1409 S 3rd St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
3
Beds
2
Baths
1,326
Sq Ft
7,449
Sq Ft Lot
Highlights
- Cape Cod Architecture
- Landscaped Professionally
- Wood Flooring
- Davis Primary School Rated A-
- Property is near a park
- Main Floor Bedroom
About This Home
As of February 2025Come take a look at this charming Cape Cod home in the heart of downtown St. Charles! This prime location offers easy access to both downtown St. Charles and Geneva, with the Chicago Metra train just minutes away for effortless commuting. Move-in ready, this gem combines classic charm with thoughtful modern updates. Step into a bright and open space featuring a beautifully updated kitchen and bathrooms for a contemporary feel. New windows, installed in 2017, enhance comfort and efficiency. The spacious 2-car garage provides ample storage, and the lush backyard creates a private outdoor retreat. Enjoy award-winning St. Charles schools, vibrant community amenities, scenic parks, and fantastic dining just a short stroll from your door!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,853
Year Built
- Built in 1946
Lot Details
- Lot Dimensions are 60 x 124
- Landscaped Professionally
Parking
- 2 Car Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Cape Cod Architecture
- Asphalt Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,326 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Skylights
- Family Room
- Living Room
- Dining Room
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener Leased
Additional Features
- Brick Porch or Patio
- Property is near a park
Community Details
- Tennis Courts
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 17, 2025
Closed on
Feb 3, 2025
Sold by
Roberto A Santos A and Roberto Jennifer E
Bought by
Westergren Alexis
Seller's Agent
Cory Jones
eXp Realty, LLC - St. Charles
Buyer's Agent
Cory Robertson
Jameson Sotheby's Intl Realty
List Price
$399,900
Sold Price
$422,000
Premium/Discount to List
$22,100
5.53%
Total Days on Market
2
Views
106
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,291
Avg. Annual Appreciation
-8.52%
Original Mortgage
$379,800
Outstanding Balance
$379,206
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$33,503
Purchase Details
Closed on
Jul 10, 2024
Sold by
Santos Roberto A and Santos Jennifer E
Bought by
Roberto A Santos And Jennifer E Santos Trust and Santos
Purchase Details
Closed on
Oct 11, 2002
Sold by
Kastor Brian N and Kastor Andrea R
Bought by
Santos Roberto and Santos Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
6.24%
Purchase Details
Closed on
Mar 12, 1999
Sold by
Crawford Jay C and Crawford Joann L
Bought by
Kastor Brian N and Kastor Andrea R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,050
Interest Rate
6.8%
Map
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Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $422,000 | Chicago Title | |
| Deed | -- | None Listed On Document | |
| Warranty Deed | $227,500 | Multiple | |
| Warranty Deed | $168,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $379,800 | New Conventional | |
| Previous Owner | $240,000 | New Conventional | |
| Previous Owner | $161,500 | New Conventional | |
| Previous Owner | $204,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $210,000 | No Value Available | |
| Previous Owner | $160,050 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/07/2025 02/07/25 | Sold | $422,000 | +5.5% | $318 / Sq Ft |
| 01/19/2025 01/19/25 | Pending | -- | -- | -- |
| 01/17/2025 01/17/25 | For Sale | $399,900 | -- | $302 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,853 | $93,620 | $28,997 | $64,623 |
| 2022 | $6,525 | $86,809 | $28,406 | $58,403 |
| 2021 | $6,259 | $82,747 | $27,077 | $55,670 |
| 2020 | $6,189 | $81,204 | $26,572 | $54,632 |
| 2019 | $6,074 | $79,596 | $26,046 | $53,550 |
| 2018 | $5,738 | $75,173 | $23,429 | $51,744 |
| 2017 | $5,581 | $72,603 | $22,628 | $49,975 |
| 2016 | $5,852 | $70,053 | $21,833 | $48,220 |
| 2015 | -- | $66,158 | $21,598 | $44,560 |
| 2014 | -- | $62,753 | $21,598 | $41,155 |
| 2013 | -- | $63,605 | $21,814 | $41,791 |
Source: Public Records
Source: Midwest Real Estate Data (MRED)
MLS Number: 12272972
APN: 09-34-380-022
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