NOT LISTED FOR SALE

14 Commerce St Schenectady, NY 12302

Estimated Value: $258,000 - $289,000

5 Beds
2 Baths
1,626 Sq Ft
$170/Sq Ft Est. Value

Last Sold August 12, 2016

Last sale price $151,580 $93 Per Sq Ft

Est. 83% increase in value since last sale

Current estimated payment $2,028/month

172 Days on Market

Highlights

  • Deck
  • No HOA
  • Enclosed Glass Porch
  • Full Attic
  • 1 Car Detached Garage
  • Eat-In Kitchen

About This Home

As of August 2016

5 Bedroom 2-Story located in the Village of Scotia offers hardwood floors, newer enclosed front porch w/knotty pine, most windows have been replaced, nicely landscaped front and backyard. Very Good Condition

Last Agent to Sell the Property

Sharon Fronk

Howard Hanna Capital Inc License #10401239691 Listed on: 12/05/2015

Howard Hanna Capital Inc

Last Buyer's Agent

Mythili Madhyastha

Coldwell Banker Prime Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,130

Year Built

  • Built in 1927

Lot Details

  • Lot Dimensions are 40x150
  • Privacy Fence
  • Fenced
  • Landscaped
  • Level Lot
  • Garden

Parking

  • 1 Car Detached Garage
  • Off-Street Parking

Home Design

  • Aluminum Siding
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,626 Sq Ft Home
  • 2-Story Property
  • Paddle Fans
  • Ceramic Tile Flooring
  • Full Attic

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck
  • Patio
  • Outbuilding
  • Enclosed Glass Porch

Utilities

  • Zoned Heating
  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • 2 Story

Listing and Financial Details

  • Legal Lot and Block 13 / 2
  • Assessor Parcel Number 422201 29-2-13

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,130

Year Built

Built in 1927

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1927
  • Directions: North on RT 50, Left on Cuthbert, Right on Commerce.
  • Above Grade Finished Sq Ft: 1626.0
  • Financial Details General Taxes: 1232.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2973.0
  • School Taxes Description: Actual
  • Financial Details Village Taxes: 1925.0
  • Village Taxes Description: Actual
  • Lot Size: 40x150
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Possession Possession Legacy: At Closing
  • Sale Detail Seller Contribution: Yes
  • Subdivision Name: Village of Scotia
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Privacy: Yes
  • Flooring:Ceramic Tile: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Full
  • Interior Amenities: High Speed Internet, Paddle Fan, Eat-in Kitchen
  • Appliances: Dishwasher, Freezer, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Living Area: 1626.0
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Attic Features:Walk-Up: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Attic Features:Full2: Yes
  • Appliances:Freezer: Yes

Exterior Features

  • Exterior Features: Garden
  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Fencing: Fenced, Privacy
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Enclosed, Patio, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Garden: Yes
  • Patio And Porch Features:Enclosed: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Detached
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Heating: Hot Water, Natural Gas, Zoned
  • Laundry Features: In Basement
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Zoned: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Scotia Glenville

Lot Info

  • Lot Features: Level, Landscaped
  • Parcel #: 422201 29-2-13

Tax Info

  • Tax Annual Amount: 6130.0
  • Tax Block: 2
  • Tax Lot: 13
  • Tax Tract: 29

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 3, 2019
Sold by
Schneider Jessica L and Paszkiewicz Brenda L
Bought by
Zebrowski Donald J
Current Estimated Value
$276,721

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,011
Outstanding Balance
$144,455
Interest Rate
4.62%
Mortgage Type
FHA
Estimated Equity
$138,079

Purchase Details

Listed on
Dec 5, 2015
Closed on
Aug 12, 2016
Sold by
Davidson Carrieann and Gervais Marc D
Bought by
Schneider Jessica L and Paszkiewicz Brenda L
Seller's Agent
Sharon Fronk
Howard Hanna Capital Inc
Buyer's Agent
Mythili Madhyastha
Coldwell Banker Prime Properties
List Price
$155,000
Sold Price
$151,580
Premium/Discount to List
-$3,420
-2.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.07%
Original Mortgage
$148,833
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 2, 2006

Purchase Details

Closed on
Dec 1, 2005
Sold by
Kinzel Donald M
Bought by
Gervais Marc D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
6.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 30, 2002
Sold by
Flory Cheryl A
Bought by
Kinzel Donald M

Purchase Details

Closed on
Sep 15, 1999
Sold by
Nardi Richard A
Bought by
Flory Cheryl
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zebrowski Donald J $165,000 Elite Title & Abstract Llc
Schneider Jessica L $152,000 Capital Title Services
-- -- --
Gervais Marc D $161,014 Brian Rohan
Kinzel Donald M $76,000 Gary J Oconnor
Flory Cheryl $82,000 Robert Hess
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zebrowski Donald J $162,011
Previous Owner Schneider Jessica L $148,833
Previous Owner Gervais Marc D $149,190
Previous Owner Gervais Marc D $144,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2016 08/12/16 Sold $151,580 +4.6% $93 / Sq Ft
05/23/2016 05/23/16 Pending -- -- --
05/10/2016 05/10/16 Price Changed $144,900 -3.3% $89 / Sq Ft
03/29/2016 03/29/16 Price Changed $149,900 -3.3% $92 / Sq Ft
12/03/2015 12/03/15 For Sale $155,000 -- $95 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,802 $137,300 $18,200 $119,100
2023 $6,802 $137,300 $18,200 $119,100
2022 $6,544 $137,300 $18,200 $119,100
2021 $6,442 $137,300 $18,200 $119,100
2020 $6,431 $137,300 $18,200 $119,100
2019 $7,177 $137,300 $18,200 $119,100
2018 $7,177 $137,300 $18,200 $119,100
2017 $5,999 $137,300 $18,200 $119,100
2015 -- $137,300 $18,200 $119,100
2014 -- $137,300 $18,200 $119,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201525467

Global MLS

APN: 029-076-0002-013-000-0000