$325,000
SOLD JUL 2, 2024
3 Beds
3.5 Baths
1,946 Sq Ft
$195/mo HOA Fee

Recently Sold

$167 Per Sq Ft

22 Days on Market

Highlights

  • Landscaped Professionally
  • Recreation Room
  • Wood Flooring
  • Deck
  • Vaulted Ceiling
  • Whirlpool Bathtub

About This Home

As of July 2024

Sprawling 3 BR duplex in Elgin's desired Century Oaks West neighborhood. Located on the northwest side of Elgin, just minutes to I-90 and close to the Randall Rd. corridor and Metra. Including the finished basement, this immaculate home offers nearly 2,900 square feet of living space! The main floor offers plenty of special features, including hardwood floors, a wood-burning fireplace, and an updated kitchen with modern slate appliances. A large deck offers a space for entertaining and relaxing! The second floor includes three spacious bedrooms. The primary bedroom features a private, full bath and a large walk-in closet. The basement offers a large recreation room with a wet bar and plenty of room for your storage needs. Two car garage. This move-in ready home won't last long - schedule a showing today!

Last Agent to Sell the Property

The Jones Team

Associates Realty License #475178532 Listed on: 04/27/2024

Co-Listed By

Christopher Jones

Associates Realty License #475164755

Last Buyer's Agent

Herbert Gonzalez

Mark Allen Realty ERA Powered License #471016153

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,722

Year Built

  • Built in 1986

Lot Details

  • End Unit
  • Cul-De-Sac
  • Landscaped Professionally

HOA Fees

  • $195 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Half Duplex
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,946 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Recreation Room
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

Outdoor Features

  • Deck

Schools

  • Century Oaks Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • 2 Units
  • Lisa Evans Association, Phone Number (847) 490-3833
  • Century Oaks Subdivision
  • Property managed by Associa Chicagoland

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site
  • Storm Screens
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,722

Year Built

Built in 1986

Lot Details

0

HOA Fees

$195 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex
  • Subdivision Name: Century Oaks
  • Year Built: 1986
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 1071
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 1946
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System
  • Room Type: Eating Area, Recreation Room
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 3017
  • Basement Description: Finished
  • Bathroom Amenities: Whirlpool
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 1946
  • Basement Sq Ft: 1071
  • Fireplace Location: Family Room
  • Total Sq Ft: 3017
  • Upper Level Sq Ft: 1946
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Storms/Screens, End Unit
  • Foundation Details: Concrete Perimeter
  • List Price: 324000
  • Lot Features: Cul-De-Sac, Landscaped
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 195
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa Chicagoland
  • Management Contact Name: Lisa Evans
  • Management Phone: 847-490-3833
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Century Oaks Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: COMMON
  • Rural (Y/N): N
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 5721.7
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 27, 2024
Closed on
Jun 19, 2024
Sold by
Chantrey Kathleen
Bought by
Gonzalez Charles and Gonzalez Vivian
Seller's Agent
The Jones Team
Associates Realty
Buyer's Agent
Herbert Gonzalez
Mark Allen Realty ERA Powered
List Price
$324,000
Sold Price
$325,000
Premium/Discount to List
$1,000
0.31%
Total Days on Market
22
Views
83
Current Estimated Value
$331,426

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,426
Avg. Annual Appreciation
2.06%
Original Mortgage
$7,500
Outstanding Balance
$5,143
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$326,283

Purchase Details

Listed on
Jul 24, 2019
Closed on
Sep 13, 2019
Sold by
Pysh Shane N and Pysh Emily J
Bought by
Moriarty Brian
Seller's Agent
Susan Hendricks
Baird & Warner
Buyer's Agent
Scott Haunroth
Coldwell Banker Realty
List Price
$200,000
Sold Price
$193,500
Premium/Discount to List
-$6,500
-3.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.43%
Original Mortgage
$174,150
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 27, 2015
Sold by
Bi Zhong Yi
Bought by
Pysh Shane N and Hayes Emily J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,550
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 14, 2013
Closed on
Mar 13, 2014
Sold by
Fannie Mae
Bought by
Bi Zhong Yi
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Allen Lau
REMAX Horizon
List Price
$154,000
Sold Price
$130,000
Premium/Discount to List
-$24,000
-15.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.70%

Purchase Details

Closed on
Sep 23, 2013
Sold by
Lambert Zoe Ann
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 10, 2005
Sold by
Lambert Zoe Ann
Bought by
Lambert Zoe Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.17%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 24, 1999
Sold by
Hesse Victoria W
Bought by
Lambert Zoe Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,125
Interest Rate
7.77%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 4, 1997
Sold by
Cramer Frederick J and Cramer Barbara J
Bought by
Victoria W Hesse Revocable Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
7.75%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 None Listed On Document
Warranty Deed $193,500 Baird & Warner Ttl Svcs Inc
Warranty Deed $149,000 Attorneys Title Guaranty
Special Warranty Deed $130,000 Central Illinois Title Co
Sheriffs Deed $175,138 None Available
Interfamily Deed Transfer -- --
Deed $147,500 Chicago Title Insurance Co
Warranty Deed $100,666 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $7,500 New Conventional
Open $315,250 New Conventional
Previous Owner $68,000 New Conventional
Previous Owner $172,425 New Conventional
Previous Owner $174,150 New Conventional
Previous Owner $141,550 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $153,000 Unknown
Previous Owner $146,000 Unknown
Previous Owner $143,000 Unknown
Previous Owner $140,125 FHA
Previous Owner $75,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2024 07/02/24 Sold $325,000 +0.3% $167 / Sq Ft
05/20/2024 05/20/24 Pending -- -- --
05/13/2024 05/13/24 Price Changed $324,000 0.0% $166 / Sq Ft
05/13/2024 05/13/24 For Sale $324,000 -0.6% $166 / Sq Ft
05/04/2024 05/04/24 Pending -- -- --
04/27/2024 04/27/24 For Sale $325,900 +68.4% $167 / Sq Ft
09/17/2019 09/17/19 Sold $193,500 -3.3% $99 / Sq Ft
08/02/2019 08/02/19 Pending -- -- --
07/24/2019 07/24/19 For Sale $200,000 +53.8% $103 / Sq Ft
03/31/2014 03/31/14 Sold $130,000 -7.1% $67 / Sq Ft
02/28/2014 02/28/14 Pending -- -- --
02/12/2014 02/12/14 Price Changed $139,900 -6.7% $72 / Sq Ft
12/14/2013 12/14/13 Price Changed $149,900 -2.7% $77 / Sq Ft
11/14/2013 11/14/13 For Sale $154,000 -- $79 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,710 $82,392 $7,532 $74,860
2022 $5,722 $68,248 $7,532 $60,716
2021 $5,507 $64,440 $7,112 $57,328
2020 $5,459 $62,991 $6,952 $56,039
2019 $5,292 $59,798 $6,600 $53,198
2018 $5,046 $54,469 $6,469 $48,000
2017 $4,869 $50,953 $6,051 $44,902
2016 $4,928 $49,335 $5,859 $43,476
2015 -- $46,228 $5,490 $40,738
2014 -- $44,951 $5,338 $39,613
2013 -- $46,327 $5,501 $40,826
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12040922

Midwest Real Estate Data (MRED)

APN: 03-32-400-169