ft
01/22/2021 01/22/21 Pending -- -- --
01/14/2021 01/14/21 For Sale $1,045,000 -- $288 / Sq Ft
Source: bridgeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,813 $1,125,728 $432,972 $692,756
2024 $15,929 $1,103,656 $424,483 $679,173
2023 $15,929 $1,082,016 $416,160 $665,856
2022 $15,727 $1,060,800 $408,000 $652,800
2021 $13,008 $826,596 $309,054 $517,542
2019 $12,311 $802,082 $299,889 $502,193
2018 $11,933 $786,356 $294,009 $492,347
2017 $11,736 $770,939 $288,245 $482,694
2016 $11,550 $755,824 $282,594 $473,230
2015 $10,574 $668,000 $249,758 $418,242
2014 $9,843 $605,500 $226,390 $379,110
Source: Public Records

Agents Affiliated with this Home

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Map

Source: bridgeMLS

MLS Number: 40934253

bridgeMLS

APN: 404-640-009-1