$1,458,000 - $1,606,293
RENTED MAR 21, 2025
4 Beds
3 Baths
2,080 Sq Ft
$752 Price per Sq Ft

Last Sold January 20, 2022

Last sale price $1,390,000 $668 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $9,965/month

About This Home

As of January 2022

Breathtaking panoramic ocean and Catalina Island views can be yours this Spring! Welcome to 14 Gema - a spectacular remodeled and reimagined 4 bedroom residence offering the very best of gorgeous coastal living including SIT DOWN OCEAN/DANA POINT HARBOR VIEWS. The entire home has recently been completely reconfigured and remodeled with gorgeous finishes throughout, including all new paint, all new white marble flooring on the lower level and all new hardwood flooring in a beach-wash finish along the stairs and throughout the upper level. Your new kitchen features quartz counters, crisp white cabinetry, stainless steel appliances, and the oversized L-shaped island has a waterfall edge for added style. The home's redesign included removing all of the walls on the lower level and relocating the staircase to completely open up the space and allow for the ocean views to be seen from every room - and the result is spectacular! Two story ceilings & an abundance of windows throughout the main level make for extraordinary ocean vistas & fantastic natural light. Finishing off the main level is the remodeled powder bathroom and all new separate laundry room with custom cabinetry and folding area. The home’s flexible floor plan offers 4 generous bedrooms, all located on the upper level. An updated upstairs guest bathroom features a gorgeous new vanity & lighting & offers separate toilet area. Your private main bedroom enjoys more of those ocean views, expanded walk-in closet, & the custom expanded en-suite is finished in dark quartz counters set on crisp white cabinetry with new fixtures and new lighting, plus separate soaking tub & shower. The 3rd guest room also enjoys direct ocean views as well as double closets. Your new back yard space offers grassy area plus entertaining area - all with rare sit-down panoramic ocean views. And with NONE of the freeway noise that's typical with so many San Clemente ocean view homes, it's QUIET and peaceful! Richmond Pointe is part of the master-planned community of Rancho San Clemente, close to schools & parks & the all-new Lifetime Fitness, plus access to miles of stunning trails along the famed Ridgeline Trail, & just minutes to beaches & freeways… your best life starts here!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 19, 2024
Closed on
Mar 26, 2024
Sold by
Shams Maryam
Bought by
Msnk Trust and Shams
Seller's Agent
Michelle Wilson
First Team Real Estate
Buyer's Agent
Kathleen Monroe
Kathleen Monroe Real Estate Services, Inc
Sold Price
$5,900
Views
12
Current Estimated Value
$1,565,073

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,559,173

Purchase Details

Listed on
Nov 26, 2021
Closed on
Dec 20, 2021
Sold by
Kerger Brent M and Kerger Suzanne M
Bought by
Shams Maryam
Seller's Agent
Darlene Jamroz
First Team Real Estate
Buyer's Agent
Massoud Davar
Davar & Co
List Price
$1,390,000
Sold Price
$1,390,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.55%
Original Mortgage
$800,000
Interest Rate
3.11%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 6, 2012
Closed on
May 15, 2012
Sold by
Ing Direct Fsb
Bought by
Ing Bank Fsb
Seller's Agent
Carole Sturim
Coldwell Banker Realty
Buyer's Agent
Ken Hanzlik
Compass
List Price
$559,900
Sold Price
$549,900
Premium/Discount to List
-$10,000
-1.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.11%
Original Mortgage
$439,920
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 6, 2012
Closed on
May 8, 2012
Sold by
Ing Bank Fsb
Bought by
Kerger Brent and Kerger Suzanne M
Seller's Agent
Carole Sturim
Coldwell Banker Realty
Buyer's Agent
Ken Hanzlik
Compass
List Price
$559,900
Sold Price
$549,900
Premium/Discount to List
-$10,000
-1.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$439,920
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 22, 2011
Sold by
Walczak Thomas W and Walczak Lisa A
Bought by
Ing Direct Fsb

Purchase Details

Closed on
Oct 23, 2003
Sold by
Walczak Thomas W and Walczak Lisa A
Bought by
Walczak Thomas W and Walczak Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,000
Interest Rate
3.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 8, 1996
Sold by
Ba Properties Inc
Bought by
Walczak Thomas W and Walczak Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
7.41%

Purchase Details

Closed on
Feb 21, 1996
Sold by
Rivadeneyra Raymond and Rivadeneyra Shirley Marie
Bought by
Ba Properties Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
7.41%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Msnk Trust -- None Listed On Document
Shams Maryam $1,390,000 Chicago Title
Ing Bank Fsb -- Equity Title Orange County-I
Kerger Brent $550,000 Equity Title Orange County-I
Ing Direct Fsb $626,250 Placer Title Company
Walczak Thomas W -- --
Walczak Thomas W $230,000 American Title Ins Co
Ba Properties Inc $212,500 Orange Coast Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Shams Maryam $800,000
Previous Owner Kerger Brent $107,200
Previous Owner Kerger Brent $439,920
Previous Owner Walczak Thomas W $626,250
Previous Owner Walczak Thomas W $100,000
Previous Owner Walczak Thomas W $440,000
Previous Owner Walczak Thomas W $99,999
Previous Owner Walczak Thomas W $275,000
Previous Owner Walczak Thomas W $37,000
Previous Owner Walczak Thomas W $205,600
Previous Owner Walczak Thomas W $207,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2025 03/21/25 Rented $6,250 +4.2% --
02/14/2025 02/14/25 Under Contract -- -- --
02/02/2025 02/02/25 For Rent $6,000 +1.7% --
03/01/2024 03/01/24 Rented $5,900 +1.7% --
01/25/2024 01/25/24 Under Contract -- -- --
01/19/2024 01/19/24 For Rent $5,800 -3.3% --
03/31/2022 03/31/22 Rented $6,000 +3.4% --
03/11/2022 03/11/22 Under Contract -- -- --
03/04/2022 03/04/22 For Rent $5,800 0.0% --
01/20/2022 01/20/22 Sold $1,390,000 0.0% $680 / Sq Ft
12/15/2021 12/15/21 Pending -- -- --
11/26/2021 11/26/21 For Sale $1,390,000 0.0% $680 / Sq Ft
10/03/2018 10/03/18 Rented $3,800 -3.8% --
08/28/2018 08/28/18 Price Changed $3,950 +4.1% $2 / Sq Ft
08/20/2018 08/20/18 Price Changed $3,795 -1.4% $2 / Sq Ft
08/16/2018 08/16/18 Price Changed $3,850 -1.2% $2 / Sq Ft
08/06/2018 08/06/18 Price Changed $3,895 -1.4% $2 / Sq Ft
07/19/2018 07/19/18 Price Changed $3,950 -1.3% $2 / Sq Ft
06/23/2018 06/23/18 For Rent $4,000 0.0% --
06/06/2012 06/06/12 Sold $549,900 -1.8% $279 / Sq Ft
04/07/2012 04/07/12 For Sale $559,900 +1.8% $284 / Sq Ft
04/06/2012 04/06/12 Off Market $549,900 -- --

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,650 $1,446,156 $1,217,339 $228,817
2023 $14,339 $1,417,800 $1,193,469 $224,331
2022 $6,654 $656,408 $443,492 $212,916
2021 $6,526 $643,538 $434,796 $208,742
2020 $6,461 $636,940 $430,338 $206,602
2019 $6,334 $624,451 $421,900 $202,551
2018 $6,142 $612,207 $413,627 $198,580
2017 $6,020 $600,203 $405,516 $194,687
2016 $5,904 $588,435 $397,565 $190,870
2015 $5,814 $579,597 $391,594 $188,003
2014 $5,772 $568,244 $383,923 $184,321
Source: Public Records

Agents Affiliated with this Home

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