$422,000
SOLD FEB 7, 2025
3 Beds
2 Baths
1,326 Sq Ft
7,449 Sq Ft Lot

Recently Sold

$318 Per Sq Ft

6% Above List Price

2 Days on Market

Highlights

  • Cape Cod Architecture
  • Landscaped Professionally
  • Wood Flooring
  • Davis Primary School Rated A-
  • Property is near park
  • Main Floor Bedroom

About This Home

As of February 2025

Come take a look at this charming Cape Cod home in the heart of downtown St. Charles! This prime location offers easy access to both downtown St. Charles and Geneva, with the Chicago Metra train just minutes away for effortless commuting. Move-in ready, this gem combines classic charm with thoughtful modern updates. Step into a bright and open space featuring a beautifully updated kitchen and bathrooms for a contemporary feel. New windows, installed in 2017, enhance comfort and efficiency. The spacious 2-car garage provides ample storage, and the lush backyard creates a private outdoor retreat. Enjoy award-winning St. Charles schools, vibrant community amenities, scenic parks, and fantastic dining just a short stroll from your door!

Last Agent to Sell the Property

Cory Jones

eXp Realty - St. Charles License #475122035 Listed on: 01/17/2025

eXp Realty - St. Charles

Last Buyer's Agent

Cory Robertson

Jameson Sotheby's Intl Realty License #475168844

Jameson Sotheby's Intl Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,853

Year Built

  • Built in 1946

Lot Details

  • Lot Dimensions are 60 x 124
  • Landscaped Professionally

Parking

  • 2 Car Detached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,326 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Family Room
  • Living Room
  • Dining Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener Leased

Additional Features

  • Brick Porch or Patio
  • Property is near park

Community Details

  • Tennis Courts

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,853

Year Built

Built in 1946

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1946
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Skylight(s), Hardwood Floors, First Floor Bedroom, First Floor Full Bath
  • LivingArea: 1326
  • Other Equipment: Water-Softener Rented, CO Detectors, Ceiling Fan(s)
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 60 X 124
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6853
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2025
Closed on
Feb 3, 2025
Sold by
Roberto A Santos A and Roberto Jennifer E
Bought by
Westergren Alexis
Seller's Agent
Cory Jones
eXp Realty - St. Charles
Buyer's Agent
Cory Robertson
Jameson Sotheby's Intl Realty
List Price
$399,900
Sold Price
$422,000
Premium/Discount to List
$22,100
5.53%
Views
106
Current Estimated Value
$433,860

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,860
Avg. Annual Appreciation
3.03%
Original Mortgage
$379,800
Outstanding Balance
$377,688
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$56,172

Purchase Details

Closed on
Jul 10, 2024
Sold by
Santos Roberto A and Santos Jennifer E
Bought by
Roberto A Santos And Jennifer E Santos Trust and Santos

Purchase Details

Closed on
Oct 11, 2002
Sold by
Kastor Brian N and Kastor Andrea R
Bought by
Santos Roberto and Santos Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
6.24%

Purchase Details

Closed on
Mar 12, 1999
Sold by
Crawford Jay C and Crawford Joann L
Bought by
Kastor Brian N and Kastor Andrea R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,050
Interest Rate
6.8%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $422,000 Chicago Title
Deed -- None Listed On Document
Warranty Deed $227,500 Multiple
Warranty Deed $168,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $379,800 New Conventional
Previous Owner $210,000 No Value Available
Previous Owner $160,050 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/07/2025 02/07/25 Sold $422,000 +5.5% $318 / Sq Ft
01/19/2025 01/19/25 Pending -- -- --
01/17/2025 01/17/25 For Sale $399,900 -- $302 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,171 $104,601 $32,398 $72,203
2023 $6,853 $93,620 $28,997 $64,623
2022 $6,525 $86,809 $28,406 $58,403
2021 $6,259 $82,747 $27,077 $55,670
2020 $6,189 $81,204 $26,572 $54,632
2019 $6,074 $79,596 $26,046 $53,550
2018 $5,738 $75,173 $23,429 $51,744
2017 $5,581 $72,603 $22,628 $49,975
2016 $5,852 $70,053 $21,833 $48,220
2015 -- $66,158 $21,598 $44,560
2014 -- $62,753 $21,598 $41,155
2013 -- $63,605 $21,814 $41,791
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12272972

Midwest Real Estate Data (MRED)

APN: 09-34-380-022