NOT LISTED FOR SALE

1405 Clay Ave Panama City, FL 32401

Estimated Value: $200,420 - $254,000

3 Beds
1 Bath
1,201 Sq Ft
$186/Sq Ft Est. Value

Last Sold May 14, 2018

Last sale price $120,000 $100 Per Sq Ft

Est. 89% increase in value since last sale

Current estimated payment $1,338/month

4 Days on Market

Highlights

  • Deck
  • No HOA
  • Double Oven
  • Florida Architecture
  • Den
  • Converted Garage

About This Home

As of May 2018

3 bedroom 1 bath block Cottage style home. Centraly located in beautiful ST Andrews! New Kitchen Stainless Appliances. New Plumbing, 10 year old roof.A/c refurbished 2 years. Floor partially replaced. Big Deck and back yard with shed, boat cover, and fully grown naval orange tree. Ready to sell!

Last Agent to Sell the Property

David Sellick

Hitchcock Real Estate LLC License #SL3348372 Listed on: 03/30/2018

Co-Listed By

Laird Hitchcock

Hitchcock Real Estate LLC License #3230355

Last Buyer's Agent

MaryAnn Enfinger

Overstreet Realty License #BK3037033

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $454

Year Built

  • Built in 1955

Lot Details

  • 10,498 Sq Ft Lot
  • Lot Dimensions are 75x20
  • Fenced

Parking

  • Converted Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,201 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Den

Kitchen

  • Double Oven
  • Range Hood
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Patio

Schools

  • Oakland Terrace Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Community Storage Space

Home Details

Home Type

Single Family

Est. Annual Taxes

$454

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1955
  • Property Sub Type: Detached
  • Lot Size Acres: 0.24
  • Lot Size: 75X20
  • Road Frontage Type: City Street
  • Co List Office Mls Id: SCSL
  • Co List Office Phone: (850) 481-0095
  • Subdivision Name: [No Recorded Subdiv]
  • Architectural Style: Florida
  • Unit Levels: One
  • Property Attached Yn: No
  • Building Stories: 1
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Double Oven, Microwave, Refrigerator, Range Hood
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1201.0
  • Dining Room Type: Bedroom, Den, Family Room, Kitchen, Living Room, Primary Bedroom, Patio
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: Block
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Open
  • Roof: Composition, Shingle

Garage/Parking

  • Parking Features: Converted Garage
  • Garage: No

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Storage Facilities
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 10498.0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 454.0
  • Tax Year: 2017

MLS Schools

  • Elementary School: Oakland Terrace
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 30, 2018
Closed on
May 14, 2018
Sold by
Cosper John E
Bought by
Mendez Jessica
Seller's Agent
David Sellick
Hitchcock Real Estate LLC
Buyer's Agent
MaryAnn Enfinger
Overstreet Realty
List Price
$128,000
Sold Price
$120,000
Premium/Discount to List
-$8,000
-6.25%
Current Estimated Value
$227,373

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$107,373
Avg. Annual Appreciation
8.92%
Original Mortgage
$117,826
Outstanding Balance
$102,540
Interest Rate
4.5%
Mortgage Type
FHA
Estimated Equity
$120,360

Purchase Details

Closed on
Dec 23, 2004
Sold by
Cosper John E and Perry Becky R
Bought by
Cosper John E

Purchase Details

Closed on
Jul 1, 2004
Sold by
Cosper John E
Bought by
Cosper John E and Perry Becky R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,750
Interest Rate
7.37%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mendez Jessica $120,000 First American Title
Cosper John E $30,000 --
Cosper John E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mendez Jessica $117,826
Previous Owner Cosper John E $77,800
Previous Owner Cosper John E $80,000
Previous Owner Cosper John E $63,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/10/2022 11/10/22 Off Market $120,000 -- --
05/14/2018 05/14/18 Sold $120,000 -6.3% $100 / Sq Ft
04/03/2018 04/03/18 Pending -- -- --
03/30/2018 03/30/18 For Sale $128,000 -- $107 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,121 $98,908 -- --
2023 $1,121 $96,027 $0 $0
2022 $1,125 $93,230 $0 $0
2021 $1,065 $90,515 $0 $0
2020 $1,023 $86,997 $27,887 $59,110
2019 $1,373 $84,924 $24,797 $60,127
2018 $501 $70,018 $0 $0
2017 $454 $62,581 $0 $0
2016 $457 $61,294 $0 $0
2015 $469 $60,868 $0 $0
2014 $462 $60,385 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 670043

Central Panhandle Association of REALTORS®

APN: 29607-000-000