NOT LISTED FOR SALE

Estimated Value: $646,000 - $714,000

4 Beds
2.5 Baths
3,000 Sq Ft
$226/Sq Ft Est. Value

Last Sold June 28, 2024

Last sale price $621,000 $207 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $4,595/month

10 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Whirlpool Bathtub
  • Davis Primary School Rated A-
  • Wood Flooring
  • Home Gym

About This Home

As of June 2024

Location is a term in Real Estate that gets thrown around more often, than not - but 1407 Elm truly exemplifies that. Walking distance to Downtown St.Charles & Geneva that boasts wonderful restaurants and shops, and easy access to parks, trails, and the Fox River. Upon entry, you get greeted by a spacious entry way that breaks right into your formal dining area. Beautiful remodeled kitchen that features stunning granite countertops, top of the line appliances, custom cabinetry, and more. They say the heart of the home is your kitchen - and your kitchen here makes it easy to entertain family and guests as it flows right into your living room and eat-in kitchen that grants easy access to your freshly stained deck and backyard. Make way upstairs to find your spacious primary suite that includes two walk-in closets, and a spa like primary bath that features Italian marble floors, dual vanities with marble counters, walk-in shower, and whirlpool tub! 3 more bedrooms round out the 2nd floor that all boast plentiful space. As you make your way back downstairs toward the basement, don't forget the laundry/mud room that features granite counters as well that lead into your attached 2 car garage. Finished basement includes incredible storage space, and a potential 5th bedroom as well. Space can be used for anything you imagine - craft room, media room, workout area, and more! 1407 Elm showcases true pride of ownership, and this is your chance to make it yours. Welcome Home!

Last Agent to Sell the Property

Brandon Blankenship

Keller Williams Premiere Properties License #475194192 Listed on: 05/15/2024

Keller Williams Premiere Properties

Last Buyer's Agent

Joyce Courtney

The HomeCourt Real Estate License #471003787

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,558

Year Built

  • Built in 1997

Lot Details

  • Lot Dimensions are 50x132x50x132
  • Fenced Yard

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 3,000 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Formal Dining Room
  • Recreation Room
  • Home Gym
  • Wood Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,558

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Cooktop
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, First Floor Laundry
  • LivingArea: 3000
  • Room Type: Recreation Room, Bedroom 5, Exercise Room
  • Estimated Total Finished Sq Ft: 2284
  • Basement Description: Finished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2284
  • Basement Sq Ft: 939
  • Fireplace Location: Living Room
  • Square Footage Comments: Approx. 2284 Above Living Sq Ft + Approx. 939 Below Living Sq Ft = Approx. Total 3223 Sq Ft (Buyer to verify all information)
  • Total Sq Ft: 3223
  • Main Level Sq Ft: 2284
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Deck
  • List Price: 615000
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 50X132X50X132
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10558
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2024
Closed on
Jun 27, 2024
Sold by
Tremblay Mark and Tremblay Catherine Elizabeth
Bought by
Madigan Meghan E
Seller's Agent
Brandon Blankenship
Keller Williams Premiere Properties
Buyer's Agent
Joyce Courtney
The HomeCourt Real Estate
List Price
$615,000
Sold Price
$621,000
Premium/Discount to List
$6,000
0.98%
Views
14
Current Estimated Value
$678,395

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,395
Avg. Annual Appreciation
7.15%
Original Mortgage
$600,000
Interest Rate
8.5%
Mortgage Type
Construction

Purchase Details

Listed on
Apr 8, 2021
Closed on
May 14, 2021
Sold by
Grossman Frank and Grossman Ann
Bought by
Treamblay Mark and Treamblay Catherine Elizabeth
Seller's Agent
Jenny Ratliff
Village Realty, Inc.
Buyer's Agent
Jeffrey M Jordan
RE/MAX All Pro - St Charles
Sold Price
$487,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.23%
Original Mortgage
$487,500
Interest Rate
3.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 19, 2014
Closed on
Nov 7, 2014
Sold by
Welsh Kathy J and Kathy J Welsh Declaration Of T
Bought by
Grossman Frank and Grossman Ann
Seller's Agent
Joyce Courtney
The HomeCourt Real Estate
Buyer's Agent
Margie Arnold
Keller Williams Preferred Rlty
List Price
$344,500
Sold Price
$331,000
Premium/Discount to List
-$13,500
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.05%
Original Mortgage
$250,000
Interest Rate
4.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 21, 2010
Sold by
Welsh Kathy J
Bought by
Welsh Kathy J and Kathy J Welsh Declaration Of T

Purchase Details

Closed on
Nov 17, 2009
Sold by
Welsh Kathy J and Kathy J Welsh Declaration Of T
Bought by
Welsh Kathy J

Purchase Details

Closed on
Jan 24, 2005
Sold by
Welsh Kathy J
Bought by
Welsh Kathy J and Kathy J Welsh Declaration Of T

Purchase Details

Closed on
Nov 5, 2004
Sold by
Welsh Kathy J and Kathy J Welsh Declaration Of T
Bought by
Welsh Kathy J

Purchase Details

Closed on
Nov 15, 2002
Sold by
Welsh Kathy J
Bought by
Welsh Kathy J and Kathy J Welsh Declaration Of T

Purchase Details

Closed on
Apr 9, 2002
Sold by
Neff Kevin G and Neff Lori K
Bought by
Welsh Kathy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,000
Interest Rate
6.87%
Mortgage Type
Balloon

Purchase Details

Closed on
May 2, 2001
Sold by
Albregts Douglas B and Albregts Melisa M
Bought by
Neff Kevin G and Neff Lori K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,900
Interest Rate
7.02%

Purchase Details

Closed on
Apr 30, 1997
Sold by
Saunders Steve
Bought by
Albregts Douglas B and Albregts Melisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,500
Interest Rate
8.27%
Mortgage Type
Balloon

Purchase Details

Closed on
Oct 8, 1996
Sold by
Shafer Raymond S
Bought by
Saunders Steve

Purchase Details

Closed on
Jan 17, 1996
Sold by
Jensen Robert L and Jensen Susan R
Bought by
Janeway Timothy A and J-Way Builders
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Madigan Meghan E $621,000 None Listed On Document
Treamblay Mark $487,500 First American Title
Grossman Frank $331,000 Chicago Title Insurance Co
Welsh Kathy J -- None Available
Welsh Kathy J -- None Available
Welsh Kathy J -- --
Welsh Kathy J -- --
Welsh Kathy J -- --
Welsh Kathy J $319,000 Ticor Title Insurance Compan
Neff Kevin G $301,500 Stewart Title Company
Albregts Douglas B $215,000 Chicago Title Insurance Co
Saunders Steve $55,000 Advanced Title Services Inc
Sahfer Raymond S $46,500 Advanced Title Services Inc
Janeway Timothy A $45,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Madigan Meghan E $600,000
Previous Owner Treamblay Mark $487,500
Previous Owner Grossman Frank $250,000
Previous Owner Welsh Kathy J $219,000
Previous Owner Neff Kevin G $240,900
Previous Owner Albregts Douglas B $193,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/28/2024 06/28/24 Sold $621,000 +1.0% $207 / Sq Ft
05/19/2024 05/19/24 Pending -- -- --
05/08/2024 05/08/24 For Sale $615,000 +26.2% $205 / Sq Ft
06/07/2021 06/07/21 Sold $487,500 +10.8% $163 / Sq Ft View Prior Sale
04/10/2021 04/10/21 For Sale -- -- --
04/09/2021 04/09/21 Pending -- -- --
04/08/2021 04/08/21 For Sale $439,900 +32.9% $147 / Sq Ft
11/07/2014 11/07/14 Sold $331,000 -3.9% $145 / Sq Ft View Prior Sale
09/19/2014 09/19/14 Pending -- -- --
09/19/2014 09/19/14 For Sale $344,500 -- $151 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,825 $167,299 $32,398 $134,901
2023 $10,733 $142,107 $28,997 $113,110
2022 $10,558 $136,764 $28,406 $108,358
2021 $9,735 $130,364 $27,077 $103,287
2020 $9,624 $127,933 $26,572 $101,361
2019 $9,442 $125,400 $26,046 $99,354
2018 $9,057 $120,194 $23,429 $96,765
2017 $8,805 $116,085 $22,628 $93,457
2016 $9,228 $112,008 $21,833 $90,175
2015 -- $104,929 $21,598 $83,331
2014 -- $98,495 $21,598 $76,897
2013 -- $98,992 $21,814 $77,178
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12050289

Midwest Real Estate Data (MRED)

APN: 09-34-385-012