$640,000
SOLD JUN 16, 2025

14145 Charity Chase Cir Carmel, IN 46074

West Carmel Neighborhood
5 Beds
3.5 Baths
4,245 Sq Ft
0.34 Acres

Recently Sold

$151 Per Sq Ft

1% Above List Price

4 Days on Market

Highlights

  • Water Views
  • Home fronts a pond
  • Vaulted Ceiling
  • Smoky Row Elementary School Rated A+
  • Deck
  • Traditional Architecture

About This Home

As of June 2025

Nestled in the prestigious ENCLAVE AT SADDLE CREEK, this stunning 5-BEDROOM, 3.5-BATH home offers 4,082 FINISHED SQFT of luxury and comfort. Highlights include a GRAND 2-STORY FOYER, LIGHT-FILLED LIVING ROOM, and HARDWOOD FLOORS THROUGHOUT THE MAIN LEVEL. The updated KITCHEN features BRAND NEW QUARTZ COUNTERTOPS (2025), FRESHLY PAINTED CABINETS, and STAINLESS STEEL APPLIANCES. Enjoy versatile spaces including a FORMAL DINING ROOM, BREAKFAST NOOK, PRIVATE OFFICE, and FINISHED BASEMENT. The OWNER'S SUITE WITH LAKE VIEW offers a RENOVATED SPA-INSPIRED BATH (2025) with an OVERSIZED WALK-IN SHOWER (frameless glass to be installed before May 25th), TOP-OF-THE-LINE BATH FIXTURES, and a SPACIOUS WALK-IN CLOSET. Secondary bedrooms are generously sized with great natural light. Relax in the PRIVATE BACKYARD overlooking a TRANQUIL LAKE VIEW, with quick access to NEIGHBORHOOD WALKING TRAILS AND AMENITIES. Conveniently located near top-rated schools, shopping, and popular restaurants, this home is set on a LARGER LOT in a highly sought-after community-defining REFINED LIVING. ROOF(4 yrs), FURNACE AND AC (3.5 yrs), Water softner (4 yrs)

Last Agent to Sell the Property

Praveena Velmurugaswamy

Keller Williams Indpls Metro N Brokerage Email: Praveenaraj@kw.com License #RB19000579 Listed on: 05/08/2025

Keller Williams Indpls Metro N

Last Buyer's Agent

Amit Mishra

BluPrint Real Estate Group License #RB24000178

BluPrint Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,692

Year Built

  • Built in 2002

Lot Details

  • 0.34 Acre Lot
  • Home fronts a pond

HOA Fees

  • $66 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Water
  • Neighborhood

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3-Story Property
  • Vaulted Ceiling
  • Paddle Fans
  • Entrance Foyer
  • Family Room with Fireplace
  • Finished Basement

Kitchen

  • Breakfast Bar
  • Double Oven
  • Electric Cooktop
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck

Schools

  • Smoky Row Elementary School
  • Carmel Middle School

Community Details

  • Association Phone (317) 843-2226
  • Saddle Creek Subdivision
  • Property managed by Centerpoint
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Legal Lot and Block 347 / 8
  • Assessor Parcel Number 290921010030000018
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,692

Year Built

Built in 2002

Lot Details

0

HOA Fees

$66 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2023
  • Year Built: 2002
  • Building Area Total: 4245
  • Garage Y N: Yes
  • Lot Size Acres: 0.34
  • Subdivision Name: Saddle Creek
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • MBR_AttributionContact: Praveenaraj@kw.com
  • Attribution Contact: Praveenaraj@kw.com
  • Special Features: VirtualTour

Interior Features

  • Basement: Yes
  • Basement Type: Finished
  • Appliances: Electric Cooktop, Dishwasher, Disposal, MicroHood, Double Oven, Refrigerator, Water Softener Owned
  • Levels: Three Or More
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1358
  • Fireplace Features: Family Room, Woodburning Fireplce
  • Fireplaces: 1
  • Interior Amenities: Breakfast Bar, Entrance Foyer, Paddle Fan, Hardwood Floors, Walk-in Closet(s), Vaulted Ceiling(s)
  • Living Area: 4245
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 0
  • Main Level Sq Ft: 1358
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 1529
  • Rooms Basement: 2

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 635000
  • Patio And Porch Features: Deck Main Level
  • View: Neighborhood, Water
  • View Y N: Yes
  • Waterfront Features: Pond, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached

Utilities

  • Heating: Natural Gas
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association Fee: 396
  • Association Fee Frequency: Semi-Annually
  • Association Phone: 317-843-2226
  • Association YN: Yes
  • Community Features: Suburban
  • Management Company Name: Centerpoint
  • H O A Disclosures: Covenants & Restrictions

Schools

  • Middle Or Junior School: Carmel Middle School

Lot Info

  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 14810
  • Parcel Number: 290921010030000018
  • Acres: 1/4-1/2 Acre
  • Price Acre: 1882353

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 5692
  • Tax Block: 8
  • Tax Lot: 347
  • Semi Annual Property Tax Amt: 2846

MLS Schools

  • Elementary School: Smoky Row Elementary School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jun 16, 2025
Sold by
Vasa Harshal and Rathod Urvashi
Bought by
Kulkarni Ashish and Kulkarni Meenal
Seller's Agent
Praveena Velmurugaswamy
Keller Williams Indpls Metro N
Buyer's Agent
Amit Mishra
BluPrint Real Estate Group
List Price
$635,000
Sold Price
$640,000
Premium/Discount to List
$5,000
0.79%
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-13.87%
Original Mortgage
$512,000
Outstanding Balance
$512,000
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$113,821

Purchase Details

Listed on
Jun 15, 2023
Closed on
Aug 30, 2023
Sold by
Kavicky Brian M and Kavicky Amy M
Bought by
Vasa Harshal and Rathod Urvashi
Seller's Agent
Trent Wood
eXp Realty, LLC
Buyer's Agent
Anjushree Bothra
F.C. Tucker Company
List Price
$575,000
Sold Price
$590,000
Premium/Discount to List
$15,000
2.61%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.62%
Original Mortgage
$468,000
Interest Rate
6.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 17, 2003
Sold by
Pulte Homes Of Indiana Llc
Bought by
Kavicky Brian M and Kavicky Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,452
Interest Rate
5.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 11, 2001
Sold by
Ditch Road Properties Llc
Bought by
Pulte Homes Of Indiana Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Meridian Title
Warranty Deed $590,000 None Listed On Document
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $512,000 New Conventional
Previous Owner $468,000 New Conventional
Previous Owner $345,000 New Conventional
Previous Owner $109,600 Credit Line Revolving
Previous Owner $276,000 New Conventional
Previous Owner $227,850 New Conventional
Previous Owner $65,000 Credit Line Revolving
Previous Owner $262,452 Purchase Money Mortgage
Closed $32,806 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/16/2025 06/16/25 Sold $640,000 +0.8% $151 / Sq Ft
05/12/2025 05/12/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $635,000 +7.6% $150 / Sq Ft
08/30/2023 08/30/23 Sold $590,000 +2.6% $145 / Sq Ft
06/16/2023 06/16/23 Pending -- -- --
06/15/2023 06/15/23 For Sale $575,000 -- $141 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,627 $559,100 $129,400 $429,700
2023 $5,692 $513,200 $65,800 $447,400
2022 $5,113 $448,400 $65,800 $382,600
2021 $4,357 $380,800 $65,800 $315,000
2020 $4,008 $350,300 $65,800 $284,500
2019 $3,969 $346,900 $65,800 $281,100
2018 $3,744 $332,900 $65,800 $267,100
2017 $3,748 $332,800 $65,800 $267,000
2016 $3,584 $323,400 $65,800 $257,600
2014 $3,261 $306,000 $59,400 $246,600
2013 $3,261 $295,100 $59,400 $235,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22034471

MIBOR Broker Listing Cooperative®

APN: 29-09-21-010-030.000-018