NOT LISTED FOR SALE

Estimated Value: $942,926 - $1,022,000

4 Beds
2.5 Baths
1,790 Sq Ft
$541/Sq Ft Est. Value

Sale Details

Date Sold: October 2, 2025

Last sale price $960,000 $536 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $6,407 / mo

51 Days on Market

Highlights

  • Panoramic View
  • Clubhouse
  • Community Pool
  • Rancho Del Rey Middle School Rated A-
  • Private Yard
  • Sport Court

About This Home

As of October 2025

Beautifully upgraded home on a rare elevated corner lot with stunning 180-degree panoramic views. This move-in-ready property features brand new carpet, upgraded flooring, granite kitchen counters, marble backsplash, and new stainless steel appliances. Built in 2015 with energy efficiency in mind, it includes a solar panel system, Level 2 EV charging, and a low-maintenance yard with artificial turf and Belgard pavers. Enjoy 4 bedrooms, 2.5 upgraded bathrooms, an upstairs laundry room, A/C, epoxy garage floors, and a private backyard with no neighbors behind. Low HOA and access to Montecito at Otay Ranch amenities including a clubhouse, pool, spa, gym, and parks.

Last Agent to Sell the Property

Tino Velazquez

Real Broker Brokerage Phone: 559-363-3776 License #02068795 Listed on: 07/04/2025

Real Broker

Last Buyer's Agent

Carol Christie

Compass License #00770126

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2015

Lot Details

  • 3,049 Sq Ft Lot
  • Private Yard
  • Property is zoned R-1:SINGLE FAM-RES

HOA Fees

  • $74 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Panoramic
  • Hills

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,790 Sq Ft Home
  • 2-Story Property
  • Laundry on upper level

Kitchen

  • Six Burner Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • All Upper Level Bedrooms

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Air
  • No Heating
  • Tankless Water Heater

Listing and Financial Details

  • Tax Tract Number 644371
  • Assessor Parcel Number 6443714600
  • $3,063 per year additional tax assessments
  • Seller Considering Concessions

Community Details

Overview

  • Montecito At Otay Ranch Association, Phone Number (619) 656-3220
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Sport Court
  • Community Pool
  • Park
  • Hiking Trails

Home Details

Home Type

Single Family

Year Built

Built in 2015

Lot Details

3,049 Sq Ft Lot

HOA Fees

$74 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Inclusions: All appliances except fridge convey.
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 6443714600
  • Year Built: 2015
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 1790.00
  • Stories: 2
  • Common Walls: No Common Walls
  • Appliances: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Entry Level: 1
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 525.14
  • Room Type: All Bedrooms Up

Exterior Features

  • View: Hills, Panoramic
  • Fence: No
  • Pool Features: Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: No
  • Laundry: Yes
  • Appliances: 6 Burner Stove, Disposal, Microwave, Tankless Water Heater, Dishwasher
  • Laundry Features: Upper Level
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Sport Court, Pool, Clubhouse, Maintenance Grounds
  • Association Fee: 74.00
  • Association Fee Frequency: Monthly
  • Association Name: Montecito at Otay Ranch
  • Phone: 619-656-3220
  • Senior Community: No
  • Community Features: Hiking, Street Lights, Sidewalks, Park

Lot Info

  • Land Lease: No
  • Lot Features: Yard
  • Lot Size Sq Ft: 3049.20
  • Lot Size Acres: 0.0700

Multi Family

  • Lease Considered: No
  • Lot Size Area: 0.0700 Acres

Tax Info

  • Tax Tract Number: 644371
  • TaxOtherAnnualAssessmentAmount: 3063.42

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 4, 2025
Closed on
Sep 24, 2025
Sold by
Bought by
Seller's Agent
Tino Velazquez
Real Broker
Buyer's Agent
Carol Christie
Compass
List Price
$940,000
Sold Price
$960,000
Premium/Discount to List
$20,000
2.13%
Views
316
Current Estimated Value
$949,695

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,305
Avg. Annual Appreciation
1.20%
Original Mortgage
$970,320
Interest Rate
0.0658%
Mortgage Type
VA

Purchase Details

Listed on
Jan 10, 2025
Closed on
Feb 4, 2025
Sold by
Bought by
Seller's Agent
Ray Espinoza
Pro Team Realty
Buyer's Agent
Erin Card Govoni
Coldwell Banker Realty
List Price
$969,000
Sold Price
$940,000
Premium/Discount to List
-$29,000
-2.99%
Views
316

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%
Original Mortgage
$940,000
Interest Rate
0.0685%
Mortgage Type
VA

Purchase Details

Closed on
Nov 18, 2024
Sold by
Bought by

Purchase Details

Closed on
Apr 12, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$807,500
Interest Rate
0.0527%
Mortgage Type
Balloon

Purchase Details

Listed on
Apr 30, 2020
Closed on
May 12, 2020
Sold by
Bought by
Seller's Agent
Tracy Martinez
LPT Realty, Inc.
Buyer's Agent
Gabriela Barreiro
Coldwell Banker West
List Price
$615,000
Sold Price
$615,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.71%
Original Mortgage
$492,000
Interest Rate
0.033%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 19, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,920
Interest Rate
0.0387%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$960,000 Fidelity National Title
$940,000 Ticor Title
$762,000 None Listed On Document
$950,000 Ticor Title
$615,000 Chicago Title Company Sd
$450,000 Fidelity Natl Title Ins Co N
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $970,320
Closed $940,000
Closed $807,500
Closed $492,000
Closed $359,920
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/02/2025 10/02/25 Sold $960,000 +2.1% $536 / Sq Ft
08/24/2025 08/24/25 Pending -- -- --
07/04/2025 07/04/25 For Sale $940,000 -1.1% $525 / Sq Ft
06/15/2022 06/15/22 Sold $950,000 +11.9% $531 / Sq Ft View Prior Sale
04/08/2022 04/08/22 Pending -- -- --
04/01/2022 04/01/22 For Sale $849,000 +38.0% $474 / Sq Ft
06/01/2020 06/01/20 Sold $615,000 0.0% $344 / Sq Ft View Prior Sale
05/05/2020 05/05/20 Pending -- -- --
04/30/2020 04/30/20 For Sale $615,000 -- $344 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,453 $1,008,145 $448,165 $559,980
2024 $14,453 $988,378 $439,378 $549,000
2023 $14,037 $633,797 $281,751 $352,046
2022 $9,814 $633,797 $281,751 $352,046
2021 $9,517 $621,371 $276,227 $345,144
2020 $7,854 $486,982 $216,485 $270,497
2019 $9,663 $477,435 $212,241 $265,194
2018 $9,575 $468,075 $208,080 $259,995
2017 $13 $458,898 $204,000 $254,898
2016 $7,194 $449,900 $200,000 $249,900
2015 $2,420 $43,792 $43,792 $0
2014 $527 $42,935 $42,935 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2505030

California Regional Multiple Listing Service (CRMLS)

APN: 644-371-46

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